VTYB
Victory Bancorp Inc.

Joseph W. Major is the Chairman of the Board and CEO of The Victory Bank and of Victory Bancorp. Earlier in his career, Joe served as the President and CEO of Vartan National Bank and Patriot Bank Corp. He has served for several years as a board member of the Pennsylvania Bankers Association and its Services Corporation, served as the Chairman of the Professional Development Committee, and served as PA Bankers State Chairman in 2017-2018. Joe formerly served as a director of The First National Bank of Liverpool and a director of ETA, a bank data processing service bureau located in central Pennsylvania. He has served as a volunteer and board member of many local non-profit and charitable endeavors, and as a director of the PA Banker's Advanced School of Banking. Joe currently teaches at both the PA Banker's School of Banking and its Advanced School of Banking. In addition to his undergraduate degree in business, Mr. Major holds a JD from the University of Akron, and is an honor's graduate of the ABA's Stonier Graduate School of Banking (98), where he currently serves as a Capstone Advisor to members of the third year class.

Robert H. Schultz is the Chief Financial Officer, Chief Operating Officer and Secretary of the Company and the Bank. Mr. Schultz has experience with two previous community Banks in the suburban Philadelphia marketplace prior to joining the Bank. He has held various management roles encompassing compliance, information technology, and human resources in addition to his primary duties as chief financial officer. He has been employed by the bank since 2007.

Joseph W. Major is the Chairman of the Board and CEO of The Victory Bank and of Victory Bancorp. Earlier in his career, Joe served as the President and CEO of Vartan National Bank and Patriot Bank Corp. He has served for several years as a board member of the Pennsylvania Bankers Association and its Services Corporation, served as the Chairman of the Professional Development Committee, and served as PA Bankers State Chairman in 2017-2018. Joe formerly served as a director of The First National Bank of Liverpool and a director of ETA, a bank data processing service bureau located in central Pennsylvania. He has served as a volunteer and board member of many local non-profit and charitable endeavors, and as a director of the PA Banker's Advanced School of Banking. Joe currently teaches at both the PA Banker's School of Banking and its Advanced School of Banking. In addition to his undergraduate degree in business, Mr. Major holds a JD from the University of Akron, and is an honor's graduate of the ABA's Stonier Graduate School of Banking (98), where he currently serves as a Capstone Advisor to members of the third year class.

Matthew B. Bates is the chief executive officer of Evans Delivery Company and West Motor Freight and DM Transportation Management Services. In 1988, Matthew "Bo" Bates joined his father-in-law Bert Evans at Evans Delivery Company, the family-owned trucking business. Mr. Bates managed the newly acquired West Motor Freight of PA. At that time, West Motor Freight combined with Evans operated 200 trucks in the northeastern United States. During the past 30 years, the Evans Network of Companies has grown organically and through multiple strategic acquisitions. Today the Evans Network operates over 7,000 trucks and provides transportation and logistics services to thousands of clients. Evans Delivery Company is the largest privately owned provider of container drayage services in North America. The Evans Network of Companies is one of the top fifty for-hire trucking companies in the United States. Mr. Bates is the Chief Executive Officer of the Evans Companies; is a Founding Director of The Victory Bank in Limerick, PA; co-founded and sold Encompass Risk Solutions a commercial insurance broker; is a director of Scan Global / Trans Group an international freight forwarder; and is involved in other privately held companies. Bo serves on the Board of the Schuylkill YMCA, and serves on the Executive Committee of the Hawk Mountain Council B.S.A. Bo received a Bachelor's Degree in Chemical Engineering from Georgia Institute of Technology and an MBA from Kent State University.

Michael A. Eddinger is a principal and co-owner of Suburban Water Technology located in Gilbertsville, Pennsylvania since 1992 and expanded into Southern Delaware in 2013. A successful entrepreneur, he and his brother have built a fast-growing and profitable enterprise specializing in the sales and service of commercial and residential water treatment equipment. He began his career in the commercial refrigeration business, with hands-on drafting and sales engineering experience. Mr. Eddinger is also a partner in several real estate development and construction projects in Florida. The scope of these projects have included land acquisition, land development, construction, sales and property management. He is a life-long member of the Boyertown Community and has served on several community boards.

Steven D Gilmore is the Chief Executive Officer/Chairman of the Board of Gilmore & Associates, Inc. (G&A). G&A is a Civil Engineering and Consulting Services company founded in 1918 and currently employing 175 persons working from seven office locations throughout Eastern Pennsylvania. G&A is annually ranked one of the top 25 Engineering Firms in the Philadelphia Region by the Philadelphia Business Journal. Mr. Gilmore, on behalf of G&A, received the 2015 Business Achievement Award from the Central Bucks Chamber of Commerce, an award acknowledging "the consistent growth, stability and use of business resources to aid community and social action projects over the firm's history". Mr. Gilmore is also a partner in Green Street Real Estate, a commercial real estate company located in Doylestown, PA. Green Street represents sellers, buyers and developers as well as tenants of commercial real estate properties/buildings throughout southeastern PA. Mr. Gilmore is also a commercial real estate developer, having constructed numerous office buildings throughout southeastern PA. Mr. Gilmore actively manages several of these buildings at this time. Mr. Gilmore is a graduate of Villanova University and a registered professional engineer in the Commonwealth of Pennsylvania. He has also served on numerous Boards of Directors including; the Regional Advisory Board of National Penn Bank/First Service Bank, Bucks County Community College Foundations and the Central Bucks Family YMCA.

Kevin L. Johnson, P.E. is the president and founder of Traffic Planning and Design, Inc. (TPD), a firm repeatedly ranked as one of the 50 best places to work in Pennsylvania by the Team Pennsylvania Foundation. TPD has also been repeatedly ranked as one of the best medium-sized civil engineering firms to work for in the United States by Zweig Group. The Philadelphia Business Journal (PBJ) recognized TPD as one of the 20 largest engineering firms in the Philadelphia metropolitan area while the Engineering News Record (ENR) recognized TPD as one of the 65 largest engineering firms in the Mid-Atlantic Region. Mr. Johnson is a public advocate for transportation funding and in 2016 he was named Delaware Valley's Engineer of the Year. He sits on the Board of Directors for several organizations including the Southeastern Pennsylvania Transportation Authority (SEPTA) where he serves as Chairman of both the Audit and Pension Committees, is past Chairman of both the Administrative and Operations Committees. In 2011, Mr. Johnson was one of four engineers to serve on Governor Corbett's Transportation Funding Advisory Commission and is the only engineer to serve on the Transportation Transition teams for both Governors Corbett and Wolf. He serves on the Board of Directors for the Associated Pennsylvania Constructors of PA (APC), is the past president of the American Society for Highway Engineers, Delaware Valley section, and is a member of the Institute of Transportation Engineers. .

Kenneth E. Lawrence, Jr. is a distinguished leader with a diverse background in public service and corporate affairs. Beginning his career in the US House of Representatives, he later transitioned to roles at Merck & Co., Inc. and founded Public Affairs Strategies. In 2008, he joined Temple University, where he served in key positions including Senior Vice President and Vice President. Ken's commitment to community engagement extended to various organizations, including SEPTA, PIDC, and Big Brothers Big Sisters. Currently, Ken serves as the Senior Vice President of Corporate Affairs for Southeastern Pennsylvania at Highmark Blue Shield, where he continues to leverage his expertise to drive positive change and foster community development. Throughout his career, he has exemplified integrity and dedication, leaving a lasting impact on the Philadelphia community and beyond.

Laurie E. Tolle is the managing partner of Maillie LLP, a "Top 300" firm in America as named by Inside Public Accounting in 2023. Ms. Tolle joined the firm in 2006 and prior to becoming the managing partner, was responsible for quality control in the firm's accounting and auditing practice, as well as coordinating the firm's continuing professional education. As the managing partner, she has focused on integration of technology in the firm's processes for greater efficiency and effectiveness and continues to grow the firm and develop professional specialization in key industries and services. Prior to joining Maillie LLP, Ms. Tolle worked for several public accounting firms and as the Director of Professional and Technical Services for the Pennsylvania Institute of Certified Public Accountants where she administered the state peer review program and served as liaison to the state peer review, ethics and accounting and audit committees. Ms. Tolle is a graduate of Villanova University and has been a certified public accountant in the Commonwealth of Pennsylvania since 1994. She is a member of both the American Institute of Certified Public Accountants and Pennsylvania Institute of Certified Public Accountants and is a founding member of Women on Course.

Mary Beth Touey retired from Women's Healthcare in Pottstown after serving 19 years as controller. She previously held various sales & marketing positions in the Ford Motor Company including roles in Ford Motor Credit Company, Ford Parts & Service Division, Lincoln/Mercury, and its' previously-owned Premier Automotive Group (Jaguar/Land Rover/Aston Martin). She is a graduate from State University of New York Oswego with a BS in Applied Mathematical Economics. Ms. Touey also serves as a catechist at St. Eleanor's parish and serves as parent advocate on Spring-Ford School District's Project MAX initiative; helping to build awareness, empower families and foster high expectations for students with complex instructional needs.

Dennis R. Urffer is a retired Senior Director with HBK CPAs & Consultants, an accounting firm located in Blue Bell, Pennsylvania, since 1989, and he served as the Chairman, Estate and Gift Tax Department of the firm. Mr. Urffer's areas of expertise include closely-held corporations involved in manufacturing, real estate developers, engineering, professional services and wineries. He specializes in business planning, tax planning, estate planning, estate tax compliance and retirement planning. Mr. Urffer is a member of the American Institute of Certified Public Accountants and the Pennsylvania Institute of Certified Public Accountants. His former and present community affiliations include service with the following organizations: former treasurer and board member of the Boyertown Area YMCA; founding member and former board member of the Berks Mont Business Association; first president and former board member of Building a Better Boyertown; and former member of Boyertown Area YMCA Endowment Committee. In February, 2019 Mr. Urffer was elected to the Board of Veterans Brotherhood, a 501(c)(3) non profit providing for Veterans in need and their families.