MSWV
Main Street Financial Services Corp.

Mr. Ciccotelli is a Vice President in the Tax Services Group in the Wooster, Ohio office of Meaden and Moore, Ltd. and has been employed in such capacity since 2002. He is a Certified Public Accountant and has over 28 years of taxation work experience with large public accounting firms and has worked with publicly traded companies. Mr. Ciccotelli has been involved in community and economic development activities in Wayne Savings' market area and serves as Chairman of the Company's Audit Committee.

Mr. Ciroli joined the Board of Directors of Farmers National Bank in Canfield, Ohio, in October 2010. He then served as the Chairman of Farmers from October 2011 until his retirement in April 2021. At the time of his retirement from Farmers, he was also a member of the Executive Committee, Audit Committee and Chaired the Enterprise Risk Management Committee. Although currently inactive in the consulting business, Mr. Ciroli also co-founded NBE Bank Consulting Services which provides consulting services to community banks. Prior to establishing NBE Bank Consulting Services, Mr. Ciroli was employed with the Office of the Comptroller of the Currency (OCC), U.S., Treasury for 33 years. At the time of his retirement from the OCC in 2008, Mr. Ciroli was the Assistant Deputy Comptroller heading up both the Cleveland, Ohio and Detroit, Michigan offices for the OCC. The Nominating and Corporate Governance Committee believes that Mr. Ciroli's extensive experience in the banking industry and regulatory expertise will be an immense asset to the Board.

Mr. Lehman served as the President and CEO for the Company from December 2016 to August 2017. He is also a director of the Mennonite Mutual Insurance Company in Orrville, Ohio, where he was President of the company from 1990 through February 2016. Mr. Lehman has over 30 years of experience in the financial services industry and over 25 years leading a growing insurance company, and has been extensively involved in community and leadership development activities in Wayne Savings' market area.

Ms. Marthey served as the Vice President and Treasurer for The J.M. Smucker Company in Orrville, Ohio with more than 35 years in various finance roles at the company. As Vice President and Treasurer for over 15 years, she managed the company's liquidity resources, formulating and implementing the appropriate capital structure, corporate investment management, debt structure and management, and banking relationships with commercial banks. She also had responsibility for the company's risk and insurance function and the management of the company's retirement assets and 401(k) employee plans. Ms. Marthey has been involved in community and professional organizations in Wayne Savings' market area.

Mr. Miller is President and Chief Executive Officer of Holmes-Wayne Electric Cooperative, Millersburg, Ohio and has been employed in such capacity since 2004. He is also a Certified Public Accountant. Mr. Miller has over 30 years of experience in business management and financial statement preparation. Mr. Miller has been involved in community and economic development activities, including work in the oil and gas industry, in Wayne Savings' market area.