SMKG
Smart Card Marketing Systems, Inc.

SmartCard Marketing Systems Inc. (OTC:SMKG) and Axepay Inc. Empower BAAS and Cross-Border Payments for Fiat and Stablecoins, Bolstered by Strategic “IFE” US Bank & US Trust Partnership

SmartCard Marketing Systems Inc. (OTC:SMKG), a global leader in embedded PayTech and digital transformation solutions, is proud to announce a with Axepay Inc., a cross-border digital payments innovator, to accelerate Banking-as-a-Service (BAAS) and cross-border transaction capabilities for both fiat and stablecoin ecosystems.

This alliance is further strengthened by a recent partnership with an IFE U.S.-based Bank and US Trust, unlocking vast opportunities for both domestic and foreign clients to leverage compliant, scalable financial services and commercial operating accounts for “Named and FBO” Accounts. The collaboration enables SmartCard and Axepay to deliver a comprehensive suite of embedded payout and collection services, including real-time settlements, digital onboarding, on-off ram, and multi-currency support.

“Our collaboration with the addition of an IFE U.S. Bank and US Trust partner marks a pivotal moment in our mission to democratize access to global financial services,” said Massimo Barone, CEO of SmartCard Marketing Systems Inc. “This positions us to serve a broader client base with enhanced trust, compliance, and reach.”

Key highlights of the joint offerings include:

• Multi-tenant BAAS platforms with embedded KYC/AML, ledger systems, and trust-backed account provisioning.
• Cross-border payment orchestration for fiat and stablecoins, integrated with many of our existing Financial Institution partners across the globe.
• Digital onboarding and payment facilitation for underbanked markets, with a focus on financial inclusion and micro-loan enablement.
• Trust-backed infrastructure that enhances credibility and regulatory alignment for enterprise clients and fintechs.

This partnership ecosystem underscores a shared commitment to building a borderless, inclusive financial future—where innovation meets compliance and scale.

About our Minority interest and partnership with Xpay Worldwide which is a cutting-edge Payments Host Switch that powers the evolving Paytech landscape with a cloud-native, and blockchain-ready infrastructure. Positioned as an agnostic platform, it seamlessly integrates contact and contactless payment schemes across physical and digital ecosystems. Xpay offers a comprehensive suite of services—including a Terminal Management System, Merchant Management System, and certified cloud-based Payment Switch—designed to be white-labeled and rapidly deployed by banks, acquirers, and enterprises. Its embedded payments architecture supports Android terminals, eCommerce, virtual terminals, and more, enabling clients to scale effortlessly across global markets. It's not just a switch—it's a launchpad for the future of payments with PCI-DSS ready.

SmartCard Marketing Systems Inc. (OTC:SMKG) is the architect of embedded payments and Platforms-as-a-Service (PaaS), offering over 26 proprietary platforms that empower banks, EMIs, and enterprises to deploy white-labeled digital ecosystems. From blockchain-ready infrastructure to AI-driven CRM and marketplace solutions, SmartCard is the digital backbone for Banking-as-a-Service (BaaS) and Web3.0 commerce.

Axepay is the cross-border payments engine, enabling B2B, B2C, and P2P transactions through a single API. With integrations across global corridors—including LATAM, Asia, and North America—Axepay delivers real-time FX, multi-currency settlement, and alternative payment methods. It’s the financial bridge that turns borders into business opportunities.

Xpay Worldwide is the cloud-native, blockchain-enabled Payment Host Switch redefining transaction orchestration. With certified infrastructure for Android terminals, eCommerce, EMV POS terminals and virtual terminals, Xpay offers a fully agnostic, white-label platform that accelerates market entry for acquirers and enterprises alike.

Together, these three pillars form a unified digital payments ecosystem—one that’s agile, scalable, and future-proof. This isn’t just a pitch. It’s a blueprint for the next unicorn in global fintech. Ready to ride the wave? 🦄💳

For more information, visit SmartCard Marketing Systems Inc. or Axepay.

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About SmartCard Marketing Systems Inc.  

SmartCard Marketing Systems Inc. (OTC: SMKG) is a provider of PAAS “Platforms as a Service” advanced financial, digital assets and paytech solutions, dedicated to transforming the digital finance landscape. With a focus on innovation and customer-centric services, SmartCard Marketing Systems Inc. empowers businesses and financial institutions to optimize their digital payments and financial strategies and achieve sustainable growth.

For additional enquiries & Enterprise Program connect with:

Dharmesh Vora

President Enterprise Solutions

SmartCard Marketing Systems Inc.

dvora@smartcardmarketingsystems.com

CEO, Massimo Barone
mbarone@smartcardmarketingsystems.com

OTC:SMKG Ph: 1-844-843-7296
news@smartcardmarketingsystems.com

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