The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

  UNITED STATES SECURITIES AND EXCHANGE COMMISSION OMB APPROVAL
 Washington, D.C. 20549
FORM 13F
OMB Number:   3235-0006
Estimated average burden
hours per response:       23.8


FORM 13F COVER PAGE


Report for the Calendar Year or Quarter Ended:
09-30-2025
 
Check here if Amendment:      Amendment Number:
 
This Amendment (Check only one.):    is a restatement.
     adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:Northwest Bancshares, Inc. 
Address:100 Liberty Street 
 Warren PA 16365 

Form 13F File Number:  028-18551 
CRD Number (if applicable):   
SEC File Number (if applicable):   


The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:Allen M. Nuttall 
Title:Regional SVP & Trust Operations Manager 
Phone: 814-728-7061 

Signature, Place, and Date of Signing:

/s/ Allen M. Nuttall Warren,  PENNSYLVANIA 11-13-2025 
[Signature][City, State][Date]

Do you wish to provide information pursuant to Special Instruction 5?        Yes      X  No

Report Type (Check only one.):

X  13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)

     13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)

     13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
Form 13F Information table Entry Total:221 
Form 13F Information table Value Total:602,150,910 
 (round to nearest dollar)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F number(s) of all institutional investement managers with respect to which this report is filed, other than the manager filing this report.


     NONE

FORM 13F INFORMATION TABLE

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIPFIGI VALUE
(round to nearest dollar)
SHRS OR
PRN AMT
SH /
PRN
PUT /
CALL
INVESTMENT
DISCRETION
OTHER
MANAGER
VOTING AUTHORITY
SOLESHAREDNONE
ABBOTT LABSCOM002824100-880,9236,577SH-SOLE-6,57700
ABBVIE INCCOM00287Y109-78,492339SH-OTR-33900
ABBVIE INCCOM00287Y109-1,284,8155,549SH-SOLE-5,54900
ADOBE INCCOM00724F101-3,369,8219,553SH-SOLE-9,55300
ADVANCED MICRO DEVICES INCCOM007903107-400,2682,474SH-SOLE-2,47400
AFLAC INCCOM001055102-491,2574,398SH-SOLE-4,39800
ALLSTATE CORPCOM020002101-51,516240SH-OTR-24000
ALLSTATE CORPCOM020002101-6,097,56328,407SH-SOLE-28,340067
ALPHABET INCCAP STK CL A02079K305-7,331,89630,160SH-SOLE-30,099061
ALPHABET INCCAP STK CL C02079K107-53,581220SH-OTR-22000
ALPHABET INCCAP STK CL C02079K107-3,963,77616,275SH-SOLE-16,215060
AMAZON COM INCCOM023135106-1,208,5135,504SH-SOLE-5,50400
AMERICAN ELEC PWR CO INCCOM025537101-46,125410SH-OTR-41000
AMERICAN ELEC PWR CO INCCOM025537101-525,0384,667SH-SOLE-4,66700
AMERICAN EXPRESS COCOM025816109-468,0131,409SH-SOLE-1,40900
AMERIPRISE FINL INCCOM03076C106-327,664667SH-SOLE-66700
AMGEN INCCOM031162100-315,7821,119SH-SOLE-1,11900
ANALOG DEVICES INCCOM032654105-413,7591,684SH-SOLE-1,68400
APPLE INCCOM037833100-50,926200SH-OTR-20000
APPLE INCCOM037833100-15,295,36960,069SH-SOLE-60,015054
APPLIED MATLS INCCOM038222105-19,45095SH-OTR-9500
APPLIED MATLS INCCOM038222105-6,829,30733,356SH-SOLE-33,2160140
GALLAGHER ARTHUR J & COCOM363576109-284,032917SH-SOLE-91700
ATLANTIC UN BANKSHARES CORPCOM04911A107-1,006,93028,533SH-SOLE-28,53300
AUTODESK INCCOM052769106-205,532647SH-SOLE-64700
AUTOMATIC DATA PROCESSING INCOM053015103-464,3171,582SH-SOLE-1,58200
AUTOZONE INCCOM053332102-5,869,0481,368SH-SOLE-1,36503
BANK NEW YORK MELLON CORPCOM064058100-520,8294,780SH-SOLE-4,78000
BANK MONTREAL QUECOM063671101-15,239117SH-OTR-11700
BANK MONTREAL QUECOM063671101-6,677,13651,264SH-SOLE-51,0750189
BERKSHIRE HATHAWAY INC DELCL B NEW084670702-2,603,6905,179SH-SOLE-5,17900
BHP GROUP LTDSPONSORED ADS088606108-13,826248SH-OTR-24800
BHP GROUP LTDSPONSORED ADS088606108-866,57815,544SH-SOLE-15,54400
BOOZ ALLEN HAMILTON HLDG CORCL A099502106-4,891,45348,939SH-SOLE-48,7660173
BRISTOL-MYERS SQUIBB COCOM110122108-258,1985,725SH-SOLE-5,72500
BROADCOM INCCOM11135F101-1,460,5124,427SH-SOLE-4,42700
CAPITAL ONE FINL CORPCOM14040H105-274,8661,293SH-SOLE-1,29300
CARRIER GLOBAL CORPORATIONCOM14448C104-259,1584,341SH-SOLE-4,34100
CATERPILLAR INCCOM149123101-601,2091,260SH-SOLE-1,26000
CHECK POINT SOFTWARE TECH LTORDM22465104-7,242,47135,003SH-SOLE-34,934069
CHEVRON CORP NEWCOM166764100-35,717230SH-OTR-23000
CHEVRON CORP NEWCOM166764100-5,854,43337,700SH-SOLE-37,649051
CHUBB LIMITEDCOMH1467J104-5,133,56318,188SH-SOLE-18,144044
CISCO SYS INCCOM17275R102-42,968628SH-OTR-62800
CISCO SYS INCCOM17275R102-7,191,558105,109SH-SOLE-104,9340175
CITIGROUP INCCOM NEW172967424-32,988325SH-OTR-32500
CITIGROUP INCCOM NEW172967424-301,4552,970SH-SOLE-2,97000
CLEVELAND-CLIFFS INC NEWCOM185899101-960,77478,752SH-SOLE-78,1070645
COCA COLA COCOM191216100-6,233,54993,992SH-SOLE-93,6700322
CONOCOPHILLIPSCOM20825C104-441,5464,668SH-SOLE-4,5680100
COSTCO WHSL CORP NEWCOM22160K105-370,252400SH-SOLE-40000
CROCS INCCOM227046109-4,023,60148,158SH-SOLE-48,060098
CSX CORPCOM126408103-438,58412,351SH-SOLE-12,35100
CUMMINS INCCOM231021106-18,58444SH-OTR-4400
CUMMINS INCCOM231021106-6,301,33814,919SH-SOLE-14,879040
CVS HEALTH CORPCOM126650100-30,156400SH-OTR-40000
CVS HEALTH CORPCOM126650100-180,4842,394SH-SOLE-2,39400
D R HORTON INCCOM23331A109-1,488,2868,782SH-SOLE-8,701081
DANAHER CORPORATIONCOM235851102-604,4953,049SH-SOLE-3,04900
DIAGEO PLCSPON ADR NEW25243Q205-17,655185SH-OTR-18500
DIAGEO PLCSPON ADR NEW25243Q205-453,7704,755SH-SOLE-4,700055
DIMENSIONAL ETF TRUSTUS LARGE CAP VEC25434V641-427,8125,883SH-SOLE-5,88300
DISNEY WALT COCOM254687106-404,6433,534SH-SOLE-3,53400
DOLLAR GEN CORP NEWCOM256677105-1,124,24110,878SH-SOLE-10,802076
DOMINION ENERGY INCCOM25746U109-344,3265,629SH-SOLE-5,62900
DUKE ENERGY CORP NEWCOM NEW26441C204-761,9296,157SH-SOLE-6,15700
DUPONT DE NEMOURS INCCOM26614N102-243,2823,123SH-SOLE-3,073050
EATON CORP PLCSHSG29183103-147,829395SH-OTR-39500
EATON CORP PLCSHSG29183103-1,544,1564,126SH-SOLE-4,12600
ELECTRONIC ARTS INCCOM285512109-208,9611,036SH-SOLE-1,03600
ELI LILLY & COCOM532457108-2,804,7883,676SH-SOLE-3,67600
EMERSON ELEC COCOM291011104-1,290,0249,834SH-SOLE-9,83400
ERIE INDTY COCL A29530P102-719,9962,263SH-SOLE-2,26300
EXELON CORPCOM30161N101-275,1016,112SH-SOLE-6,11200
EXXON MOBIL CORPCOM30231G102-33,374296SH-OTR-29600
EXXON MOBIL CORPCOM30231G102-7,353,44265,219SH-SOLE-65,138081
FISERV INCCOM337738108-327,6112,541SH-SOLE-2,54100
GE AEROSPACECOM NEW369604301-325,3371,082SH-SOLE-1,08200
GLOBAL X FDSS&P 500 CATHOLIC37954Y889-3,078,11537,974SH-SOLE-37,97400
GOLDMAN SACHS GROUP INCCOM38141G104-710,344892SH-SOLE-89200
HALLIBURTON COCOM406216101-3,600,702146,370SH-SOLE-146,301069
HARTFORD INSURANCE GROUP INCCOM416515104-254,1081,905SH-SOLE-1,90500
HCA HEALTHCARE INCCOM40412C101-839,1881,969SH-SOLE-1,96900
HOME DEPOT INCCOM437076102-7,297,06718,009SH-SOLE-17,978031
HONEYWELL INTL INCCOM438516106-725,5943,447SH-SOLE-3,44700
ISHARES TRIBONDS DEC202646435GAA0-12,709523SH-OTR-52300
ISHARES TRIBONDS DEC202646435GAA0-1,494,03761,483SH-SOLE-61,2770206
ISHARES TRIBONDS 27 ETF46435UAA9-10,150417SH-OTR-41700
ISHARES TRIBONDS 27 ETF46435UAA9-766,44231,489SH-SOLE-31,2830206
INCYTE CORPCOM45337C102-5,645,29366,564SH-SOLE-66,4510113
INTERACTIVE BROKERS GROUP INCOM CL A45841N107-3,657,38953,152SH-SOLE-53,15200
INTERNATIONAL BUSINESS MACHSCOM459200101-30,473108SH-OTR-10800
INTERNATIONAL BUSINESS MACHSCOM459200101-1,617,9055,734SH-SOLE-5,73400
INVESCO EXCH TRD SLF IDX FDBULSHS 2025 HY46138J817-13,121569SH-OTR-56900
INVESCO EXCH TRD SLF IDX FDBULSHS 2025 HY46138J817-2,258,28997,931SH-SOLE-97,7140217
INVESCO EXCH TRD SLF IDX FDINVSCO BLSH 2646138J635-12,686542SH-OTR-54200
INVESCO EXCH TRD SLF IDX FDINVSCO BLSH 2646138J635-2,141,39491,493SH-SOLE-91,2770216
INVESCO EXCH TRD SLF IDX FDBULETSHS 202746138J585-10,097444SH-OTR-44400
INVESCO EXCH TRD SLF IDX FDBULETSHS 202746138J585-951,89641,860SH-SOLE-41,6370223
INVESCO EXCHANGE TRADED FD TRAFI US 1000 ETF46137V613-2,602,46857,564SH-SOLE-57,56400
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL46138E354-233,1523,173SH-SOLE-3,17300
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V357-483,7352,550SH-SOLE-2,55000
ISHARES TRCORE HIGH DV ETF46429B663-61,103499SH-OTR-49900
ISHARES TRCORE HIGH DV ETF46429B663-832,1706,796SH-SOLE-6,79600
ISHARES TRCORE MSCI EAFE46432F842-1,589,74018,208SH-SOLE-18,20800
ISHARES INCCORE MSCI EMKT46434G103-1,073,77116,289SH-SOLE-16,28900
ISHARES TRCORE S&P500 ETF464287200-97,718146SH-OTR-01460
ISHARES TRCORE S&P500 ETF464287200-15,482,24823,132SH-SOLE-23,13200
ISHARES TRCORE S&P TTL STK464287150-2,800,70419,229SH-SOLE-19,22900
ISHARES TRFLTG RATE NT ETF46429B655-396,4207,760SH-SOLE-7,76000
ISHARES TRIBONDS DEC25 ETF46434VBD1-12,746506SH-OTR-50600
ISHARES TRIBONDS DEC25 ETF46434VBD1-1,441,44757,223SH-SOLE-57,0240199
ISHARES TRIBOXX INV CP ETF464287242-79,478713SH-OTR-71300
ISHARES TRIBOXX INV CP ETF464287242-162,8581,461SH-SOLE-1,46100
ISHARES TRMSCI EAFE ETF464287465-234,4522,511SH-SOLE-2,51100
ISHARES TRRUS 1000 GRW ETF464287614-474,0311,012SH-SOLE-1,01200
ISHARES TRS&P 500 GRWT ETF464287309-30,663254SH-OTR-02540
ISHARES TRS&P 500 GRWT ETF464287309-2,921,42424,200SH-SOLE-24,20000
ISHARES TRSELECT DIVID ETF464287168-334,3612,353SH-SOLE-2,35300
ISHARES TREAFE VALUE ETF464288877-43,683644SH-OTR-64400
ISHARES TREAFE VALUE ETF464288877-382,4935,639SH-SOLE-5,63900
ISHARES TR20 YR TR BD ETF464287432-24,638,594275,692SH-SOLE-275,69200
ISHARES TRPFD AND INCM SEC464288687-10,277325SH-OTR-32500
ISHARES TRPFD AND INCM SEC464288687-1,261,06939,882SH-SOLE-39,88200
JPMORGAN CHASE & CO.COM46625H100-77,280245SH-OTR-24500
JPMORGAN CHASE & CO.COM46625H100-8,990,70128,503SH-SOLE-28,439064
JOHNSON & JOHNSONCOM478160104-2,019,22410,890SH-SOLE-10,89000
KKR & CO INCCOM48251W104-315,1292,425SH-SOLE-2,42500
KLA CORPCOM NEW482480100-1,895,1001,757SH-SOLE-1,75700
LAM RESEARCH CORPCOM NEW512807306-8,808,34465,783SH-SOLE-65,6430140
LINDE PLCSHSG54950103-450,300948SH-SOLE-94800
LOCKHEED MARTIN CORPCOM539830109-6,718,36813,458SH-SOLE-13,439019
LOWES COS INCCOM548661107-2,330,3989,273SH-SOLE-9,27300
MARATHON PETE CORPCOM56585A102-456,7942,370SH-SOLE-2,37000
MCDONALDS CORPCOM580135101-570,4021,877SH-SOLE-1,827050
MEDTRONIC PLCSHSG5960L103-261,4342,745SH-SOLE-2,74500
MERCK & CO INCCOM58933Y105-5,530,56765,895SH-SOLE-65,6540241
META PLATFORMS INCCL A30303M102-649,926885SH-SOLE-88500
METLIFE INCCOM59156R108-571,3186,936SH-SOLE-6,93600
MICRON TECHNOLOGY INCCOM595112103-1,377,0448,230SH-SOLE-8,23000
MICROSOFT CORPCOM594918104-150,206290SH-OTR-29000
MICROSOFT CORPCOM594918104-16,847,87832,528SH-SOLE-32,499029
SPDR S&P MIDCAP 400 ETF TRUTSER1 S&PDCRP78467Y107-1,761,8652,956SH-SOLE-2,95600
MONDELEZ INTL INCCL A609207105-440,9137,058SH-SOLE-7,05800
MORGAN STANLEYCOM NEW617446448-5,367,12533,764SH-SOLE-33,692072
NETFLIX INCCOM64110L106-595,863497SH-SOLE-49700
NEXTERA ENERGY INCCOM65339F101-348,9904,623SH-SOLE-4,62300
NOKIA CORPSPONSORED ADR654902204-144,94930,135SH-SOLE-30,13500
NORDSON CORPCOM655663102-304,7941,343SH-SOLE-1,34300
NORTHROP GRUMMAN CORPCOM666807102-392,402644SH-SOLE-64400
NORTHWEST BANCSHARES INC MDCOM667340103-2,941,572237,415SH-SOLE-194,575042,840
NVIDIA CORPORATIONCOM67066G104-3,760,52020,155SH-SOLE-20,15500
ORACLE CORPCOM68389X105-196,587699SH-OTR-69900
ORACLE CORPCOM68389X105-286,8651,020SH-SOLE-1,02000
OTIS WORLDWIDE CORPCOM68902V107-320,4623,505SH-SOLE-3,50500
PARKER-HANNIFIN CORPCOM701094104-511,751675SH-SOLE-67500
PAYPAL HLDGS INCCOM70450Y103-3,707,41255,285SH-SOLE-55,28500
PEPSICO INCCOM713448108-3,810,55927,133SH-SOLE-27,13300
PFIZER INCCOM717081103-729,62028,635SH-SOLE-28,63500
PHILIP MORRIS INTL INCCOM718172109-21,897135SH-OTR-13500
PHILIP MORRIS INTL INCCOM718172109-918,0525,660SH-SOLE-5,66000
PIMCO EQUITY SERRAFI ESG US72201T342-4,578,424112,492SH-SOLE-112,49200
PNC FINL SVCS GROUP INCCOM693475105-797,6923,970SH-SOLE-3,97000
PPL CORPCOM69351T106-16,573446SH-OTR-44600
PPL CORPCOM69351T106-540,56714,547SH-SOLE-14,54700
PROCTER AND GAMBLE COCOM742718109-6,602,80142,973SH-SOLE-42,910063
PROGRESSIVE CORPCOM743315103-732,2072,965SH-SOLE-2,96500
PRUDENTIAL FINL INCCOM744320102-252,1922,431SH-SOLE-2,43100
PUBLIC STORAGE OPER COCOM74460D109-9,82134SH-OTR-3400
PUBLIC STORAGE OPER COCOM74460D109-4,743,20616,421SH-SOLE-16,387034
QUALCOMM INCCOM747525103-401,0942,411SH-SOLE-2,41100
RIO TINTO PLCSPONSORED ADR767204100-4,689,48271,042SH-SOLE-70,9260116
ROCKWELL AUTOMATION INCCOM773903109-200,281573SH-SOLE-57300
S&P GLOBAL INCCOM78409V104-342,157703SH-SOLE-70300
SANOFI SASPONSORED ADR80105N105-4,149,63587,916SH-SOLE-87,7960120
SCHWAB STRATEGIC TREMRG MKTEQ ETF808524706-225,8156,767SH-SOLE-6,76700
SCHWAB STRATEGIC TRFUNDAMENTAL US L808524771-98,8093,757SH-OTR-3,75700
SCHWAB STRATEGIC TRFUNDAMENTAL US L808524771-153,325,4505,829,865SH-SOLE-5,816,321013,544
SCHWAB STRATEGIC TRUS LRG CAP ETF808524201-1,687,15664,053SH-SOLE-64,05300
SEAGATE TECHNOLOGY HLDNGS PLORD SHSG7997R103-342,2871,450SH-SOLE-1,45000
SELECT SECTOR SPDR TRENERGY81369Y506-462,3355,175SH-SOLE-5,17500
SELECT SECTOR SPDR TRTECHNOLOGY81369Y803-219,005777SH-SOLE-77700
SNAP ON INCCOM833034101-279,303806SH-SOLE-80600
SOUTHERN COCOM842587107-261,1862,756SH-SOLE-2,75600
SOUTHERN COPPER CORPCOM84265V105-231,7981,910SH-SOLE-1,91000
SPDR SERIES TRUSTPRTFLO S&P500 HI78468R788-283,7126,448SH-SOLE-6,44800
SPDR SERIES TRUSTPORTFOLIO S&P60078468R853-1,361,25229,388SH-SOLE-29,38800
SPDR S&P 500 ETF TRTR UNIT78462F103-3,871,8385,812SH-SOLE-5,81200
STRYKER CORPORATIONCOM863667101-357,101966SH-SOLE-96600
SUN LIFE FINANCIAL INC.COM866796105-233,9973,898SH-SOLE-3,89800
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADS874039100-8,003,61428,657SH-SOLE-28,564093
TESLA INCCOM88160R101-1,625,8963,656SH-SOLE-3,65600
TEXAS INSTRS INCCOM882508104-600,6133,269SH-SOLE-3,26900
TJX COS INC NEWCOM872540109-249,3321,725SH-SOLE-1,72500
TOYOTA MOTOR CORPADS892331307-3,905,88020,440SH-SOLE-20,44000
UNITED PARCEL SERVICE INCCL B911312106-3,612,00443,242SH-SOLE-43,0850157
UNITEDHEALTH GROUP INCCOM91324P102-428,1721,240SH-SOLE-1,24000
VALERO ENERGY CORPCOM91913Y100-5,549,11432,592SH-SOLE-32,527065
VANGUARD SPECIALIZED FUNDSDIV APP ETF921908844-1,185,3345,493SH-SOLE-5,49300
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858-944,10015,756SH-SOLE-15,75600
VANGUARD INDEX FDSGROWTH ETF922908736-1,773,1183,697SH-SOLE-3,69205
VANGUARD INDEX FDSVALUE ETF922908744-886,3874,753SH-SOLE-4,75300
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C870-18,841224SH-OTR-22400
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C870-13,138,318156,204SH-SOLE-155,7850419
VANGUARD INDEX FDSMCAP GR IDXVIP922908538-257,654877SH-SOLE-87700
VANGUARD INDEX FDSMCAP VL IDXVIP922908512-20,950120SH-OTR-12000
VANGUARD INDEX FDSMCAP VL IDXVIP922908512-404,1532,315SH-SOLE-2,31500
VANGUARD INDEX FDSREAL ESTATE ETF922908553-24,958273SH-OTR-27300
VANGUARD INDEX FDSREAL ESTATE ETF922908553-372,8114,078SH-SOLE-4,07800
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C409-26,936337SH-OTR-2031340
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C409-29,007,077362,906SH-SOLE-361,84201,064
VANGUARD BD INDEX FDSSHORT TRM BOND921937827-287,6273,645SH-SOLE-3,64500
VANGUARD INDEX FDSSML CP GRW ETF922908595-698,2172,346SH-SOLE-2,34600
VANGUARD INDEX FDSTOTAL STK MKT922908769-814,8462,483SH-SOLE-2,48300
VERTEX PHARMACEUTICALS INCCOM92532F100-4,753,72612,138SH-SOLE-12,115023
VISA INCCOM CL A92826C839-2,437,7957,141SH-SOLE-7,0380103
WALMART INCCOM931142103-8,632,61583,763SH-SOLE-83,5890174
WASTE MGMT INC DELCOM94106L109-1,447,7616,556SH-SOLE-6,4060150
WELLS FARGO CO NEWCOM949746101-246,3472,939SH-SOLE-2,93900
WEST PHARMACEUTICAL SVSC INCCOM955306105-390,8721,490SH-SOLE-1,49000
ZSCALER INCCOM98980G102-206,765690SH-SOLE-69000