FORM 4
☐ Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
☐ Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.         
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES
                                                                                  
 OMB APPROVAL
OMB Number: 3235-0287
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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940
                      

1. Name and Address of Reporting Person *

Trout Jeffrey L		 2. Issuer Name and Ticker or Trading Symbol

UWHARRIE CAPITAL CORP [ UWHR ] 		5. Relationship of Reporting Person(s) to Issuer (Check all applicable)

_____ Director                    _____ 10% Owner
__X__ Officer (give title below)    _____ Other (specify below)
President UB Mortgage
(Last)          (First)          (Middle)

PO BOX 338		 3. Date of Earliest Transaction (MM/DD/YYYY)

3/2/2026
(Street)

ALBEMARLE, NC 28002-0338		 4. If Amendment, Date Original Filed (MM/DD/YYYY)

 
 6. Individual or Joint/Group Filing (Check Applicable Line)

_X _ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)        (State)        (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3) 		2. Trans. Date 2A. Deemed Execution Date, if any 3. Trans. Code
(Instr. 8) 		4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5) 		5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4) 		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock (Held by Self TOD Spouse) 3/2/2026  A(1)  917 A$10.9 (2)16,122 D  

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security
(Instr. 3)		2. Conversion or Exercise Price of Derivative Security3. Trans. Date3A. Deemed Execution Date, if any4. Trans. Code
(Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date7. Title and Amount of Securities Underlying Derivative Security
(Instr. 3 and 4)		8. Price of Derivative Security
(Instr. 5)		9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
(1) Shares granted pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.
(2) Represents a weighted average price for the issuer's common stock acquired for this grant.

Reporting Owners
Reporting Owner Name / Address
Relationships
Director10% OwnerOfficerOther
Trout Jeffrey L
PO BOX 338
ALBEMARLE, NC 28002-0338

President UB Mortgage
Signatures
Jeffrey L. Trout by Tamara M. Singletary, EVP, Uwharrie Capital Corp3/3/2026
**Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
*If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note:File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

 

 

 

 

RESOLUTIONS OF THE

BOARD OF DIRECTORS

OF

UWHARRIE CAPITAL CORP

 

WHEREAS, the persons named below are designated as “Reporting Persons” of Uwharrie Capital Corp (the “Company”) for purposes of Rule 16a (Reporting Requirement) to the Securities and Exchange Commission (“SEC”):

 

1. Board of Directors Uwharrie Capital Corp

2. Roger L. Dick President and Chief Executive Officer –

Uwharrie Capital Corp;

Chief Executive Officer – Uwharrie Bank

3. R. David Beaver, III Chief Risk Officer –

Uwharrie Capital Corp;

President – Uwharrie Bank

 

4. Jason R. Andrew Chief Operations Officer –

Uwharrie Capital Corp and Uwharrie Bank

 

5. Christy D. Stoner Chief Executive Officer –

Uwharrie Investment Advisors;

Chief Marketing Officer –

Uwharrie Capital Corp and Uwharrie Bank

 

6. Jeffrey L. Trout President – Uwharrie Bank Mortgage

 

7. Heather H. Almond Chief Financial Officer –

Uwharrie Capital Corp and Uwharrie Bank

 

8. Cheryl P. Rinehardt Chief Credit Officer – Uwharrie Bank

 

9. Brooke L. Senter Chief People Officer – Uwharrie Capital Corp and

Uwharrie Bank; Assistant Corporate Secretary –

Uwharrie Capital Corp and Uwharrie Bank

 

10. Tamara M. Singletary Executive Vice President – Uwharrie Capital Corp and

Uwharrie Bank; Corporate Secretary – Uwharrie Capital

Corp and Uwharrie Bank

 

FURTHER, all other officers of the Company are excluded from policymaking functions and, therefore, are not “Reporting Persons” of the Company.

 

Page 2 of 2

SEC “Reporting Persons” Resolution

UCC Board of Directors’ Meeting

January 20, 2026

 

FURTHER, those persons named will be responsible for complying with the “Pre-Clearance Policy for Uwharrie Capital Corp Stock Transactions” as set forth by the Board of Directors and for notifying Tamara M. Singletary, who has been designated as the Company's

contact person for stock matters, prior to engaging in any transaction involving or effecting any change in his/her beneficial ownership of equity securities of the Company including, without

limitation, any change resulting from any private negotiation trade, market trade through the Company, gifts, custodial accounts, trusts, corporations, partnerships, marriages, deaths,

incentive stock options, employee stock purchase plan, employee benefit plan, etc. in order to prevent violations of Rule 16a and 16b.

 

FURTHER, compliance with the reporting rules is the sole responsibility of the individual Reporting Persons and not the Company; however, Tamara M. Singletary or designee will assist persons with reporting forms to ensure timely filings with the Securities and Exchange Commission (SEC).

 

FURTHER, the "Reporting Persons" authorize and designate Roger L. Dick, R. David Beaver, III, Heather H. Almond or Tamara M. Singletary to sign SEC Forms 3, 4 and 5 and file in their behalf, if needed. Notice of this signature authorization will be given to the Securities and Exchange Commission by providing a copy of this resolution.

 

 

 

These actions being taken at a duly called meeting of the Uwharrie Capital Corp Board of Directors on January 20, 2026, for which a quorum was present.

 

 

 

(SEAL) /s/ Tamara M. Singletary

Tamara M. Singletary

Executive Vice President & Corporate Secretary

Uwharrie Capital Corp