APCX
AppTech Payments Corp.

AppTech Payments Corp. is a fintech company leveraging advanced payment processing and CoreBanking technologies to enhance its merchant services. Its all-in-one platform, FinZeo™, delivers modular, cloud/edge-based financial solutions customizable via modern APIs. FinZeo includes Payments-as-a-Service (PaaS), Instant Bank Analysis, Automated Underwriting, CoreBanking, and Banking-as-a-Service (BaaS). PaaS enables frictionless digital and mobile payments through ACH, card processing, eCheck, mobile, text-to-pay, and more, supporting multi-channel, API-driven transactions. BaaS offers scalable, digital financial management tools empowering institutions to serve businesses and individuals efficiently and cost-effectively. The platform’s Automated Underwriting portal streamlines onboarding with customizable pricing and risk models. CoreBanking supports digital onboarding, compliance, FedWire/FedACH, FedNow, virtual accounts, and more, helping banks modernize operations. FinZeo’s white-labeled portal empowers ISOs and ISVs to integrate payment and banking services seamlessly, driving adoption and client growth. With a flexible architecture, FinZeo unites AppTech’s IP, PaaS, BaaS, and user-specific portals to deliver a tailored, one-hub fintech experience.