| UNITED STATES |
|---|
| SECURITIES AND EXCHANGE COMMISSION |
| Washington, D.C. 20549 |
NOTICE OF EFFECTIVENESS |
| Effective Date: | October 19, 2016 |
|---|---|
| Accession Number: | 0001552781-16-001995 |
| Submission Type: | POS AM |
| CIK: | 0000813640 |
|---|---|
| Company Name: | CITIZENS BANCSHARES CORP /GA/ |
| File Number: | 333-91003 |