UWHARRIE CAPITAL CORP (Form: 4, Received: 06/18/2025 14:50:00)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
Common Stock (Held by Self)	6/18/2025		A⁽¹⁾		159 ⁽²⁾	A	$9.4 ⁽³⁾	2,336	D
Common Stock ⁽⁴⁾								2,187	D

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security
(Instr. 3)

2. Trans. Date

2A. Deemed Execution Date, if any

3. Trans. Code
(Instr. 8)

4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)

5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)

6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)

7. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

Amount

(A) or (D)

Price

Common Stock (Held by Self)

6/18/2025

A⁽¹⁾

159 ⁽²⁾

$9.4 ⁽³⁾

2,336

Common Stock ⁽⁴⁾

2,187

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivate Security
(Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Trans. Date

3A. Deemed Execution Date, if any

4. Trans. Code
(Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)

6. Date Exercisable and Expiration Date

7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4)

8. Price of Derivative Security
(Instr. 5)

9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

RESOLUTIONS OF THE

BOARD OF DIRECTORS

UWHARRIE CAPITAL CORP

WHEREAS, the persons named below are designated as “Reporting Persons” of Uwharrie Capital Corp (the “Company”) for purposes of Rule 16a (Reporting Requirement) to the Securities and Exchange Commission (“SEC”):


1. Board of Directors	Uwharrie Capital Corp
2. Roger L. Dick	President and Chief Executive Officer – Uwharrie Capital Corp; Chief Executive Officer – Uwharrie Bank
3. R. David Beaver, III	Chief Risk Officer - Uwharrie Capital Corp and Uwharrie Bank; President – Uwharrie Bank
4. Jason R. Andrew	Chief Operations Officer – Uwharrie Capital Corp and Uwharrie Bank
5. Christy D. Stoner	President & Chief Executive Officer – Uwharrie Investment Advisors; Chief Marketing Officer – Uwharrie Capital Corp and Uwharrie Bank
6. Jeffrey L. Trout	President – Uwharrie Bank Mortgage
7. Heather H. Almond	Chief Financial Officer – Uwharrie Capital Corp and Uwharrie Bank
8. Cheryl P. Rinehardt	Chief Credit Officer – Uwharrie Bank
9. Brooke L. Senter	Chief People Officer – Uwharrie Capital Corp and Uwharrie Bank; Assistant Corporate Secretary – Uwharrie Capital Corp and Uwharrie Bank
10. Tamara M. Singletary	Executive Vice President – Uwharrie Capital Corp and Uwharrie Bank; Corporate Secretary – Uwharrie Capital Corp and Uwharrie Bank

FURTHER, all other officers of the Company are excluded from policymaking functions and, therefore, are not “Reporting Persons” of the Company.

Page 2 of 2

SEC “Reporting Persons” Resolution

UCC Board of Directors’ Meeting

January 21, 2025

FURTHER, those persons named will be responsible for complying with the “Pre-Clearance Policy for Uwharrie Capital Corp Stock Transactions” as set forth by the Board of Directors and for notifying Tamara M. Singletary, who has been designated as the Company's

contact person for stock matters, prior to engaging in any transaction involving or effecting any change in his/her beneficial ownership of equity securities of the Company including, without

limitation, any change resulting from any private negotiation trade, market trade through the Company, gifts, custodial accounts, trusts, corporations, partnerships, marriages, deaths,

incentive stock options, employee stock purchase plan, employee benefit plan, etc. in order to prevent violations of Rule 16a and 16b.

FURTHER, compliance with the reporting rules is the sole responsibility of the individual Reporting Persons and not the Company; however, Tamara M. Singletary or designee will assist persons with reporting forms to ensure timely filings with the Securities and Exchange Commission (SEC).

FURTHER, the "Reporting Persons" authorize and designate Roger L. Dick, R. David Beaver, III, Heather H. Almond or Tamara M. Singletary to sign SEC Forms 3, 4 and 5 and file in their behalf, if needed. Notice of this signature authorization will be given to the Securities and Exchange Commission by providing a copy of this resolution.

These actions being taken at a duly called meeting of the Uwharrie Capital Corp Board of Directors on January 21, 2025, for which a quorum was present.

/s/ Tamara M. Singletary

Tamara M. Singletary

Executive Vice President & Corporate Secretary

Uwharrie Capital Corp

FORM 4 ☐ Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). ☐ Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response... 0.5
	Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

1. Name and Address of Reporting Person ^* Swaringen S Todd	2. Issuer Name and Ticker or Trading Symbol UWHARRIE CAPITAL CORP [ UWHR ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below)
(Last) (First) (Middle) PO BOX 338	3. Date of Earliest Transaction (MM/DD/YYYY) 6/18/2025
(Street) ALBEMARLE, NC 28002-0338	4. If Amendment, Date Original Filed (MM/DD/YYYY)	6. Individual or Joint/Group Filing (Check Applicable Line) _X _ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person
(City) (State) (Zip)

Explanation of Responses:
(1)	This acquisition represents payment for a portion of the reporting person's Annual Retainer for serving in the capacity of Director.
(2)	The number of shares acquired by the reporting person is based on the amount of the Annual Retainer being paid divided by the trading price of the issuer's common stock acquired for this specific payment.
(3)	Represents the trading price of the issuer's common stock acquired for this specific payment.
(4)	Held by Cede & Co., Depository for Pershing LLC Safekeeper for Stephen Todd Swaringen

Reporting Owners
Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
Swaringen S Todd PO BOX 338 ALBEMARLE, NC 28002-0338	X

Signatures
S. Todd Swaringen by Tamara M. Singletary, EVP, Uwharrie Capital Corp		6/18/2025
^**Signature of Reporting Person		Date

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note:	File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.