The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
|
| UNITED STATES SECURITIES AND EXCHANGE COMMISSION | OMB APPROVAL | |
| Washington, D.C. 20549 FORM 13F | OMB Number: 3235-0006 Estimated average burden hours per response: 23.8 |
| FORM 13F COVER PAGE |
| Report for the Calendar Year or Quarter Ended: | 12-31-2024 |
| Check here if Amendment: | Amendment Number: | ||
| This Amendment (Check only one.): | is a restatement. | ||
| adds new holdings entries. | |||
| Name: | ADIRONDACK TRUST CO | ||
| Address: | 473 BROADWAY | ||
| SARATOGA SPRINGS | NY | 12866 | |
| Form 13F File Number: | 028-11929 | |
| CRD Number (if applicable): | ||
| SEC File Number (if applicable): |
The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.
| Name: | Janelle Phillips |
| Title: | Wealth Managment Operations Assistant |
| Phone: | 518-584-5844 |
| Janelle Phillips | Saratoga Springs, NEW YORK | 01-17-2025 |
| [Signature] | [City, State] | [Date] |
| Do you wish to provide information pursuant to Special Instruction 5? | Yes X No |
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
| Number of Other Included Managers: | 0 |
| Form 13F Information table Entry Total: | 574 |
| Form 13F Information table Value Total: | 261,893,662 |
| (round to nearest dollar) | |
Provide a numbered list of the name(s) and Form 13F number(s) of all institutional investement managers with respect to which this report is filed, other than the manager filing this report.
| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | |||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI |
VALUE (round to nearest dollar) |
SHRS OR PRN AMT |
SH / PRN |
PUT / CALL |
INVESTMENT DISCRETION |
OTHER MANAGER | VOTING AUTHORITY | ||
| SOLE | SHARED | NONE | ||||||||||
| ALLEGION PLC | FOREIGN EQUITIES | G0176J109 | - | 6,795 | 52 | SH | - | SOLE | - | 52 | 0 | 0 |
| ACCENTURE PLC | INFORMATION TECHNOLOGY | G1151C101 | - | 1,056,732 | 3,004 | SH | - | SOLE | - | 3,004 | 0 | 0 |
| EATON CORP PLC | INDUSTRIALS | G29183103 | - | 133,404 | 402 | SH | - | SOLE | - | 402 | 0 | 0 |
| NORWEGIAN CRUISE LINE HOLDINGS LTD | CONSUMER DISCRETIONARY | G66721104 | - | 2,572 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| NOVOCURE LIMITED | HEALTHCARE | G6674U108 | - | 2,979 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| PENTAIR PLC | INDUSTRIALS | G7S00T104 | - | 30,192 | 300 | SH | - | SOLE | - | 300 | 0 | 0 |
| SMART GLOBAL HOLDINGS INC. | FOREIGN EQUITIES | G8232Y101 | - | 6,521 | 340 | SH | - | SOLE | - | 340 | 0 | 0 |
| VINCI PARTNERS INVESTMENTS LTD. - CLASS A | FINANCIALS | G9451V109 | - | 8,609 | 855 | SH | - | SOLE | - | 855 | 0 | 0 |
| CHUBB LTD | FINANCIALS | H1467J104 | - | 3,039 | 11 | SH | - | SOLE | - | 11 | 0 | 0 |
| FIVERR INTERNATIONAL LTD. | FOREIGN EQUITIES | M4R82T106 | - | 8,564 | 270 | SH | - | SOLE | - | 270 | 0 | 0 |
| WIX.COM LTD | INFORMATION TECHNOLOGY | M98068105 | - | 27,462 | 128 | SH | - | SOLE | - | 128 | 0 | 0 |
| ASML HOLDING N V N Y REGISTRY SHS | FOREIGN EQUITIES | N07059210 | - | 45,742 | 66 | SH | - | SOLE | - | 66 | 0 | 0 |
| FLEXTRONICS INTL | INFORMATION TECHNOLOGY | Y2573F102 | - | 57,570 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| ADMA BIOLOGICS INC COM | HEALTHCARE | 000899104 | - | 10,026 | 585 | SH | - | SOLE | - | 585 | 0 | 0 |
| ABM INDUSTRIES INCORPORATED COMMON STOCK | INDUSTRIALS | 000957100 | - | 46,062 | 900 | SH | - | SOLE | - | 900 | 0 | 0 |
| AT&T INC. | COMMUNICATION SERVICES | 00206R102 | - | 459,961 | 20,201 | SH | - | SOLE | - | 20,201 | 0 | 0 |
| AT&T INC. | COMMUNICATION SERVICES | 00206R102 | - | 109,067 | 4,790 | SH | - | DFND | - | 4,710 | 80 | 0 |
| ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF | INFORMATION TECHNOLOGY | 00214Q203 | - | 2,163 | 28 | SH | - | SOLE | - | 28 | 0 | 0 |
| ABBOTT LABS | HEALTHCARE | 002824100 | - | 830,319 | 7,341 | SH | - | SOLE | - | 6,941 | 400 | 0 |
| ABBOTT LABS | HEALTHCARE | 002824100 | - | 136,297 | 1,205 | SH | - | DFND | - | 0 | 1,205 | 0 |
| ABBVIE INC. | HEALTHCARE | 00287Y109 | - | 2,454,363 | 13,812 | SH | - | SOLE | - | 13,334 | 478 | 0 |
| ABBVIE INC. | HEALTHCARE | 00287Y109 | - | 420,260 | 2,365 | SH | - | DFND | - | 1,250 | 1,115 | 0 |
| ADOBE INC | INFORMATION TECHNOLOGY | 00724F101 | - | 482,003 | 1,084 | SH | - | SOLE | - | 1,076 | 0 | 8 |
| AECOM TECHNOLOGY CORP | INFORMATION TECHNOLOGY | 00766T100 | - | 1,708 | 16 | SH | - | SOLE | - | 16 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | INFORMATION TECHNOLOGY | 007903107 | - | 740,177 | 6,128 | SH | - | SOLE | - | 6,128 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | INFORMATION TECHNOLOGY | 007903107 | - | 12,079 | 100 | SH | - | DFND | - | 0 | 0 | 100 |
| INVESCO INTERNATIONAL GROWTH FUND | MUTUAL FUND | 008882532 | - | 1,520 | 71 | SH | - | SOLE | - | 71 | 0 | 0 |
| AIR PRODUCTS & CHEMICALS INC | MATERIALS | 009158106 | - | 266,534 | 919 | SH | - | SOLE | - | 919 | 0 | 0 |
| ALBANY INTERNATIONAL CORPORATION COMMON STOCK | INDUSTRIALS | 012348108 | - | 79,970 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| ALIGN TECHNOLOGY INC. | HEALTHCARE | 016255101 | - | 2,085 | 10 | SH | - | SOLE | - | 10 | 0 | 0 |
| ALLSTATE CORP | FINANCIALS | 020002101 | - | 115,674 | 600 | SH | - | SOLE | - | 300 | 300 | 0 |
| ALTRIA GROUP, INC. | CONSUMER STAPLES | 02209S103 | - | 187,190 | 3,580 | SH | - | SOLE | - | 3,580 | 0 | 0 |
| AMAZON. COM, INC | CONSUMER DISCRETIONARY | 023135106 | - | 7,994,512 | 36,440 | SH | - | SOLE | - | 36,240 | 200 | 0 |
| AMAZON. COM, INC | CONSUMER DISCRETIONARY | 023135106 | - | 63,623 | 290 | SH | - | DFND | - | 290 | 0 | 0 |
| AMERICAN FUNDS AMERICAN BALANCED FND CLASS C | MUTUAL FUND | 024071300 | - | 65,935 | 1,937 | SH | - | SOLE | - | 1,937 | 0 | 0 |
| AMERICAN ELEC PWR INC | UTILITIES | 025537101 | - | 43,623 | 473 | SH | - | SOLE | - | 473 | 0 | 0 |
| AMERICAN EXPRESS | FINANCIALS | 025816109 | - | 594,431 | 2,003 | SH | - | SOLE | - | 1,966 | 0 | 37 |
| AMERICAN EXPRESS | FINANCIALS | 025816109 | - | 34,426 | 116 | SH | - | DFND | - | 0 | 116 | 0 |
| AMERICAN STATES WATER COMPANY COMMON STOCK | UTILITIES | 029899101 | - | 155,440 | 2,000 | SH | - | SOLE | - | 2,000 | 0 | 0 |
| AMERICAN TOWER CORPORATION | COMMUNICATION SERVICES | 03027X100 | - | 446,394 | 2,434 | SH | - | SOLE | - | 2,434 | 0 | 0 |
| AMERIPRISE FINANCIAL INC. | FINANCIALS | 03076C106 | - | 42,060 | 79 | SH | - | SOLE | - | 79 | 0 | 0 |
| AMGEN INCORPORATED | HEALTHCARE | 031162100 | - | 649,985 | 2,494 | SH | - | SOLE | - | 2,494 | 0 | 0 |
| AMGEN INCORPORATED | HEALTHCARE | 031162100 | - | 126,143 | 484 | SH | - | DFND | - | 484 | 0 | 0 |
| AMKOR TECHNOLOGY INC | INFORMATION TECHNOLOGY | 031652100 | - | 3,852 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| APPIAN CORPORATION | INFORMATION TECHNOLOGY | 03782L101 | - | 9,231 | 280 | SH | - | SOLE | - | 280 | 0 | 0 |
| APPLE INC | INFORMATION TECHNOLOGY | 037833100 | - | 17,124,393 | 68,383 | SH | - | SOLE | - | 66,903 | 1,400 | 80 |
| APPLE INC | INFORMATION TECHNOLOGY | 037833100 | - | 681,141 | 2,720 | SH | - | DFND | - | 2,560 | 160 | 0 |
| APPLE HOSPITALTIY REIT INC COMMON SHARES | REAL ESTATE | 03784Y200 | - | 2,471 | 161 | SH | - | SOLE | - | 161 | 0 | 0 |
| APPLIED MATL INC | INFORMATION TECHNOLOGY | 038222105 | - | 1,364,284 | 8,389 | SH | - | SOLE | - | 8,389 | 0 | 0 |
| APTARGROUP INC. COMMON STOCK | INDUSTRIALS | 038336103 | - | 78,550 | 500 | SH | - | SOLE | - | 500 | 0 | 0 |
| ARM HOLDINGS PLC SPONSORED ADS | INFORMATION TECHNOLOGY | 042068205 | - | 12,336 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| ARROW FINANCIAL CORPORATION | FINANCIALS | 042744102 | - | 88,308 | 3,077 | SH | - | SOLE | - | 3,077 | 0 | 0 |
| ASTRAZENECA PLC - ADR | HEALTHCARE | 046353108 | - | 50,972 | 778 | SH | - | SOLE | - | 778 | 0 | 0 |
| AUTODESK INC. | INFORMATION TECHNOLOGY | 052769106 | - | 14,778 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | INFORMATION TECHNOLOGY | 053015103 | - | 870,834 | 2,975 | SH | - | SOLE | - | 2,675 | 300 | 0 |
| AUTOMATIC DATA PROCESSING INC | INFORMATION TECHNOLOGY | 053015103 | - | 228,321 | 780 | SH | - | DFND | - | 0 | 780 | 0 |
| AVERY DENNISON CORP | MATERIALS | 053611109 | - | 56,139 | 300 | SH | - | SOLE | - | 300 | 0 | 0 |
| AXON ENTERPRISE INC COM | INDUSTRIALS | 05464C101 | - | 148,580 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| BP P.L.C. | ENERGY | 055622104 | - | 48,695 | 1,648 | SH | - | SOLE | - | 1,648 | 0 | 0 |
| BP PRUDHOE BAY ROYALTY TRUST | ENERGY | 055630107 | - | 54 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| BM TECHNOLOGIES INC. | INDUSTRIALS | 05591L107 | - | 4,303 | 880 | SH | - | SOLE | - | 880 | 0 | 0 |
| BAIDU INC - SPON ADR | INFORMATION TECHNOLOGY | 056752108 | - | 1,011 | 12 | SH | - | SOLE | - | 12 | 0 | 0 |
| BANDWIDTH INC | INFORMATION TECHNOLOGY | 05988J103 | - | 2,212 | 130 | SH | - | SOLE | - | 130 | 0 | 0 |
| BANK OF AMERICA CORP | FINANCIALS | 060505104 | - | 569,003 | 12,947 | SH | - | SOLE | - | 12,947 | 0 | 0 |
| BANK OF HAWAII CORPORATION COMMON STOCK | FINANCIALS | 062540109 | - | 21,372 | 300 | SH | - | SOLE | - | 300 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | FINANCIALS | 064058100 | - | 46,787 | 609 | SH | - | SOLE | - | 609 | 0 | 0 |
| BAOUZUN INC-SPN ADR | FOREIGN EQUITIES | 06684L103 | - | 204 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| BARRICK GOLD CORP | MATERIALS | 067901108 | - | 2,092 | 135 | SH | - | SOLE | - | 135 | 0 | 0 |
| BAXTER INTERNATIONAL INC. | HEALTHCARE | 071813109 | - | 29,150 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| BECTON DICKINSON & CO | HEALTHCARE | 075887109 | - | 255,676 | 1,127 | SH | - | SOLE | - | 892 | 235 | 0 |
| BERKSHIRE HATHAWAY INC. DEL CLASS B | FINANCIALS | 084670702 | - | 4,116,540 | 9,082 | SH | - | SOLE | - | 9,082 | 0 | 0 |
| BERKSHIRE HATHAWAY INC. DEL CLASS B | FINANCIALS | 084670702 | - | 16,770 | 37 | SH | - | DFND | - | 0 | 37 | 0 |
| BEST BUY | CONSUMER DISCRETIONARY | 086516101 | - | 27,885 | 325 | SH | - | SOLE | - | 325 | 0 | 0 |
| BIOGEN INC | HEALTHCARE | 09062X103 | - | 12,233 | 80 | SH | - | SOLE | - | 80 | 0 | 0 |
| BIOVENTUS INC COM CL A | HEALTHCARE | 09075A108 | - | 7,161 | 682 | SH | - | SOLE | - | 682 | 0 | 0 |
| BLACKROCK INC | FINANCIALS | 09290D101 | - | 1,329,537 | 1,297 | SH | - | SOLE | - | 1,297 | 0 | 0 |
| BLACKROCK INC | FINANCIALS | 09290D101 | - | 15,376 | 15 | SH | - | DFND | - | 0 | 15 | 0 |
| BLOOM ENERGY CORP COM CL A | ENERGY | 093712107 | - | 4,440 | 200 | SH | - | SOLE | - | 200 | 0 | 0 |
| BOEING | INDUSTRIALS | 097023105 | - | 23,010 | 130 | SH | - | SOLE | - | 130 | 0 | 0 |
| BOEING | INDUSTRIALS | 097023105 | - | 79,650 | 450 | SH | - | DFND | - | 50 | 400 | 0 |
| BOSTON SCIENTIFIC CORP | HEALTHCARE | 101137107 | - | 51,530 | 577 | SH | - | SOLE | - | 577 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | HEALTHCARE | 110122108 | - | 1,248,977 | 22,083 | SH | - | SOLE | - | 20,083 | 2,000 | 0 |
| BRISTOL MYERS SQUIBB CO | HEALTHCARE | 110122108 | - | 229,915 | 4,065 | SH | - | DFND | - | 3,000 | 1,065 | 0 |
| C3.AI INC | INFORMATION TECHNOLOGY | 12468P104 | - | 1,721 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| CBOE GLOBAL MARKETS, INC. | FINANCIALS | 12503M108 | - | 19,540 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| CME GROUP INC. | FINANCIALS | 12572Q105 | - | 5,341 | 23 | SH | - | SOLE | - | 23 | 0 | 0 |
| CRA INTERNATIONAL INC. | INDUSTRIALS | 12618T105 | - | 19,656 | 105 | SH | - | SOLE | - | 105 | 0 | 0 |
| CSX CORPORATION | INDUSTRIALS | 126408103 | - | 757,920 | 23,487 | SH | - | SOLE | - | 23,487 | 0 | 0 |
| CSX CORPORATION | INDUSTRIALS | 126408103 | - | 116,172 | 3,600 | SH | - | DFND | - | 3,600 | 0 | 0 |
| CNX RESOURCES COPRORATION COMMON STOCK | ENERGY | 12653C108 | - | 87,984 | 2,400 | SH | - | SOLE | - | 2,400 | 0 | 0 |
| CVS HEALTH CORP | CONSUMER STAPLES | 126650100 | - | 438,821 | 9,778 | SH | - | SOLE | - | 9,778 | 0 | 0 |
| COTERRA ENERGY INC | ENERGY | 127097103 | - | 25,540 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| CANADIAN IMPERIAL BANK OF COMMERCE | FINANCIALS | 136069101 | - | 9,483 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| CANADIAN NATIONAL RAILWAY CO | FOREIGN EQUITIES | 136375102 | - | 4,060 | 40 | SH | - | SOLE | - | 40 | 0 | 0 |
| CANADIAN NATURAL RESOURCES | ENERGY | 136385101 | - | 12,652 | 410 | SH | - | SOLE | - | 410 | 0 | 0 |
| CANADIAN SOLAR INC COM | ENERGY | 136635109 | - | 16,680 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP | FINANCIALS | 14040H105 | - | 70,791 | 397 | SH | - | SOLE | - | 397 | 0 | 0 |
| CARGURUS INC COM CL A | CONSUMER DISCRETIONARY | 141788109 | - | 36,540 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | INDUSTRIALS | 14448C104 | - | 230,233 | 3,373 | SH | - | SOLE | - | 2,673 | 700 | 0 |
| CARRIER GLOBAL CORPORATION | INDUSTRIALS | 14448C104 | - | 44,709 | 655 | SH | - | DFND | - | 655 | 0 | 0 |
| CASEY'S GENERAL STORES INC | CONSUMER DISCRETIONARY | 147528103 | - | 106,979 | 270 | SH | - | SOLE | - | 270 | 0 | 0 |
| CATERPILLAR INC | INDUSTRIALS | 149123101 | - | 2,423,919 | 6,682 | SH | - | SOLE | - | 6,587 | 70 | 25 |
| CATERPILLAR INC | INDUSTRIALS | 149123101 | - | 509,675 | 1,405 | SH | - | DFND | - | 1,025 | 380 | 0 |
| CENTERPOINT ENERGY, INC | UTILITIES | 15189T107 | - | 34,892 | 1,100 | SH | - | SOLE | - | 1,100 | 0 | 0 |
| CENTERPOINT ENERGY, INC | UTILITIES | 15189T107 | - | 126,880 | 4,000 | SH | - | DFND | - | 4,000 | 0 | 0 |
| CENTESSA PHARMACEUTICALS PLC | HEALTHCARE | 152309100 | - | 15,493 | 925 | SH | - | SOLE | - | 925 | 0 | 0 |
| CHARTER COMMUNICATIONS,INC-A | COMMUNICATION SERVICES | 16119P108 | - | 1,028 | 3 | SH | - | SOLE | - | 3 | 0 | 0 |
| CHEGG INC COM | CONSUMER DISCRETIONARY | 163092109 | - | 400 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| CHENIERE ENERGY, INC. | ENERGY | 16411R208 | - | 42,543 | 198 | SH | - | SOLE | - | 198 | 0 | 0 |
| CHESAPEAKE ENERGY CORPORATION | ENERGY | 165167735 | - | 49,775 | 500 | SH | - | SOLE | - | 500 | 0 | 0 |
| CHEVRON CORPORATION | ENERGY | 166764100 | - | 1,934,728 | 13,358 | SH | - | SOLE | - | 12,975 | 383 | 0 |
| CHEVRON CORPORATION | ENERGY | 166764100 | - | 288,374 | 1,991 | SH | - | DFND | - | 1,486 | 505 | 0 |
| CHEWY INC. | CONSUMER DISCRETIONARY | 16679L109 | - | 837 | 25 | SH | - | SOLE | - | 25 | 0 | 0 |
| CISCO SYSTEMS INC. | INFORMATION TECHNOLOGY | 17275R102 | - | 1,960,089 | 33,110 | SH | - | SOLE | - | 32,545 | 500 | 65 |
| CISCO SYSTEMS INC. | INFORMATION TECHNOLOGY | 17275R102 | - | 77,256 | 1,305 | SH | - | DFND | - | 30 | 1,275 | 0 |
| CIRRUS LOGIC INC | INFORMATION TECHNOLOGY | 172755100 | - | 9,958 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| CITIGROUP INC. | FINANCIALS | 172967424 | - | 515,366 | 7,323 | SH | - | SOLE | - | 7,323 | 0 | 0 |
| CITIGROUP INC. | FINANCIALS | 172967424 | - | 91,845 | 1,305 | SH | - | DFND | - | 1,305 | 0 | 0 |
| CLOROX COMPANY | CONSUMER STAPLES | 189054109 | - | 24,360 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| CLOROX COMPANY | CONSUMER STAPLES | 189054109 | - | 32,482 | 200 | SH | - | DFND | - | 0 | 200 | 0 |
| COCA COLA CO | CONSUMER STAPLES | 191216100 | - | 1,680,861 | 26,998 | SH | - | SOLE | - | 24,528 | 2,470 | 0 |
| COCA COLA CO | CONSUMER STAPLES | 191216100 | - | 251,778 | 4,044 | SH | - | DFND | - | 3,430 | 614 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIONS CORP | INFORMATION TECHNOLOGY | 192446102 | - | 7,690 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| COLGATE PALMOLIVE | CONSUMER STAPLES | 194162103 | - | 1,068,334 | 11,753 | SH | - | SOLE | - | 11,753 | 0 | 0 |
| COLGATE PALMOLIVE | CONSUMER STAPLES | 194162103 | - | 139,894 | 1,539 | SH | - | DFND | - | 1,374 | 165 | 0 |
| COMCAST CORP NEW CL A | CONSUMER DISCRETIONARY | 20030N101 | - | 270,283 | 7,204 | SH | - | SOLE | - | 7,204 | 0 | 0 |
| COMMERCE BANCSHARES INC | FINANCIALS | 200525103 | - | 68,665 | 1,102 | SH | - | SOLE | - | 1,102 | 0 | 0 |
| COMMERCIAL METALS COMPANY COMMON STOCK | MATERIALS | 201723103 | - | 158,688 | 3,200 | SH | - | SOLE | - | 3,200 | 0 | 0 |
| COMPASS PATHWAYS PLC | HEALTHCARE | 20451W101 | - | 1,903 | 505 | SH | - | SOLE | - | 505 | 0 | 0 |
| CONFLUENT INC. CLASS A COMMON STOCK | INFORMATION TECHNOLOGY | 20717M103 | - | 3,437 | 123 | SH | - | SOLE | - | 123 | 0 | 0 |
| CONOCOPHILLIPS | ENERGY | 20825C104 | - | 295,713 | 2,982 | SH | - | SOLE | - | 2,982 | 0 | 0 |
| CONOCOPHILLIPS | ENERGY | 20825C104 | - | 1,983 | 20 | SH | - | DFND | - | 20 | 0 | 0 |
| CONSOLIDATED EDISON INC | UTILITIES | 209115104 | - | 27,125 | 304 | SH | - | SOLE | - | 304 | 0 | 0 |
| CORNERSTONE STRATEGIC VALUE FUND INC. | FINANCIALS | 21924B302 | - | 3,264 | 380 | SH | - | SOLE | - | 380 | 0 | 0 |
| CORNING INC | INFORMATION TECHNOLOGY | 219350105 | - | 137,570 | 2,895 | SH | - | SOLE | - | 2,895 | 0 | 0 |
| COSTCO WHSL CORP NEW | CONSUMER STAPLES | 22160K105 | - | 1,429,355 | 1,560 | SH | - | SOLE | - | 1,560 | 0 | 0 |
| COURSERA INC COM | CONSUMER DISCRETIONARY | 22266M104 | - | 4,420 | 520 | SH | - | SOLE | - | 520 | 0 | 0 |
| CUBESMART COM | REAL ESTATE | 229663109 | - | 4,969 | 116 | SH | - | SOLE | - | 116 | 0 | 0 |
| CUMMINS INC | INDUSTRIALS | 231021106 | - | 188,929 | 542 | SH | - | SOLE | - | 542 | 0 | 0 |
| CUMMINS INC | INDUSTRIALS | 231021106 | - | 38,344 | 110 | SH | - | DFND | - | 110 | 0 | 0 |
| DNP SELECT INCOME FUND INC | FIXED INCOME | 23325P104 | - | 13,230 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| D R HORTON INC | CONSUMER DISCRETIONARY | 23331A109 | - | 37,051 | 265 | SH | - | SOLE | - | 265 | 0 | 0 |
| DTE ENERGY CO | UTILITIES | 233331107 | - | 36,222 | 300 | SH | - | SOLE | - | 300 | 0 | 0 |
| DTE ENERGY CO | UTILITIES | 233331107 | - | 83,921 | 695 | SH | - | DFND | - | 695 | 0 | 0 |
| DANAHER CORP | HEALTHCARE | 235851102 | - | 834,392 | 3,635 | SH | - | SOLE | - | 3,635 | 0 | 0 |
| DANAHER CORP | HEALTHCARE | 235851102 | - | 129,924 | 566 | SH | - | DFND | - | 500 | 66 | 0 |
| DARLING INGREDIENTS INC. COMMON STOCK | CONSUMER STAPLES | 237266101 | - | 205,448 | 6,100 | SH | - | SOLE | - | 6,100 | 0 | 0 |
| DATADOG INC CLASS A | INFORMATION TECHNOLOGY | 23804L103 | - | 64,157 | 449 | SH | - | SOLE | - | 449 | 0 | 0 |
| DAVITA INC. | HEALTHCARE | 23918K108 | - | 11,216 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| DEERE & CO (JOHN DEERE) | INDUSTRIALS | 244199105 | - | 606,731 | 1,432 | SH | - | SOLE | - | 1,222 | 210 | 0 |
| DELTA AIR LINES INC | CONSUMER DISCRETIONARY | 247361702 | - | 27,527 | 455 | SH | - | SOLE | - | 455 | 0 | 0 |
| DEVON ENERGY CORPORATION NEW | ENERGY | 25179M103 | - | 44,035 | 1,346 | SH | - | SOLE | - | 1,346 | 0 | 0 |
| DIAGEO PLC | CONSUMER DISCRETIONARY | 25243Q205 | - | 14,873 | 117 | SH | - | SOLE | - | 117 | 0 | 0 |
| DIAMONDBACK ENERGY INC. | ENERGY | 25278X109 | - | 19,659 | 120 | SH | - | SOLE | - | 120 | 0 | 0 |
| DIGITAL REALTY TRUST INC. | REAL ESTATE | 253868103 | - | 44,329 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| TRUMP MEDIA & TECHNOLOGY GROCOM | FINANCIALS | 25400Q105 | - | 3,409 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| DISNEY (WALT) COMPANY HOLDING CO | CONSUMER DISCRETIONARY | 254687106 | - | 1,109,235 | 9,962 | SH | - | SOLE | - | 9,937 | 0 | 25 |
| DISNEY (WALT) COMPANY HOLDING CO | CONSUMER DISCRETIONARY | 254687106 | - | 145,645 | 1,308 | SH | - | DFND | - | 220 | 1,088 | 0 |
| DISCOVER FINANCIAL SERVICES | FINANCIALS | 254709108 | - | 76,221 | 440 | SH | - | SOLE | - | 440 | 0 | 0 |
| DOCEBO INC. | INFORMATION TECHNOLOGY | 25609L105 | - | 6,043 | 135 | SH | - | SOLE | - | 135 | 0 | 0 |
| DOCUSIGN INC | INFORMATION TECHNOLOGY | 256163106 | - | 21,135 | 235 | SH | - | SOLE | - | 235 | 0 | 0 |
| DOMINION ENERGY, INC. | UTILITIES | 25746U109 | - | 287,120 | 5,331 | SH | - | SOLE | - | 5,331 | 0 | 0 |
| DOMINION ENERGY, INC. | UTILITIES | 25746U109 | - | 57,091 | 1,060 | SH | - | DFND | - | 1,060 | 0 | 0 |
| DOMINO'S PIZZA INC | CONSUMER DISCRETIONARY | 25754A201 | - | 2,098 | 5 | SH | - | SOLE | - | 5 | 0 | 0 |
| DONALDSON COMPANY INC | CONSUMER DISCRETIONARY | 257651109 | - | 6,128 | 91 | SH | - | SOLE | - | 91 | 0 | 0 |
| DOW INC. | MATERIALS | 260557103 | - | 196,540 | 4,898 | SH | - | SOLE | - | 4,386 | 512 | 0 |
| DOW INC. | MATERIALS | 260557103 | - | 56,984 | 1,420 | SH | - | DFND | - | 1,420 | 0 | 0 |
| DREAM FINDERS HOMES INC. - CLASS A | CONSUMER DISCRETIONARY | 26154D100 | - | 14,311 | 615 | SH | - | SOLE | - | 615 | 0 | 0 |
| DUKE ENERGY CORPORATION NEW | ENERGY | 26441C204 | - | 401,088 | 3,723 | SH | - | SOLE | - | 3,723 | 0 | 0 |
| DUKE ENERGY CORPORATION NEW | ENERGY | 26441C204 | - | 86,407 | 802 | SH | - | DFND | - | 802 | 0 | 0 |
| EOG RESOURCES INC | ENERGY | 26875P101 | - | 12,748 | 104 | SH | - | SOLE | - | 104 | 0 | 0 |
| EBAY INC | CONSUMER DISCRETIONARY | 278642103 | - | 12,823 | 207 | SH | - | SOLE | - | 207 | 0 | 0 |
| ECOLAB INC. | MATERIALS | 278865100 | - | 17,574 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| ELECTRONIC ARTS INC | INFORMATION TECHNOLOGY | 285512109 | - | 2,926 | 20 | SH | - | SOLE | - | 20 | 0 | 0 |
| EMCOR GROUP INC. COMMON STOCK | INDUSTRIALS | 29084Q100 | - | 190,633 | 420 | SH | - | SOLE | - | 420 | 0 | 0 |
| EMERSON ELECTRIC | INDUSTRIALS | 291011104 | - | 345,140 | 2,785 | SH | - | SOLE | - | 1,585 | 1,200 | 0 |
| EMERSON ELECTRIC | INDUSTRIALS | 291011104 | - | 197,048 | 1,590 | SH | - | DFND | - | 0 | 1,590 | 0 |
| ENBRIDGE INC | ENERGY | 29250N105 | - | 100,598 | 2,371 | SH | - | SOLE | - | 2,371 | 0 | 0 |
| ENERGY TRANSFER LP COM UT LTD PTN | ENERGY | 29273V100 | - | 137,011 | 6,994 | SH | - | SOLE | - | 6,994 | 0 | 0 |
| ENTERGY CORPORATION | UTILITIES | 29364G103 | - | 8,945 | 118 | SH | - | SOLE | - | 118 | 0 | 0 |
| ENTERGY CORPORATION | UTILITIES | 29364G103 | - | 121,296 | 1,600 | SH | - | DFND | - | 1,600 | 0 | 0 |
| ENTERPRISE PRODUCTS PARTNERS L.P. | ENERGY | 293792107 | - | 221,400 | 7,060 | SH | - | SOLE | - | 7,060 | 0 | 0 |
| EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT | FINANCIALS | 29476L107 | - | 3,588 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| ESPEY MFG. & ELECTRONICS CORP | INDUSTRIALS | 296650104 | - | 59,345 | 1,969 | SH | - | SOLE | - | 1,969 | 0 | 0 |
| ESPEY MFG. & ELECTRONICS CORP | INDUSTRIALS | 296650104 | - | 6,028 | 200 | SH | - | DFND | - | 100 | 0 | 100 |
| ETSY INC | CONSUMER DISCRETIONARY | 29786A106 | - | 8,725 | 165 | SH | - | SOLE | - | 165 | 0 | 0 |
| EVERUS CONSTRUCTION GROUP | INDUSTRIALS | 300426103 | - | 16,437 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| EXACT SCIENCES CORP COM | HEALTHCARE | 30063P105 | - | 12,640 | 225 | SH | - | SOLE | - | 225 | 0 | 0 |
| RANGE NUCLEAR RENAISSANCE ETF | EXCHANGE TRADED FUND - EQUITY | 301505475 | - | 9,000 | 220 | SH | - | SOLE | - | 220 | 0 | 0 |
| EXELON CORP | UTILITIES | 30161N101 | - | 45,113 | 1,199 | SH | - | SOLE | - | 924 | 275 | 0 |
| EXELON CORP | UTILITIES | 30161N101 | - | 41,016 | 1,090 | SH | - | DFND | - | 1,090 | 0 | 0 |
| EXXON MOBIL CORP | ENERGY | 30231G102 | - | 2,132,745 | 19,827 | SH | - | SOLE | - | 15,022 | 4,805 | 0 |
| EXXON MOBIL CORP | ENERGY | 30231G102 | - | 536,446 | 4,987 | SH | - | DFND | - | 2,217 | 2,770 | 0 |
| META PLATFORMS INC | INFORMATION TECHNOLOGY | 30303M102 | - | 3,017,099 | 5,153 | SH | - | SOLE | - | 5,153 | 0 | 0 |
| META PLATFORMS INC | INFORMATION TECHNOLOGY | 30303M102 | - | 40,985 | 70 | SH | - | DFND | - | 70 | 0 | 0 |
| FAIR ISAAC CORPORATION | INFORMATION TECHNOLOGY | 303250104 | - | 29,863 | 15 | SH | - | SOLE | - | 15 | 0 | 0 |
| FASTLY INC CLASS A | INFORMATION TECHNOLOGY | 31188V100 | - | 2,926 | 310 | SH | - | SOLE | - | 310 | 0 | 0 |
| FEDERAL REALTY INVESTMENT TRUST COMMON STOCK | FINANCIALS | 313745101 | - | 9,739 | 87 | SH | - | SOLE | - | 87 | 0 | 0 |
| FEDEX CORPORATION | INDUSTRIALS | 31428X106 | - | 196,907 | 700 | SH | - | SOLE | - | 700 | 0 | 0 |
| FEDEX CORPORATION | INDUSTRIALS | 31428X106 | - | 35,165 | 125 | SH | - | DFND | - | 125 | 0 | 0 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | INFORMATION TECHNOLOGY | 316092808 | - | 550,941 | 2,980 | SH | - | SOLE | - | 2,980 | 0 | 0 |
| FIDELITY NATIONAL FINANCIAL INC. COM | FINANCIALS | 31620R303 | - | 22,452 | 400 | SH | - | SOLE | - | 400 | 0 | 0 |
| FIFTH THIRD BANCORP | FINANCIALS | 316773100 | - | 28,532 | 675 | SH | - | SOLE | - | 675 | 0 | 0 |
| 1STDIBS.COM INC | INFORMATION TECHNOLOGY | 320551104 | - | 3,371 | 955 | SH | - | SOLE | - | 955 | 0 | 0 |
| FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF | ENERGY | 33733E500 | - | 36,744 | 1,083 | SH | - | SOLE | - | 1,083 | 0 | 0 |
| FIRST TRUST NATRUAL GAS ETF | EXCHANGE TRADED FUND - EQUITY | 33733E807 | - | 79,100 | 3,213 | SH | - | SOLE | - | 3,213 | 0 | 0 |
| FIRSTENERGY CORP | UTILITIES | 337932107 | - | 2,187 | 55 | SH | - | SOLE | - | 55 | 0 | 0 |
| FORD MOTOR CO DEL | CONSUMER DISCRETIONARY | 345370860 | - | 32,670 | 3,300 | SH | - | SOLE | - | 3,300 | 0 | 0 |
| FORTINET INC. COMMON STOCK | INFORMATION TECHNOLOGY | 34959E109 | - | 4,724 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| FORTIVE CORPORATION | INFORMATION TECHNOLOGY | 34959J108 | - | 7,500 | 100 | SH | - | DFND | - | 100 | 0 | 0 |
| FRANKLIN FTSE INDIA ETF | Exchange Traded Funds - Equity | 35473P769 | - | 10,533 | 278 | SH | - | SOLE | - | 278 | 0 | 0 |
| FREEPORT-MCMORAN COPPER & GOLD CLASS B | MATERIALS | 35671D857 | - | 21,699 | 570 | SH | - | SOLE | - | 570 | 0 | 0 |
| FRESHPET INC | CONSUMER STAPLES | 358039105 | - | 11,108 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| FULGENT GENETICS INC. | HEALTHCARE | 359664109 | - | 15,875 | 860 | SH | - | SOLE | - | 860 | 0 | 0 |
| GATX CORPORATION | INDUSTRIALS | 361448103 | - | 61,984 | 400 | SH | - | SOLE | - | 400 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES, INC. | HEALTHCARE | 36266G107 | - | 83,102 | 1,063 | SH | - | SOLE | - | 701 | 362 | 0 |
| GE HEALTHCARE TECHNOLOGIES, INC. | HEALTHCARE | 36266G107 | - | 312 | 4 | SH | - | DFND | - | 0 | 0 | 4 |
| GAMESTOP CORP NEW CL A | CONSUMER DISCRETIONARY | 36467W109 | - | 376 | 12 | SH | - | SOLE | - | 12 | 0 | 0 |
| GE VERNOVA INC COM | INDUSTRIALS | 36828A101 | - | 321,016 | 976 | SH | - | SOLE | - | 705 | 271 | 0 |
| GE VERNOVA INC COM | INDUSTRIALS | 36828A101 | - | 986 | 3 | SH | - | DFND | - | 0 | 0 | 3 |
| GENERAL DYNAMICS CORPORATION | INDUSTRIALS | 369550108 | - | 771,189 | 2,927 | SH | - | SOLE | - | 2,927 | 0 | 0 |
| GENERAL DYNAMICS CORPORATION | INDUSTRIALS | 369550108 | - | 17,126 | 65 | SH | - | DFND | - | 65 | 0 | 0 |
| GENERAL MILLS, INC | CONSUMER STAPLES | 370334104 | - | 40,175 | 630 | SH | - | SOLE | - | 30 | 600 | 0 |
| GENERAL MILLS, INC | CONSUMER STAPLES | 370334104 | - | 89,278 | 1,400 | SH | - | DFND | - | 1,400 | 0 | 0 |
| GILEAD SCIENCES, INC. | HEALTHCARE | 375558103 | - | 168,292 | 1,822 | SH | - | SOLE | - | 1,822 | 0 | 0 |
| GINKGO BIOWORKS HOLDINGS | MATERIALS | 37611X209 | - | 422 | 43 | SH | - | SOLE | - | 43 | 0 | 0 |
| GLADSTONE LAND CORPORATION | REAL ESTATE | 376549101 | - | 3,255 | 300 | SH | - | SOLE | - | 300 | 0 | 0 |
| GLOBALXDATA CENTER & DIGITALINFRASTRUCTURE ETF | EXCHANGE TRADED FUND - EQUITY | 37954Y236 | - | 9,411 | 569 | SH | - | SOLE | - | 569 | 0 | 0 |
| GLOBAL X MLP AND ENERGY INFRASTRUCTURE ETF | ENERGY | 37954Y293 | - | 61,468 | 1,015 | SH | - | SOLE | - | 1,015 | 0 | 0 |
| GLOBAL X AUTONOMOUS & ELECTRIC VEHICLE ETF | EXCHANGE TRADED FUND - EQUITY | 37954Y624 | - | 28,917 | 1,260 | SH | - | SOLE | - | 1,260 | 0 | 0 |
| GLOBAL X ARTIFICIAL INTEL & TECH EFT | EXCHANGE TRADED FUND - EQUITY | 37954Y632 | - | 277,704 | 7,189 | SH | - | SOLE | - | 7,189 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | FINANCIALS | 38141G104 | - | 11,452 | 20 | SH | - | SOLE | - | 20 | 0 | 0 |
| W.W. GRAINGER | INDUSTRIALS | 384802104 | - | 49,539 | 47 | SH | - | SOLE | - | 47 | 0 | 0 |
| GUARDANT HEALTH INC. | HEALTHCARE | 40131M109 | - | 3,512 | 115 | SH | - | SOLE | - | 115 | 0 | 0 |
| THE HERSHEY COMPANY | CONSUMER STAPLES | 427866108 | - | 84,166 | 497 | SH | - | SOLE | - | 497 | 0 | 0 |
| HOME DEPOT INC | CONSUMER DISCRETIONARY | 437076102 | - | 3,470,812 | 8,923 | SH | - | SOLE | - | 7,924 | 999 | 0 |
| HOME DEPOT INC | CONSUMER DISCRETIONARY | 437076102 | - | 404,539 | 1,040 | SH | - | DFND | - | 400 | 640 | 0 |
| HONEYWELL INTERNATIONAL INC | INDUSTRIALS | 438516106 | - | 805,956 | 3,568 | SH | - | SOLE | - | 3,568 | 0 | 0 |
| HUB GROUP INC | INDUSTRIALS | 443320106 | - | 44,560 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| HUBSPOT INC. | INFORMATION TECHNOLOGY | 443573100 | - | 111,483 | 160 | SH | - | SOLE | - | 160 | 0 | 0 |
| ILLINOIS TOOL WORKS INC. | INDUSTRIALS | 452308109 | - | 254,061 | 1,002 | SH | - | SOLE | - | 1,002 | 0 | 0 |
| IMMUNITYBIO INC. | HEALTHCARE | 45256X103 | - | 382 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| INTEL CORP | INFORMATION TECHNOLOGY | 458140100 | - | 540,926 | 26,994 | SH | - | SOLE | - | 24,793 | 2,201 | 0 |
| INTEL CORP | INFORMATION TECHNOLOGY | 458140100 | - | 114,848 | 5,731 | SH | - | DFND | - | 5,248 | 483 | 0 |
| CORECARD CORPORATION | INFORMATION TECHNOLOGY | 45816D100 | - | 6,015 | 265 | SH | - | SOLE | - | 265 | 0 | 0 |
| INTERACTIVE BROKERS GRO-CL A | FINANCIALS | 45841N107 | - | 44,167 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| INTL BUSINESS MACHINES | INFORMATION TECHNOLOGY | 459200101 | - | 1,481,412 | 6,739 | SH | - | SOLE | - | 6,739 | 0 | 0 |
| INTL BUSINESS MACHINES | INFORMATION TECHNOLOGY | 459200101 | - | 357,221 | 1,625 | SH | - | DFND | - | 753 | 872 | 0 |
| INTERNATIONAL PAPER CO | MATERIALS | 460146103 | - | 15,334 | 285 | SH | - | SOLE | - | 285 | 0 | 0 |
| INTUITIVE SURGICAL INC | HEALTHCARE | 46120E602 | - | 26,618 | 51 | SH | - | SOLE | - | 51 | 0 | 0 |
| INTUIT INC | INFORMATION TECHNOLOGY | 461202103 | - | 11,941 | 19 | SH | - | SOLE | - | 19 | 0 | 0 |
| INTUITIVE MACHINES INC CLASS A COM | INDUSTRIALS | 46125A100 | - | 6,715 | 370 | SH | - | SOLE | - | 370 | 0 | 0 |
| INVESCO AEROSPACE & DEFENSE EFT | EXCHANGE TRADED FUND - EQUITY | 46137V100 | - | 26,961 | 235 | SH | - | SOLE | - | 235 | 0 | 0 |
| INVESCO PREFERRED ETF | EXCHANGE TRADED FUND-FIXED INC | 46138E511 | - | 9,224 | 800 | SH | - | SOLE | - | 800 | 0 | 0 |
| INVESCO GLOBAL WATER ETF | EXCHANGE TRADED FUND - EQUITY | 46138E651 | - | 58,575 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| INVESCO EXCH TRADED FD TR IISOLAR ETF | ENERGY | 46138G706 | - | 3,145 | 95 | SH | - | SOLE | - | 95 | 0 | 0 |
| IQIYI, INC. - ADR | INFORMATION TECHNOLOGY | 46267X108 | - | 200 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| IROBOT CORPORATION | INDUSTRIALS | 462726100 | - | 232 | 30 | SH | - | SOLE | - | 30 | 0 | 0 |
| ETF ISHARES SILVER TR | EXCHANGE TRADED FUND - EQUITY | 46428Q109 | - | 109,648 | 4,166 | SH | - | SOLE | - | 4,166 | 0 | 0 |
| ISHARES MSCI AUSTRALIA ETF | MUTUAL FUND | 464286103 | - | 7,158 | 300 | SH | - | DFND | - | 300 | 0 | 0 |
| ISHARES MSCI CANADA ETF | MUTUAL FUND | 464286509 | - | 10,072 | 250 | SH | - | DFND | - | 250 | 0 | 0 |
| ISHARES S & P 100 ETF | MUTUAL FUND | 464287101 | - | 1,555,401 | 5,385 | SH | - | SOLE | - | 5,385 | 0 | 0 |
| ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | EXCHANGE TRADED FUND - EQUITY | 464287150 | - | 168,749 | 1,312 | SH | - | SOLE | - | 1,312 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | EXCHANGE TRADED FUND - EQUITY | 464287168 | - | 59,080 | 450 | SH | - | SOLE | - | 450 | 0 | 0 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287176 | - | 3,457,736 | 32,452 | SH | - | SOLE | - | 32,057 | 0 | 395 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287176 | - | 422,682 | 3,967 | SH | - | DFND | - | 3,660 | 307 | 0 |
| ISHARES CORE S&P 500 ETF | EXCHANGE TRADED FUND - EQUITY | 464287200 | - | 71,229 | 121 | SH | - | SOLE | - | 121 | 0 | 0 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF-W | EXCHANGE TRADED FUND-FIXED INC | 46428722W | - | 111,530 | 1,151 | SH | - | SOLE | - | 1,151 | 0 | 0 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 464287226 | - | 3,069,983 | 31,682 | SH | - | SOLE | - | 31,682 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 464287234 | - | 14,215 | 340 | SH | - | SOLE | - | 340 | 0 | 0 |
| ISHARES IBOXX $INVESTMENT BOND FD | EXCHANGE TRADED FUND-FIXED INC | 464287242 | - | 121,583 | 1,138 | SH | - | SOLE | - | 1,138 | 0 | 0 |
| ISHARES S&P 500 GROWTH ETF | Exchange Traded Funds - Equity | 464287309 | - | 54,521 | 537 | SH | - | SOLE | - | 537 | 0 | 0 |
| ISHARES MSCI EAFE ETF FUND | EXCHANGE TRADED FUND - EQUITY | 464287465 | - | 984,937 | 13,027 | SH | - | SOLE | - | 13,027 | 0 | 0 |
| ISHARES MSCI EAFE ETF FUND | EXCHANGE TRADED FUND - EQUITY | 464287465 | - | 15,122 | 200 | SH | - | DFND | - | 0 | 200 | 0 |
| ISHARES RUSSELL MIDCAP GROWTH INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 464287481 | - | 37,517 | 296 | SH | - | SOLE | - | 296 | 0 | 0 |
| ISHARES RUSSELL MIDCAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287499 | - | 323,454 | 3,659 | SH | - | SOLE | - | 3,659 | 0 | 0 |
| ISHARES CORE S&P MID CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287507 | - | 651,012 | 10,448 | SH | - | SOLE | - | 10,448 | 0 | 0 |
| ISHARES CORE S&P MID CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287507 | - | 46,732 | 750 | SH | - | DFND | - | 0 | 750 | 0 |
| ISHARES RUSSELL 1000 VALUE INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 464287598 | - | 891,768 | 4,817 | SH | - | SOLE | - | 4,817 | 0 | 0 |
| ISHARES S&P M-D-CAP 400 GROWTH ETF | Exchange Traded Funds - Equity | 464287606 | - | 10,184 | 112 | SH | - | SOLE | - | 112 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287614 | - | 3,467,117 | 8,634 | SH | - | SOLE | - | 8,634 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287614 | - | 7,228 | 18 | SH | - | DFND | - | 18 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464287648 | - | 388,268 | 1,349 | SH | - | SOLE | - | 1,349 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | EXCHANGE TRADED FUND - EQUITY | 464287655 | - | 317,518 | 1,437 | SH | - | SOLE | - | 1,437 | 0 | 0 |
| ISHARES U.S. TECHNOLOGY ETF | INFORMATION TECHNOLOGY | 464287721 | - | 64,127 | 402 | SH | - | SOLE | - | 402 | 0 | 0 |
| ISHARES CORE S&P SMALL-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287804 | - | 3,916,753 | 33,994 | SH | - | SOLE | - | 33,914 | 0 | 80 |
| ISHARES CORE S&P SMALL-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 464287804 | - | 210,735 | 1,829 | SH | - | DFND | - | 540 | 1,289 | 0 |
| ISHARES US CONSUMER STAPLES EFT | EXCHANGE TRADED FUND - EQUITY | 464287812 | - | 266,938 | 4,070 | SH | - | SOLE | - | 4,070 | 0 | 0 |
| ETF ISHARES GLOBAL CLEAN ENERGY | ENERGY | 464288224 | - | 32,351 | 2,843 | SH | - | SOLE | - | 2,843 | 0 | 0 |
| ISHARES MSCI KLD 400 SOCIAL | EXCHANGE TRADED FUND - EQUITY | 464288570 | - | 85,994 | 780 | SH | - | SOLE | - | 780 | 0 | 0 |
| ISHARES DOW JONES US HOME CONSTRUCTION INDEX | EXCHANGE TRADED FUND - EQUITY | 464288752 | - | 53,347 | 516 | SH | - | SOLE | - | 516 | 0 | 0 |
| ISHARES MSCI USA ESG SELECT | EXCHANGE TRADED FUND - EQUITY | 464288802 | - | 295,097 | 2,427 | SH | - | SOLE | - | 2,427 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 464288885 | - | 29,920 | 309 | SH | - | SOLE | - | 309 | 0 | 0 |
| ISHARES US TREASURY BOND ETF | ETF's - Fixed Income | 46429B267 | - | 123,946 | 5,396 | SH | - | SOLE | - | 5,396 | 0 | 0 |
| ISHARES MSCI SINGAPORE ETF | EXCHANGE TRADED FUND - EQUITY | 46434G780 | - | 5,764 | 264 | SH | - | DFND | - | 264 | 0 | 0 |
| ISHARES IBONDS DEC 2025 CORP-ETF | EXCHANGE TRADED FUND-FIXED INC | 46434VBD1 | - | 207,109 | 8,272 | SH | - | SOLE | - | 8,272 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERMCORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435GAA0 | - | 580,243 | 24,118 | SH | - | SOLE | - | 24,118 | 0 | 0 |
| ISHARE HIGH YIELD BOND FACTOR EFT | EXCHANGE TRADED FUND-FIXED INC | 46435G250 | - | 41,454 | 882 | SH | - | SOLE | - | 882 | 0 | 0 |
| ISHARES IBONDS DEC 2027 CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435UAA9 | - | 814,180 | 33,997 | SH | - | SOLE | - | 33,997 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435U515 | - | 1,850,176 | 74,336 | SH | - | SOLE | - | 74,336 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46435U515 | - | 44,802 | 1,800 | SH | - | DFND | - | 0 | 1,800 | 0 |
| ISHARES IBONDS DEC 2033 TERMCORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E130 | - | 503,715 | 20,077 | SH | - | SOLE | - | 20,077 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E205 | - | 1,884,542 | 82,694 | SH | - | SOLE | - | 82,694 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E205 | - | 44,098 | 1,935 | SH | - | DFND | - | 0 | 1,935 | 0 |
| ISHARES TRUST IBONDS DEC2032TERM CORP ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E312 | - | 728,553 | 29,653 | SH | - | SOLE | - | 28,643 | 0 | 1,010 |
| ISHARES TRUST IBONDS DEC2032TERM CORP ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E312 | - | 34,398 | 1,400 | SH | - | DFND | - | 0 | 1,400 | 0 |
| ISHARES IBONDS DEC 2031 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E486 | - | 2,008,111 | 98,730 | SH | - | SOLE | - | 97,500 | 0 | 1,230 |
| ISHARES IBONDS DEC 2031 TERM CORPORATE ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E486 | - | 44,442 | 2,185 | SH | - | DFND | - | 0 | 2,185 | 0 |
| ISHARES IBONDS DEC 2030 TERM CORP-ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E726 | - | 1,641,962 | 76,873 | SH | - | SOLE | - | 76,873 | 0 | 0 |
| ISHARES IBONDS DEC 2030 TERM CORP-ETF | EXCHANGE TRADED FUND-FIXED INC | 46436E726 | - | 44,108 | 2,065 | SH | - | DFND | - | 0 | 2,065 | 0 |
| ISSUER DIRECT CORPORATION | INFORMATION TECHNOLOGY | 46520M204 | - | 2,860 | 320 | SH | - | SOLE | - | 320 | 0 | 0 |
| JPMORGAN CHASE & CO COM | FINANCIALS | 46625H100 | - | 5,135,245 | 21,423 | SH | - | SOLE | - | 20,433 | 965 | 25 |
| JPMORGAN CHASE & CO COM | FINANCIALS | 46625H100 | - | 233,716 | 975 | SH | - | DFND | - | 945 | 30 | 0 |
| JPMORGAN BETABUILDER ETF | EXCHANGE TRADED FUND - EQUITY | 46641Q399 | - | 54,647 | 516 | SH | - | SOLE | - | 516 | 0 | 0 |
| JD.COM INC.-ADR | CONSUMER DISCRETIONARY | 47215P106 | - | 2,426 | 70 | SH | - | SOLE | - | 70 | 0 | 0 |
| JOHNSON & JOHNSON | HEALTHCARE | 478160104 | - | 2,975,197 | 20,573 | SH | - | SOLE | - | 19,435 | 1,108 | 30 |
| JOHNSON & JOHNSON | HEALTHCARE | 478160104 | - | 475,651 | 3,289 | SH | - | DFND | - | 1,385 | 1,904 | 0 |
| KLA-TENCOR CORPORATION | INFORMATION TECHNOLOGY | 482480100 | - | 6,301 | 10 | SH | - | SOLE | - | 10 | 0 | 0 |
| KELLOGG COMPANY | CONSUMER STAPLES | 487836108 | - | 102,588 | 1,267 | SH | - | DFND | - | 1,267 | 0 | 0 |
| KIMBERLY CLARK | CONSUMER STAPLES | 494368103 | - | 185,027 | 1,412 | SH | - | SOLE | - | 1,412 | 0 | 0 |
| KIMBERLY CLARK | CONSUMER STAPLES | 494368103 | - | 131,040 | 1,000 | SH | - | DFND | - | 1,000 | 0 | 0 |
| KINDER MORGAN INC. | ENERGY | 49456B101 | - | 69,952 | 2,554 | SH | - | SOLE | - | 2,554 | 0 | 0 |
| KROGER COMPANY | CONSUMER STAPLES | 501044101 | - | 33,815 | 553 | SH | - | SOLE | - | 553 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC. COMMON STOCK | INDUSTRIALS | 502431109 | - | 4,205 | 20 | SH | - | SOLE | - | 20 | 0 | 0 |
| LENNAR COPORATION CLASS A | CONSUMER DISCRETIONARY | 526057104 | - | 12,273 | 90 | SH | - | SOLE | - | 90 | 0 | 0 |
| LENNAR CORPORATION CLASS B | CONSUMER DISCRETIONARY | 526057302 | - | 132 | 1 | SH | - | SOLE | - | 1 | 0 | 0 |
| ELI LILLY & CO | HEALTHCARE | 532457108 | - | 2,854,856 | 3,698 | SH | - | SOLE | - | 3,698 | 0 | 0 |
| ELI LILLY & CO | HEALTHCARE | 532457108 | - | 714,872 | 926 | SH | - | DFND | - | 846 | 80 | 0 |
| LINCOLN ELECTRIC HOLDING INC | INDUSTRIALS | 533900106 | - | 9,373 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| LINCOLN NATIONAL CORPORATION | FINANCIALS | 534187109 | - | 31,700 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| LITTELFUSE INC | INFORMATION TECHNOLOGY | 537008104 | - | 11,782 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| LOCKHEED MARTIN CORP | INDUSTRIALS | 539830109 | - | 2,459,779 | 5,062 | SH | - | SOLE | - | 4,742 | 320 | 0 |
| LOCKHEED MARTIN CORP | INDUSTRIALS | 539830109 | - | 432,486 | 890 | SH | - | DFND | - | 890 | 0 | 0 |
| LOWES COMPANIES INC | CONSUMER DISCRETIONARY | 548661107 | - | 667,835 | 2,706 | SH | - | SOLE | - | 2,664 | 0 | 42 |
| LOWES COMPANIES INC | CONSUMER DISCRETIONARY | 548661107 | - | 59,232 | 240 | SH | - | DFND | - | 240 | 0 | 0 |
| LULULEMON ATHLETICA INC | CONSUMER DISCRETIONARY | 550021109 | - | 248,929 | 651 | SH | - | SOLE | - | 651 | 0 | 0 |
| MDU RESOURCES GROUP INC | ENERGY | 552690109 | - | 18,020 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| MGM MIRAGE | CONSUMER DISCRETIONARY | 552953101 | - | 3,360 | 97 | SH | - | SOLE | - | 97 | 0 | 0 |
| MPLX LP | ENERGY | 55336V100 | - | 177,082 | 3,700 | SH | - | SOLE | - | 3,700 | 0 | 0 |
| MANULIFE FINANCIAL | FINANCIALS | 56501R106 | - | 4,113 | 134 | SH | - | SOLE | - | 134 | 0 | 0 |
| MARATHON PETROLEUM CORPORATION | ENERGY | 56585A102 | - | 149,265 | 1,070 | SH | - | SOLE | - | 1,070 | 0 | 0 |
| MARKEL GROUP INC | FINANCIALS | 570535104 | - | 20,714 | 12 | SH | - | SOLE | - | 12 | 0 | 0 |
| MARRIOTT INTERNATIONAL INC. CLASS A | CONSUMER DISCRETIONARY | 571903202 | - | 18,131 | 65 | SH | - | SOLE | - | 65 | 0 | 0 |
| MARVELL TECHNOLOGY INC. COMMON STOCK | INFORMATION TECHNOLOGY | 573874104 | - | 221,560 | 2,006 | SH | - | SOLE | - | 2,006 | 0 | 0 |
| MASIMO CORPORATION | HEALTHCARE | 574795100 | - | 1,983 | 12 | SH | - | SOLE | - | 12 | 0 | 0 |
| MASTERCARD INC - CLASS A | INFORMATION TECHNOLOGY | 57636Q104 | - | 350,165 | 665 | SH | - | SOLE | - | 600 | 65 | 0 |
| MCCORMICK & CO. | CONSUMER STAPLES | 579780206 | - | 121,984 | 1,600 | SH | - | SOLE | - | 200 | 1,400 | 0 |
| MCDONALDS CORP | CONSUMER DISCRETIONARY | 580135101 | - | 2,766,570 | 9,544 | SH | - | SOLE | - | 8,744 | 785 | 15 |
| MCDONALDS CORP | CONSUMER DISCRETIONARY | 580135101 | - | 673,099 | 2,322 | SH | - | DFND | - | 1,200 | 1,122 | 0 |
| MCGRATH RENTCORP | CONSUMER DISCRETIONARY | 580589109 | - | 55,910 | 500 | SH | - | SOLE | - | 500 | 0 | 0 |
| MCKESSON CORPORATION | HEALTHCARE | 58155Q103 | - | 202,312 | 355 | SH | - | SOLE | - | 355 | 0 | 0 |
| MERCADOLIBRE INC | INFORMATION TECHNOLOGY | 58733R102 | - | 25,506 | 15 | SH | - | SOLE | - | 15 | 0 | 0 |
| MERCK & CO., INC | HEALTHCARE | 58933Y105 | - | 884,356 | 8,890 | SH | - | SOLE | - | 8,590 | 300 | 0 |
| MERCK & CO., INC | HEALTHCARE | 58933Y105 | - | 187,519 | 1,885 | SH | - | DFND | - | 1,885 | 0 | 0 |
| METLIFE INC | FINANCIALS | 59156R108 | - | 1,200,083 | 14,657 | SH | - | SOLE | - | 14,627 | 0 | 30 |
| METLIFE INC | FINANCIALS | 59156R108 | - | 104,560 | 1,277 | SH | - | DFND | - | 1,277 | 0 | 0 |
| MICROSOFT CORP | INFORMATION TECHNOLOGY | 594918104 | - | 10,032,083 | 23,801 | SH | - | SOLE | - | 22,433 | 1,368 | 0 |
| MICROSOFT CORP | INFORMATION TECHNOLOGY | 594918104 | - | 225,081 | 534 | SH | - | DFND | - | 80 | 454 | 0 |
| MID-AMERICA APARTMENT COMMUNITIES INC. | REAL ESTATE | 59522J103 | - | 3,864 | 25 | SH | - | SOLE | - | 25 | 0 | 0 |
| MIMEDX GROUP INC COM | HEALTHCARE | 602496101 | - | 3,751 | 390 | SH | - | SOLE | - | 390 | 0 | 0 |
| MITEK SYSTEMS INC. | INFORMATION TECHNOLOGY | 606710200 | - | 10,017 | 900 | SH | - | SOLE | - | 900 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC | CONSUMER STAPLES | 609207105 | - | 104,746 | 1,754 | SH | - | SOLE | - | 754 | 1,000 | 0 |
| MONGODB, INC. | INFORMATION TECHNOLOGY | 60937P106 | - | 20,487 | 88 | SH | - | SOLE | - | 88 | 0 | 0 |
| MORGAN STANLEY | FINANCIALS | 617446448 | - | 681,511 | 5,421 | SH | - | SOLE | - | 5,421 | 0 | 0 |
| MUELLER INDUSTRIES INC. COMMON STOCK | MATERIALS | 624756102 | - | 95,232 | 1,200 | SH | - | SOLE | - | 1,200 | 0 | 0 |
| NASDAQ STOCK MARKET INC | FINANCIALS | 631103108 | - | 11,596 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| NATIONAL FUEL GAS CO. NJ | UTILITIES | 636180101 | - | 16,687 | 275 | SH | - | SOLE | - | 275 | 0 | 0 |
| NETAPP, INC. | INFORMATION TECHNOLOGY | 64110D104 | - | 11,608 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| NETFLIX INC | INFORMATION TECHNOLOGY | 64110L106 | - | 810,199 | 909 | SH | - | SOLE | - | 909 | 0 | 0 |
| NEWMONT CORPORATION | MATERIALS | 651639106 | - | 48,832 | 1,312 | SH | - | SOLE | - | 1,312 | 0 | 0 |
| NEXTERA ENERGY INC | UTILITIES | 65339F101 | - | 1,945,991 | 27,145 | SH | - | SOLE | - | 25,945 | 1,200 | 0 |
| NICE LTD - AMERICAN DEPOSITORY SHARES | INFORMATION TECHNOLOGY | 653656108 | - | 5,095 | 30 | SH | - | SOLE | - | 30 | 0 | 0 |
| NIKE, INC | CONSUMER DISCRETIONARY | 654106103 | - | 295,944 | 3,911 | SH | - | SOLE | - | 3,911 | 0 | 0 |
| NORFOLK SOUTHERN CORPORATION | INDUSTRIALS | 655844108 | - | 35,205 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| NORTHROP GRUMMAN CORP | INDUSTRIALS | 666807102 | - | 305,028 | 650 | SH | - | SOLE | - | 650 | 0 | 0 |
| NOVARTIS AG - ADR | FOREIGN EQUITIES | 66987V109 | - | 22,186 | 228 | SH | - | SOLE | - | 98 | 130 | 0 |
| NUCOR | MATERIALS | 670346105 | - | 176,231 | 1,510 | SH | - | SOLE | - | 910 | 600 | 0 |
| NUCOR | MATERIALS | 670346105 | - | 93,368 | 800 | SH | - | DFND | - | 800 | 0 | 0 |
| NVIDIA CORP. | INFORMATION TECHNOLOGY | 67066G104 | - | 11,519,088 | 85,778 | SH | - | SOLE | - | 85,778 | 0 | 0 |
| NUVEEN QUALITY MUNICIPAL INCOME FUND | MUTUAL FUNDS-NON TAX | 67066V101 | - | 7,800 | 669 | SH | - | SOLE | - | 669 | 0 | 0 |
| NUVEEN NEW YORK QUALITY MUNICIPAL INCOME FD | MUTUAL FUNDS-NON TAX | 67066X107 | - | 33,060 | 2,900 | SH | - | SOLE | - | 2,900 | 0 | 0 |
| NUVEEN AMT-FREE MUNI CREDIT INCOME FUND | MUTUAL FUNDS-NON TAX | 67071L106 | - | 19,003 | 1,550 | SH | - | SOLE | - | 1,550 | 0 | 0 |
| NUSHARES ETF TR NUVEEN ESG SMLCP | EXCHANGE TRADED FUND - EQUITY | 67092P607 | - | 586 | 14 | SH | - | SOLE | - | 14 | 0 | 0 |
| OCCIDENTAL PETROLEUM CORP | ENERGY | 674599105 | - | 15,165 | 307 | SH | - | SOLE | - | 307 | 0 | 0 |
| ONEOK INC | ENERGY | 682680103 | - | 193,769 | 1,930 | SH | - | SOLE | - | 1,930 | 0 | 0 |
| OPERA LIMITED AMERICAN DEPOSITARY | INFORMATION TECHNOLOGY | 68373M107 | - | 10,184 | 538 | SH | - | SOLE | - | 538 | 0 | 0 |
| ORACLE CORPORATION | INFORMATION TECHNOLOGY | 68389X105 | - | 1,415,085 | 8,492 | SH | - | SOLE | - | 8,492 | 0 | 0 |
| ORACLE CORPORATION | INFORMATION TECHNOLOGY | 68389X105 | - | 28,328 | 170 | SH | - | DFND | - | 0 | 170 | 0 |
| OTIS WORLDWIDE CORPORATION | INDUSTRIALS | 68902V107 | - | 152,429 | 1,646 | SH | - | SOLE | - | 1,296 | 350 | 0 |
| OTIS WORLDWIDE CORPORATION | INDUSTRIALS | 68902V107 | - | 30,280 | 327 | SH | - | DFND | - | 327 | 0 | 0 |
| OUTSET MEDICAL INC. | HEALTHCARE | 690145107 | - | 308 | 280 | SH | - | SOLE | - | 280 | 0 | 0 |
| OWENS CORNING INC. | MATERIALS | 690742101 | - | 3,576 | 21 | SH | - | SOLE | - | 21 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP INC | FINANCIALS | 693475105 | - | 62,481 | 324 | SH | - | SOLE | - | 324 | 0 | 0 |
| PPL CORP | UTILITIES | 69351T106 | - | 3,245 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| PACER SMALL CAP ETF | EXCHANGE TRADED FUND - EQUITY | 69374H857 | - | 443,168 | 10,072 | SH | - | SOLE | - | 10,072 | 0 | 0 |
| PACIRA BIOSCIENCES, INC | HEALTHCARE | 695127100 | - | 11,304 | 600 | SH | - | SOLE | - | 600 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC. CLASS A COMMON STOCK | INFORMATION TECHNOLOGY | 69608A108 | - | 20,571 | 272 | SH | - | SOLE | - | 272 | 0 | 0 |
| PALO ALTO NETWORKS INC | INFORMATION TECHNOLOGY | 697435105 | - | 91,886 | 505 | SH | - | SOLE | - | 505 | 0 | 0 |
| PARKER HANNIFIN CORP | MATERIALS | 701094104 | - | 36,888 | 58 | SH | - | SOLE | - | 58 | 0 | 0 |
| PAYCHEX INC | INFORMATION TECHNOLOGY | 704326107 | - | 10,796 | 77 | SH | - | SOLE | - | 77 | 0 | 0 |
| PELOTON INTERACTIVE INC CLASS A | CONSUMER DISCRETIONARY | 70614W100 | - | 6,003 | 690 | SH | - | SOLE | - | 690 | 0 | 0 |
| PEPSICO INC | CONSUMER STAPLES | 713448108 | - | 2,627,677 | 17,281 | SH | - | SOLE | - | 16,986 | 295 | 0 |
| PEPSICO INC | CONSUMER STAPLES | 713448108 | - | 521,564 | 3,430 | SH | - | DFND | - | 1,815 | 1,615 | 0 |
| PETROLEO BRASILEIRO S.A. ADR | FOREIGN EQUITIES | 71654V101 | - | 11,840 | 1,000 | SH | - | SOLE | - | 1,000 | 0 | 0 |
| PFIZER INC | HEALTHCARE | 717081103 | - | 1,005,848 | 37,929 | SH | - | SOLE | - | 35,373 | 2,556 | 0 |
| PFIZER INC | HEALTHCARE | 717081103 | - | 102,791 | 3,876 | SH | - | DFND | - | 3,610 | 266 | 0 |
| PHILIP MORRIS INTERNATIONAL W/I | CONSUMER DISCRETIONARY | 718172109 | - | 266,570 | 2,215 | SH | - | SOLE | - | 2,215 | 0 | 0 |
| PHILLIPS 66 | ENERGY | 718546104 | - | 987,509 | 8,668 | SH | - | SOLE | - | 8,588 | 80 | 0 |
| PHILLIPS 66 | ENERGY | 718546104 | - | 142,982 | 1,255 | SH | - | DFND | - | 1,255 | 0 | 0 |
| PHOTRONICS INC. | INFORMATION TECHNOLOGY | 719405102 | - | 9,113 | 387 | SH | - | SOLE | - | 387 | 0 | 0 |
| PINTEREST INC CL A | COMMUNICATION SERVICES | 72352L106 | - | 26,535 | 915 | SH | - | SOLE | - | 915 | 0 | 0 |
| PLAINS ALL AMERICAN PIPELINE | ENERGY | 726503105 | - | 184,356 | 10,800 | SH | - | SOLE | - | 10,800 | 0 | 0 |
| PLUG POWER INC. | INFORMATION TECHNOLOGY | 72919P202 | - | 3,180 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| POST HOLDINGS INC | CONSUMER STAPLES | 737446104 | - | 5,723 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| T ROWE PRICE GROUP INC | FINANCIALS | 74144T108 | - | 32,230 | 285 | SH | - | SOLE | - | 285 | 0 | 0 |
| PROCTER & GAMBLE CO | CONSUMER STAPLES | 742718109 | - | 4,205,268 | 25,084 | SH | - | SOLE | - | 23,377 | 1,672 | 35 |
| PROCTER & GAMBLE CO | CONSUMER STAPLES | 742718109 | - | 740,338 | 4,416 | SH | - | DFND | - | 2,620 | 1,796 | 0 |
| PROLOGIS, INC. | REAL ESTATE | 74340W103 | - | 2,008 | 19 | SH | - | SOLE | - | 19 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | FINANCIALS | 744320102 | - | 345,974 | 2,919 | SH | - | SOLE | - | 2,919 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | FINANCIALS | 744320102 | - | 86,526 | 730 | SH | - | DFND | - | 730 | 0 | 0 |
| PUBLIC SERVICE ENTERPRISE GROUP, INC | UTILITIES | 744573106 | - | 11,068 | 131 | SH | - | SOLE | - | 131 | 0 | 0 |
| PUBMATIC INC COM CL A | CONSUMER DISCRETIONARY | 74467Q103 | - | 8,064 | 549 | SH | - | SOLE | - | 549 | 0 | 0 |
| PULTEGROUP, INC | INDUSTRIALS | 745867101 | - | 88,753 | 815 | SH | - | SOLE | - | 815 | 0 | 0 |
| QUALCOMM INC | INFORMATION TECHNOLOGY | 747525103 | - | 1,562,591 | 10,172 | SH | - | SOLE | - | 9,934 | 217 | 21 |
| QUANTA SERVICES INC | INDUSTRIALS | 74762E102 | - | 137,476 | 435 | SH | - | SOLE | - | 435 | 0 | 0 |
| QUEST DIAGNOSTICS | HEALTHCARE | 74834L100 | - | 2,413 | 16 | SH | - | SOLE | - | 16 | 0 | 0 |
| REGENERON PHARMACEUTICALS | HEALTHCARE | 75886F107 | - | 308,420 | 433 | SH | - | SOLE | - | 433 | 0 | 0 |
| RELAY THERAPEUTICS INC COM | HEALTHCARE | 75943R102 | - | 1,417 | 344 | SH | - | SOLE | - | 344 | 0 | 0 |
| REPLIGEN CORPORATION | HEALTHCARE | 759916109 | - | 35,985 | 250 | SH | - | SOLE | - | 250 | 0 | 0 |
| RIMINI STREET INC. | INFORMATION TECHNOLOGY | 76674Q107 | - | 4,178 | 1,565 | SH | - | SOLE | - | 1,565 | 0 | 0 |
| RIO TINTO PLC | MATERIALS | 767204100 | - | 88,214 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| ROBLOX CORP CL A | CONSUMER DISCRETIONARY | 771049103 | - | 4,397 | 76 | SH | - | SOLE | - | 76 | 0 | 0 |
| ROCHE HOLDING AG | HEALTHCARE | 771195104 | - | 3,592 | 103 | SH | - | SOLE | - | 103 | 0 | 0 |
| ROKU INC | CONSUMER DISCRETIONARY | 77543R102 | - | 7,062 | 95 | SH | - | SOLE | - | 95 | 0 | 0 |
| RYMAN HOSPITALITY PROPERTIES(REIT) | FINANCIALS | 78377T107 | - | 4,695 | 45 | SH | - | SOLE | - | 45 | 0 | 0 |
| SPDR S & P 500 ETF TRUST | EXCHANGE TRADED FUND - EQUITY | 78462F103 | - | 30,606,798 | 52,223 | SH | - | SOLE | - | 52,223 | 0 | 0 |
| SPDR S & P 500 ETF TRUST | EXCHANGE TRADED FUND - EQUITY | 78462F103 | - | 2,130,398 | 3,635 | SH | - | DFND | - | 1,020 | 2,615 | 0 |
| SPDR GOLD TRUST | EXCHANGE TRADED FUND - EQUITY | 78463V107 | - | 326,628 | 1,349 | SH | - | SOLE | - | 1,349 | 0 | 0 |
| SPDR NYSE TECHNOLOGY ETF | INFORMATION TECHNOLOGY | 78464A102 | - | 51,460 | 255 | SH | - | SOLE | - | 255 | 0 | 0 |
| SPDR S&P 600 SMALL CAP GROWTH EFT | EXCHANGE TRADED FUND - EQUITY | 78464A201 | - | 6,776 | 75 | SH | - | SOLE | - | 75 | 0 | 0 |
| SPDR PORTFOLIO TIP ETF | EXCHANGE TRADED FUND-FIXED INC | 78464A656 | - | 28,614 | 1,131 | SH | - | SOLE | - | 1,131 | 0 | 0 |
| SPDR S&P REGIONAL BANKING ETF | FINANCIALS | 78464A698 | - | 22,631 | 375 | SH | - | SOLE | - | 375 | 0 | 0 |
| SPDR S&P DIVIDEND ETF | EXCHANGE TRADED FUND - EQUITY | 78464A763 | - | 192,866 | 1,460 | SH | - | SOLE | - | 1,460 | 0 | 0 |
| ETF SPDR S&P BIOTECH | HEALTHCARE | 78464A870 | - | 111,674 | 1,240 | SH | - | SOLE | - | 1,240 | 0 | 0 |
| S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W | EXCHANGE TRADED FUND - EQUITY | 78467Y10W | - | 10,821 | 19 | SH | - | SOLE | - | 19 | 0 | 0 |
| S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF | EXCHANGE TRADED FUND - EQUITY | 78467Y107 | - | 5,909,319 | 10,375 | SH | - | SOLE | - | 10,358 | 0 | 17 |
| S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF | EXCHANGE TRADED FUND - EQUITY | 78467Y107 | - | 251,752 | 442 | SH | - | DFND | - | 230 | 212 | 0 |
| SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 78468R721 | - | 68,415 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| SALESFORCE, INC. | INFORMATION TECHNOLOGY | 79466L302 | - | 478,735 | 1,432 | SH | - | SOLE | - | 1,432 | 0 | 0 |
| SAP AKTIENGESELLSCHAFT ADR | FOREIGN EQUITIES | 803054204 | - | 29,790 | 121 | SH | - | SOLE | - | 121 | 0 | 0 |
| SCHLUMBERGER LTD | ENERGY | 806857108 | - | 20,166 | 526 | SH | - | SOLE | - | 526 | 0 | 0 |
| SCHLUMBERGER LTD | ENERGY | 806857108 | - | 7,629 | 199 | SH | - | DFND | - | 0 | 199 | 0 |
| CHARLES SCHWAB CORPORATION | FINANCIALS | 808513105 | - | 12,210 | 165 | SH | - | SOLE | - | 165 | 0 | 0 |
| SCHWAB U.S. SMALL-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 808524607 | - | 13,550 | 524 | SH | - | SOLE | - | 524 | 0 | 0 |
| SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY | EXCHANGE TRADED FUND - EQUITY | 808524748 | - | 7,337 | 215 | SH | - | SOLE | - | 215 | 0 | 0 |
| SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY | EXCHANGE TRADED FUND - EQUITY | 808524755 | - | 11,985 | 361 | SH | - | SOLE | - | 361 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 808524763 | - | 12,177 | 410 | SH | - | SOLE | - | 410 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF | EXCHANGE TRADED FUND - EQUITY | 808524771 | - | 27,350 | 1,155 | SH | - | SOLE | - | 1,155 | 0 | 0 |
| MATERIAL SELECT SECTOR SPDR TRUST | MATERIALS | 81369Y100 | - | 62,346 | 741 | SH | - | SOLE | - | 741 | 0 | 0 |
| HEALTH CARE SELECT SECTOR SPDR FUND | HEALTHCARE | 81369Y209 | - | 655,623 | 4,766 | SH | - | SOLE | - | 4,766 | 0 | 0 |
| CONSUMER STAPLES SELECT SECTOR SPDR FUND | CONSUMER STAPLES | 81369Y308 | - | 54,551 | 694 | SH | - | SOLE | - | 694 | 0 | 0 |
| CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND | CONSUMER DISCRETIONARY | 81369Y407 | - | 143,582 | 640 | SH | - | SOLE | - | 640 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR FUND | ENERGY | 81369Y506 | - | 669,837 | 7,821 | SH | - | SOLE | - | 7,821 | 0 | 0 |
| FINANCIAL SELECT SECTOR SPDR FUND | FINANCIALS | 81369Y605 | - | 746,921 | 15,455 | SH | - | SOLE | - | 15,455 | 0 | 0 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | INDUSTRIALS | 81369Y704 | - | 302,244 | 2,294 | SH | - | SOLE | - | 2,294 | 0 | 0 |
| TECHNOLOGY SELECT SECT SPDR | INFORMATION TECHNOLOGY | 81369Y803 | - | 2,330,291 | 10,022 | SH | - | SOLE | - | 10,022 | 0 | 0 |
| COMMUNICATION SERVICES SELECT SECTOR SPDR FUND | COMMUNICATION SERVICES | 81369Y852 | - | 693,428 | 7,163 | SH | - | SOLE | - | 7,163 | 0 | 0 |
| AMEX UTILITIES SELECT INDEX SHS BEN INT | UTILITIES | 81369Y886 | - | 61,305 | 810 | SH | - | SOLE | - | 810 | 0 | 0 |
| SEMPRA | UTILITIES | 816851109 | - | 102,632 | 1,170 | SH | - | SOLE | - | 1,170 | 0 | 0 |
| SENTINELONE INC CL A | INFORMATION TECHNOLOGY | 81730H109 | - | 2,242 | 101 | SH | - | SOLE | - | 101 | 0 | 0 |
| SHERWIN WILLIAMS COMPANY | CONSUMER DISCRETIONARY | 824348106 | - | 68,323 | 201 | SH | - | SOLE | - | 201 | 0 | 0 |
| SIEMENS AG | FOREIGN EQUITIES | 826197501 | - | 19,528 | 202 | SH | - | SOLE | - | 202 | 0 | 0 |
| SIMON PROPERTY GROUP | REAL ESTATE | 828806109 | - | 6,888 | 40 | SH | - | SOLE | - | 40 | 0 | 0 |
| SMITH-MIDLAND CORPORATION | INDUSTRIALS | 832156103 | - | 14,668 | 330 | SH | - | SOLE | - | 330 | 0 | 0 |
| J.M. SMUCKER COMPANY | CONSUMER STAPLES | 832696405 | - | 174,759 | 1,587 | SH | - | SOLE | - | 636 | 951 | 0 |
| SOUTHERN CO | UTILITIES | 842587107 | - | 1,039,141 | 12,625 | SH | - | SOLE | - | 12,010 | 615 | 0 |
| SOUTHERN CO | UTILITIES | 842587107 | - | 275,324 | 3,345 | SH | - | DFND | - | 2,600 | 745 | 0 |
| SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK | CONSUMER STAPLES | 84790A105 | - | 844 | 10 | SH | - | SOLE | - | 10 | 0 | 0 |
| STARBUCKS CORPORATION | CONSUMER DISCRETIONARY | 855244109 | - | 306,596 | 3,360 | SH | - | SOLE | - | 3,360 | 0 | 0 |
| STARBUCKS CORPORATION | CONSUMER DISCRETIONARY | 855244109 | - | 8,395 | 92 | SH | - | DFND | - | 0 | 92 | 0 |
| STEPAN CO | MATERIALS | 858586100 | - | 51,760 | 800 | SH | - | SOLE | - | 800 | 0 | 0 |
| STITCH FIX, INC. - CLASS A | CONSUMER DISCRETIONARY | 860897107 | - | 838 | 195 | SH | - | SOLE | - | 195 | 0 | 0 |
| STRYKER CORP | HEALTHCARE | 863667101 | - | 1,416,012 | 3,933 | SH | - | SOLE | - | 3,933 | 0 | 0 |
| STRYKER CORP | HEALTHCARE | 863667101 | - | 50,404 | 140 | SH | - | DFND | - | 140 | 0 | 0 |
| SUMMIT THERAPEUTICS INC. | HEALTHCARE | 86627T108 | - | 44,600 | 2,500 | SH | - | SOLE | - | 2,500 | 0 | 0 |
| SUNCOR ENERGY INC NEW | FOREIGN EQUITIES | 867224107 | - | 31,968 | 896 | SH | - | SOLE | - | 896 | 0 | 0 |
| SYNOPSYS INC | INFORMATION TECHNOLOGY | 871607107 | - | 14,075 | 29 | SH | - | SOLE | - | 29 | 0 | 0 |
| SYSCO CORPORATION | CONSUMER STAPLES | 871829107 | - | 60,707 | 794 | SH | - | SOLE | - | 794 | 0 | 0 |
| TJX COS INC NEW | CONSUMER DISCRETIONARY | 872540109 | - | 131,318 | 1,087 | SH | - | SOLE | - | 1,087 | 0 | 0 |
| T-MOBILE US INC | COMMUNICATION SERVICES | 872590104 | - | 6,621 | 30 | SH | - | SOLE | - | 30 | 0 | 0 |
| T. ROWE PRICE DIVIDEND GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 87283Q404 | - | 265,712 | 6,712 | SH | - | SOLE | - | 6,712 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG CO LTD ADR | FOREIGN EQUITIES | 874039100 | - | 84,326 | 427 | SH | - | SOLE | - | 427 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWARE, INC. | INFORMATION TECHNOLOGY | 874054109 | - | 11,044 | 60 | SH | - | SOLE | - | 60 | 0 | 0 |
| TARGET CORP | CONSUMER DISCRETIONARY | 87612E106 | - | 496,896 | 3,676 | SH | - | SOLE | - | 3,504 | 130 | 42 |
| TARGET CORP | CONSUMER DISCRETIONARY | 87612E106 | - | 97,599 | 722 | SH | - | DFND | - | 0 | 722 | 0 |
| TECK RESOURCES LTD | MATERIALS | 878742204 | - | 3,930 | 97 | SH | - | SOLE | - | 97 | 0 | 0 |
| TELADOC HEALTH INC. | HEALTHCARE | 87918A105 | - | 2,972 | 327 | SH | - | SOLE | - | 327 | 0 | 0 |
| TESLA MOTORS INC | CONSUMER DISCRETIONARY | 88160R101 | - | 1,905,232 | 4,718 | SH | - | SOLE | - | 4,678 | 0 | 40 |
| TEXAS INSTRUMENTS | INFORMATION TECHNOLOGY | 882508104 | - | 62,813 | 335 | SH | - | SOLE | - | 335 | 0 | 0 |
| THE TRADE DESK, INC. | INFORMATION TECHNOLOGY | 88339J105 | - | 94,024 | 800 | SH | - | SOLE | - | 800 | 0 | 0 |
| THERMO FISHER SCIENTIFIC, INC | HEALTHCARE | 883556102 | - | 44,217 | 85 | SH | - | SOLE | - | 85 | 0 | 0 |
| 3M CO COM | INDUSTRIALS | 88579Y101 | - | 318,704 | 2,469 | SH | - | SOLE | - | 2,469 | 0 | 0 |
| 3M CO COM | INDUSTRIALS | 88579Y101 | - | 101,335 | 785 | SH | - | DFND | - | 785 | 0 | 0 |
| THRYV HLDGS INC COM NEW | CONSUMER DISCRETIONARY | 886029206 | - | 2,175 | 147 | SH | - | SOLE | - | 147 | 0 | 0 |
| TORO CO | INDUSTRIALS | 891092108 | - | 8,010 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| TORONTO-DOMINION BANK NEW | FOREIGN EQUITIES | 891160509 | - | 189,640 | 3,562 | SH | - | SOLE | - | 3,562 | 0 | 0 |
| TOTALENERGIES SE | FOREIGN EQUITIES | 89151E109 | - | 6,649 | 122 | SH | - | SOLE | - | 122 | 0 | 0 |
| TOYOTA MOTOR CORP ADR | CONSUMER DISCRETIONARY | 892331307 | - | 9,730 | 50 | SH | - | SOLE | - | 50 | 0 | 0 |
| TRANSMEDICS GROUP INC. | HEALTHCARE | 89377M109 | - | 28,681 | 460 | SH | - | SOLE | - | 460 | 0 | 0 |
| TRAVELERS COS INC | FINANCIALS | 89417E109 | - | 151,759 | 630 | SH | - | SOLE | - | 630 | 0 | 0 |
| TREX COMPANY INC. | INDUSTRIALS | 89531P105 | - | 4,486 | 65 | SH | - | SOLE | - | 65 | 0 | 0 |
| TWILIO INC. - A | INFORMATION TECHNOLOGY | 90138F102 | - | 12,212 | 113 | SH | - | SOLE | - | 113 | 0 | 0 |
| US BANCORP DEL COM NEW | FINANCIALS | 902973304 | - | 90,951 | 1,902 | SH | - | SOLE | - | 1,902 | 0 | 0 |
| US BANCORP DEL COM NEW | FINANCIALS | 902973304 | - | 956 | 20 | SH | - | DFND | - | 20 | 0 | 0 |
| UNILEVER PLC | FOREIGN EQUITIES | 904767704 | - | 9,639 | 170 | SH | - | SOLE | - | 0 | 170 | 0 |
| UNION PACIFIC CORP | INDUSTRIALS | 907818108 | - | 191,775 | 841 | SH | - | SOLE | - | 841 | 0 | 0 |
| UNITED PARCEL SERVICE | INDUSTRIALS | 911312106 | - | 332,003 | 2,633 | SH | - | SOLE | - | 2,633 | 0 | 0 |
| UNITEDHEALTH GROUP INC | HEALTHCARE | 91324P102 | - | 1,293,437 | 2,557 | SH | - | SOLE | - | 2,557 | 0 | 0 |
| UPSTART HLDGS INC COM | FINANCIALS | 91680M107 | - | 9,234 | 150 | SH | - | SOLE | - | 150 | 0 | 0 |
| VAIL RESORTS INC. | CONSUMER DISCRETIONARY | 91879Q109 | - | 2,811 | 15 | SH | - | SOLE | - | 15 | 0 | 0 |
| VALERO ENERGY NEW | ENERGY | 91913Y100 | - | 541,213 | 4,415 | SH | - | SOLE | - | 4,300 | 115 | 0 |
| VALERO ENERGY NEW | ENERGY | 91913Y100 | - | 97,091 | 792 | SH | - | DFND | - | 792 | 0 | 0 |
| VANECK URANIUM AND NUCLEAR ETF | EXCHANGE TRADED FUND - EQUITY | 92189F601 | - | 45,629 | 561 | SH | - | SOLE | - | 561 | 0 | 0 |
| VANECK SEMICONDUCTOR ETF | INFORMATION TECHNOLOGY | 92189F676 | - | 937,901 | 3,873 | SH | - | SOLE | - | 3,873 | 0 | 0 |
| VANECK INDONESIA INDEX ETF | Exchange Traded Funds - Equity | 92189F833 | - | 9,279 | 627 | SH | - | SOLE | - | 627 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION INDEX FUND | EXCHANGE TRADED FUND - EQUITY | 921908844 | - | 293,741 | 1,500 | SH | - | SOLE | - | 1,500 | 0 | 0 |
| ETF VANGUARD TOTAL INTL STOCK | MUTUAL FUND | 921909768 | - | 2,062 | 35 | SH | - | SOLE | - | 35 | 0 | 0 |
| VANGUARD MEGA CAP VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 921910840 | - | 19,985 | 160 | SH | - | SOLE | - | 160 | 0 | 0 |
| VANGUARD SHORT-TERM BOND ETF | EXCHANGE TRADED FUND-FIXED INC | 921937827 | - | 15,994 | 207 | SH | - | SOLE | - | 207 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET FUND ETF | EXCHANGE TRADED FUND-FIXED INC | 921937835 | - | 278,612 | 3,875 | SH | - | SOLE | - | 3,875 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKET ETF | Exchange Traded Funds - Equity | 921943858 | - | 418,957 | 8,763 | SH | - | SOLE | - | 8,763 | 0 | 0 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | EXCHANGE TRADED FUND - EQUITY | 921946794 | - | 60,612 | 893 | SH | - | SOLE | - | 893 | 0 | 0 |
| VANGUARD UTILITIES ETF | UTILITIES | 92204A876 | - | 4,902 | 30 | SH | - | SOLE | - | 30 | 0 | 0 |
| VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF | EXCHANGE TRADED FUND - EQUITY | 922042718 | - | 3,090 | 27 | SH | - | SOLE | - | 27 | 0 | 0 |
| VANGUARD MSCI EMERGING MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 922042858 | - | 197,251 | 4,479 | SH | - | SOLE | - | 4,479 | 0 | 0 |
| VANGUARD MSCI EMERGING MARKETS ETF | EXCHANGE TRADED FUND - EQUITY | 922042858 | - | 51,086 | 1,160 | SH | - | DFND | - | 910 | 250 | 0 |
| ETF VANGUARD RUSSELL 3000 | EXCHANGE TRADED FUND - EQUITY | 92206C599 | - | 4,235,661 | 16,308 | SH | - | SOLE | - | 16,308 | 0 | 0 |
| ETF VANGUARD RUSSELL 3000 | EXCHANGE TRADED FUND - EQUITY | 92206C599 | - | 513,744 | 1,978 | SH | - | DFND | - | 1,278 | 700 | 0 |
| ETF VANGUARD RUSSELL 2000 | EXCHANGE TRADED FUND - EQUITY | 92206C664 | - | 118,272 | 1,324 | SH | - | SOLE | - | 1,324 | 0 | 0 |
| VANGUARD RUSSELL 1000 GROWTHETF | EXCHANGE TRADED FUND - EQUITY | 92206C680 | - | 55,988 | 542 | SH | - | SOLE | - | 542 | 0 | 0 |
| VAREX IMAGING CORP | HEALTHCARE | 92214X106 | - | 583 | 40 | SH | - | SOLE | - | 40 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | REAL ESTATE | 922908553 | - | 26,724 | 300 | SH | - | SOLE | - | 200 | 100 | 0 |
| VANGUARD MID-CAP ETF | EXCHANGE TRADED FUND - EQUITY | 922908629 | - | 1,594,816 | 6,038 | SH | - | SOLE | - | 6,038 | 0 | 0 |
| VANGUARD GROWTH ETF | EXCHANGE TRADED FUND - EQUITY | 922908736 | - | 1,961,490 | 4,779 | SH | - | SOLE | - | 4,779 | 0 | 0 |
| VANGUARD VALUE ETF | EXCHANGE TRADED FUND - EQUITY | 922908744 | - | 107,499 | 635 | SH | - | SOLE | - | 635 | 0 | 0 |
| VANGUARD SMALL CAP ETF | EXCHANGE TRADED FUND - EQUITY | 922908751 | - | 221,514 | 922 | SH | - | SOLE | - | 922 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | EXCHANGE TRADED FUND - EQUITY | 922908769 | - | 1,712,717 | 5,910 | SH | - | SOLE | - | 5,910 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COMMUNICATION SERVICES | 92343V104 | - | 928,301 | 23,220 | SH | - | SOLE | - | 23,110 | 110 | 0 |
| VERIZON COMMUNICATIONS INC | COMMUNICATION SERVICES | 92343V104 | - | 40,936 | 1,024 | SH | - | DFND | - | 166 | 858 | 0 |
| VERISK ANALYTICS INC | INDUSTRIALS | 92345Y106 | - | 28,919 | 105 | SH | - | SOLE | - | 105 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | HEALTHCARE | 92532F100 | - | 180,803 | 449 | SH | - | SOLE | - | 449 | 0 | 0 |
| VISA INC - CLASS A SHARES | INFORMATION TECHNOLOGY | 92826C839 | - | 1,563,064 | 4,946 | SH | - | SOLE | - | 4,846 | 100 | 0 |
| VISHAY INTERTECHNOLOGY, INC. | INFORMATION TECHNOLOGY | 928298108 | - | 81,264 | 4,800 | SH | - | SOLE | - | 4,800 | 0 | 0 |
| VONTIER CORPORATION | INDUSTRIALS | 928881101 | - | 1,458 | 40 | SH | - | DFND | - | 40 | 0 | 0 |
| WALMART INC | CONSUMER STAPLES | 931142103 | - | 2,192,762 | 24,270 | SH | - | SOLE | - | 23,430 | 840 | 0 |
| WALMART INC | CONSUMER STAPLES | 931142103 | - | 33,881 | 375 | SH | - | DFND | - | 375 | 0 | 0 |
| WASTE MANAGEMENT INC NEW | INDUSTRIALS | 94106L109 | - | 1,900,015 | 9,416 | SH | - | SOLE | - | 8,461 | 955 | 0 |
| WASTE MANAGEMENT INC NEW | INDUSTRIALS | 94106L109 | - | 264,343 | 1,310 | SH | - | DFND | - | 880 | 430 | 0 |
| WAYFAIR INC CL A | CONSUMER DISCRETIONARY | 94419L101 | - | 4,431 | 100 | SH | - | SOLE | - | 100 | 0 | 0 |
| WELLS FARGO & CO NEW | FINANCIALS | 949746101 | - | 71,221 | 1,014 | SH | - | SOLE | - | 794 | 220 | 0 |
| WELLS FARGO & CO NEW | FINANCIALS | 949746101 | - | 49,168 | 700 | SH | - | DFND | - | 700 | 0 | 0 |
| WHERE FOOD COMES FROM INC. | INDUSTRIALS | 96327X200 | - | 9,268 | 700 | SH | - | SOLE | - | 700 | 0 | 0 |
| WHIRLPOOL CORP | CONSUMER DISCRETIONARY | 963320106 | - | 2,289 | 20 | SH | - | SOLE | - | 20 | 0 | 0 |
| JOHN WILEY & SONS INC | CONSUMER DISCRETIONARY | 968223206 | - | 91,770 | 2,100 | SH | - | SOLE | - | 2,100 | 0 | 0 |
| THE WILLIAMS CO. INC. | ENERGY | 969457100 | - | 421,447 | 7,789 | SH | - | SOLE | - | 7,789 | 0 | 0 |
| THE WILLIAMS CO. INC. | ENERGY | 969457100 | - | 167,741 | 3,100 | SH | - | DFND | - | 3,100 | 0 | 0 |
| WISDOMTREE INC | FINANCIALS | 97717P104 | - | 6,300 | 600 | SH | - | SOLE | - | 600 | 0 | 0 |
| XCEL ENERGY INC | UTILITIES | 98389B100 | - | 31,392 | 465 | SH | - | SOLE | - | 465 | 0 | 0 |
| YUM BRANDS INC. | CONSUMER DISCRETIONARY | 988498101 | - | 24,148 | 180 | SH | - | SOLE | - | 180 | 0 | 0 |
| YUM BRANDS INC. | CONSUMER DISCRETIONARY | 988498101 | - | 80,496 | 600 | SH | - | DFND | - | 0 | 600 | 0 |
| ZEBRA TECHNOLOGIES CORP CLASS A | INFORMATION TECHNOLOGY | 989207105 | - | 30,896 | 80 | SH | - | SOLE | - | 80 | 0 | 0 |
| ZIMMER HOLDINGS INC. | HEALTHCARE | 98956P102 | - | 52,815 | 500 | SH | - | SOLE | - | 0 | 500 | 0 |
| ZOETIS INC | HEALTHCARE | 98978V103 | - | 13,360 | 82 | SH | - | SOLE | - | 82 | 0 | 0 |
| ZUORA INC | INFORMATION TECHNOLOGY | 98983V106 | - | 4,900 | 494 | SH | - | SOLE | - | 494 | 0 | 0 |