FACO
First Acceptance Corp.

Director Since: 2014 Business Experience: Since November 2021, Mr. Russell has served as a Special Advisor to the Company. Upon the death of Larry Willeford in October 2022, he has been serving as Chief Executive Office. He previoulsy served as the Company's Chief Executive Officer from October 2019 through November 2021. Mr. Russell previously served as both the Company's Interim President and Chief Executive Officer from October 2016 until October 2019. From June 2015 to October 2016, Mr. Russell served as President, Chief Executive Officer and a director of Mechanics Bank, an affiliate of Gerald J. Ford. Mr. Russell is a former member of the managing board of directors for KPMG Deutsche Treuhand-Gesellschaft Aktiengesellschaft (KPMG DTG). Prior to joining KPMG DTG, Mr. Russell was the lead financial services partner in the US KPMG LLP's Department of Professional Practice in New York. Prior to joining the Department of Professional Practice at KPMG in 1993, Mr. Russell spent 20 years in KPMG's Dallas office and had engagement responsibilities for several significant regional banking, thrift and other financial services clients. Other Current Board Positions: Hilltop Holdings Inc. and Mechanics Bank Relationship to Company: Mr. Russell is the Chief Executive Officer of the Company.

Executive Vice President and Chief Financial Officer Business Experience: Mr. Dickman has been the Company's Executive Vice President and Chief Financial Officer since December 2019. From 2011 to 2019, Mr. Dickman was Director -- Financial Analysis and Strategy for Direct General Insurance. Other Current Board Positions: None Relationship to Company: Mr. Dickman is the Executive Vice President and Chief Financial Officer of the Company.

Mr. Bodayle has served as our Vice President and Secretary-Treasurer since February 2008. Mr. Bodayle had served as Chief Financial Officer - Insurance Company Operations since April 2004. Mr. Bodayle has been Treasurer and Chief Financial Officer of the Company's insurance company subsidiaries since March 2004, and had previously served as our Treasurer and Chief Financial Officer since July 1998. Mr. Bodayle has over 40 years of experience focused primarily in the insurance industry, which includes auditing, financial reporting and insurance agency operations. Mr. Bodayle has over seven years of public accounting experience and was formerly a Senior Audit Manager with Peat, Marwick, Main (now known as KPMG) from 1980 to 1985. From 1985 to 1996, Mr. Bodayle was Treasurer and Chief Financial Officer for Titan Holdings, Inc., a publicly-traded insurance holding company.

Director Since: 2011 Business Experience: Mr. Ford is the Chairman of the Board of Directors. He currently serves as a director, President and Chief Executive Officer of Hilltop Holdings Inc. ("Hilltop"), a financial holding company that owns PlainsCapital Bank, PrimeLending (mortgage lender), Hilltop Securities, Inc. (public and corporate finance, clearing and asset management), and National Lloyds Insurance Company (property and casualty insurance company). Prior to joining Hilltop, he worked for Ford Financial Fund, L.P., a private equity fund, and for Diamond A-Ford Corporation, a family limited partnership. Mr. Ford has extensive experience in operating a public company, as well as mergers and acquisitions. Other Current Board Positions: Hilltop Holdings Inc. Relationship to Company: Jeremy B. Ford is the Chairman of the Board of Directors. He also is the son of Gerald J. Ford who controls approximately 57% of our outstanding common stock.

Director Since: 2024 Business Experience: Mr. Davies has an extensive non-standard automobile insurance background that includes having served from 2012 to 2021 as President and CEO of the Safe Auto Insurance Group, a non-standard insurance carrier, which was acquired by Allstate (NYSE: ALL) in 2021. Mr. Davies began his insurance career with the co-founding of SureDeposit.com (purchased by Assurant, NYSE: AIZ) followed by joining Progressive Insurance Company (NYSE:PGR) in 2001 and most recently serving as Chief Insurance Officer for Vivant Inc. (NYSE: VVNT) where he lead an internal start up insurance opportunity. He received his BS (with Distinction) from West Point and his MBA (with Honors) from the Harvard Business School.

Director Since: 2002 Business Experience: Mr. Edwards is the Chief Executive Officer of Flexpoint Ford, LLC, a Chicago-based private equity firm focused on healthcare and financial services. Prior to July 2002, Mr. Edwards served as a principal in GTCR Golder Rauner, a Chicago-based private equity firm, for over eight years where he was the head of the firm's healthcare investment effort. Mr. Edwards has experience in strategic planning, management, finance and investments. Other Current Board Positions: GeoVera Holdings. Relationship to Company: Mr. Edwards is a Director.

Director Since: 2004 Business Experience: From 2011 until 2015, Mr. Olson served as Chairman of Hill+Knowlton Strategies, Europe and USA, a global public relations company. Mr. Olson served as a Senior Advisor to the Chairman of Citigroup, Inc. from 2001 until 2008. Mr. Olson served as United States Ambassador to Sweden from 1998 until 2001. From 1990 to 1998, Mr. Olson served as Chairman and Chief Executive Officer of Travelers Insurance Group Holdings, Inc. and Associated Madison Companies, Inc. Prior to joining Travelers, Mr. Olson served as President of the National Group Corporation and Chief Executive Officer of its National Group Insurance Company. Mr. Olson has executive experience in strategic planning, management, insurance regulatory compliance and finance, with particular emphasis on the insurance industry. Other Current Board Positions: Scott & White Health Plan. Relationship to Company: Mr. Olson is an Independent Director.

Director Since: 2004 Business Experience: Mr. Shipp has been a principal of W.A. Shipp, Jr. & Co., a business and financial advisory firm, since July 1995 and has served as Treasurer/Secretary of the Jack C. Massey Foundation since July 1999, as a Director of the Foundation since April 2015, and as President since November 2016. From December 1983 to June 1995, Mr. Shipp served as Vice President of Massey Investment Company. Prior to joining Massey Investment Company, Mr. Shipp worked for more than eight years in various audit and tax capacities for Ernst & Young LLP. Mr. Shipp is a certified public accountant with the CGMA designation and has experience in accounting, finance and investments. Other Current Board Positions: Jack C. Massey Foundation. Relationship to Company: Mr. Shipp is an Independent Director.

Director Since: 2005 Business Experience: Mr. Nichols is currently the owner and Chief Executive Officer of Carlile Holdings, Inc., a family investment office. He served as Chairman and Chief Executive Officer of Carlile Bancshares, Inc. from March 2008 through its April 2017 acquisition by Independent Bancshares, Inc. for which he currently serves as a director. He served as President and a director of First United Bancorp and Chairman, President and Chief Executive Officer of State National Bancshares, Fort Worth from October 1996 to March 2008. Mr. Nichols previously served as President of Ford Bank Group and as a director of United New Mexico Financial Corporation. Mr. Nichols has executive experience in strategic planning, management and finance. Other Current Board Positions: Independent Bank Group, Inc. Relationship to Company: Mr. Nichols is an Independent Director.

Director Since: 2014 Business Experience: Since November 2021, Mr. Russell has served as a Special Advisor to the Company. Upon the death of Larry Willeford in October 2022, he has been serving as Chief Executive Office. He previoulsy served as the Company's Chief Executive Officer from October 2019 through November 2021. Mr. Russell previously served as both the Company's Interim President and Chief Executive Officer from October 2016 until October 2019. From June 2015 to October 2016, Mr. Russell served as President, Chief Executive Officer and a director of Mechanics Bank, an affiliate of Gerald J. Ford. Mr. Russell is a former member of the managing board of directors for KPMG Deutsche Treuhand-Gesellschaft Aktiengesellschaft (KPMG DTG). Prior to joining KPMG DTG, Mr. Russell was the lead financial services partner in the US KPMG LLP's Department of Professional Practice in New York. Prior to joining the Department of Professional Practice at KPMG in 1993, Mr. Russell spent 20 years in KPMG's Dallas office and had engagement responsibilities for several significant regional banking, thrift and other financial services clients. Other Current Board Positions: Hilltop Holdings Inc. and Mechanics Bank Relationship to Company: Mr. Russell is the Chief Executive Officer of the Company.