UNIB
University Bancorp, Inc.

Ann Arbor-based University Bancorp owns 100% of University Bank which, together with its subsidiaries, holds and manages a total of over $36 billion in loans and assets for over 183,000 customers and our 528 employees make us the 5th largest bank based in Michigan. University Bank is an FDIC-insured, locally owned and managed community bank, and meets the financial needs of its community through its creative and innovative services. Founded in 1890, University Bank is proud to have been selected as the "Community Bankers of the Year" by American Banker magazine, as the recipient of the American Bankers Association's Community Bank Award, and as a top 10 "Best Managed Bank" and the bank with the #1 "Best Growth Strategy" by Bank Director Magazine. University Bank is a Member FDIC. The operating subsidiaries of University Bank which are members of our corporate family, ranked by their size of revenues are: UIF, a faith based banking firm based in Southfield, Michigan; University Lending Group, a retail residential mortgage originator based in Clinton Township, Michigan; Midwest Loan Services, a residential mortgage subservicer based in Houghton, Michigan; Community Banking, based in Ann Arbor, Michigan, which provides traditional community banking services in the Ann Arbor area; Ann Arbor Insurance Centre, an independent insurance agency based in Ann Arbor, Michigan, our reverse mortgage residential lending division; and our mortgage warehouse lending division.