The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

  UNITED STATES SECURITIES AND EXCHANGE COMMISSION OMB APPROVAL
 Washington, D.C. 20549
FORM 13F
OMB Number:   3235-0006
Estimated average burden
hours per response:       23.8


FORM 13F COVER PAGE


Report for the Calendar Year or Quarter Ended:
12-31-2024
 
Check here if Amendment:      Amendment Number:
 
This Amendment (Check only one.):    is a restatement.
     adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:ADIRONDACK TRUST CO 
Address:473 BROADWAY 
 SARATOGA SPRINGS NY 12866 

Form 13F File Number:  028-11929 
CRD Number (if applicable):   
SEC File Number (if applicable):   


The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:Janelle Phillips 
Title:Wealth Managment Operations Assistant 
Phone: 518-584-5844 

Signature, Place, and Date of Signing:

Janelle Phillips Saratoga Springs,  NEW YORK 01-17-2025 
[Signature][City, State][Date]

Do you wish to provide information pursuant to Special Instruction 5?        Yes      X  No

Report Type (Check only one.):

X  13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)

     13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)

     13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
Form 13F Information table Entry Total:574 
Form 13F Information table Value Total:261,893,662 
 (round to nearest dollar)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F number(s) of all institutional investement managers with respect to which this report is filed, other than the manager filing this report.


     NONE

FORM 13F INFORMATION TABLE

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIPFIGI VALUE
(round to nearest dollar)
SHRS OR
PRN AMT
SH /
PRN
PUT /
CALL
INVESTMENT
DISCRETION
OTHER
MANAGER
VOTING AUTHORITY
SOLESHAREDNONE
ALLEGION PLCFOREIGN EQUITIESG0176J109-6,79552SH-SOLE-5200
ACCENTURE PLCINFORMATION TECHNOLOGYG1151C101-1,056,7323,004SH-SOLE-3,00400
EATON CORP PLCINDUSTRIALSG29183103-133,404402SH-SOLE-40200
NORWEGIAN CRUISE LINE HOLDINGS LTDCONSUMER DISCRETIONARYG66721104-2,572100SH-SOLE-10000
NOVOCURE LIMITEDHEALTHCAREG6674U108-2,979100SH-SOLE-10000
PENTAIR PLCINDUSTRIALSG7S00T104-30,192300SH-SOLE-30000
SMART GLOBAL HOLDINGS INC.FOREIGN EQUITIESG8232Y101-6,521340SH-SOLE-34000
VINCI PARTNERS INVESTMENTS LTD. - CLASS AFINANCIALSG9451V109-8,609855SH-SOLE-85500
CHUBB LTDFINANCIALSH1467J104-3,03911SH-SOLE-1100
FIVERR INTERNATIONAL LTD.FOREIGN EQUITIESM4R82T106-8,564270SH-SOLE-27000
WIX.COM LTDINFORMATION TECHNOLOGYM98068105-27,462128SH-SOLE-12800
ASML HOLDING N V N Y REGISTRY SHSFOREIGN EQUITIESN07059210-45,74266SH-SOLE-6600
FLEXTRONICS INTLINFORMATION TECHNOLOGYY2573F102-57,5701,500SH-SOLE-1,50000
ADMA BIOLOGICS INC COMHEALTHCARE000899104-10,026585SH-SOLE-58500
ABM INDUSTRIES INCORPORATED COMMON STOCKINDUSTRIALS000957100-46,062900SH-SOLE-90000
AT&T INC.COMMUNICATION SERVICES00206R102-459,96120,201SH-SOLE-20,20100
AT&T INC.COMMUNICATION SERVICES00206R102-109,0674,790SH-DFND-4,710800
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETFINFORMATION TECHNOLOGY00214Q203-2,16328SH-SOLE-2800
ABBOTT LABSHEALTHCARE002824100-830,3197,341SH-SOLE-6,9414000
ABBOTT LABSHEALTHCARE002824100-136,2971,205SH-DFND-01,2050
ABBVIE INC.HEALTHCARE00287Y109-2,454,36313,812SH-SOLE-13,3344780
ABBVIE INC.HEALTHCARE00287Y109-420,2602,365SH-DFND-1,2501,1150
ADOBE INCINFORMATION TECHNOLOGY00724F101-482,0031,084SH-SOLE-1,07608
AECOM TECHNOLOGY CORPINFORMATION TECHNOLOGY00766T100-1,70816SH-SOLE-1600
ADVANCED MICRO DEVICES INCINFORMATION TECHNOLOGY007903107-740,1776,128SH-SOLE-6,12800
ADVANCED MICRO DEVICES INCINFORMATION TECHNOLOGY007903107-12,079100SH-DFND-00100
INVESCO INTERNATIONAL GROWTH FUNDMUTUAL FUND008882532-1,52071SH-SOLE-7100
AIR PRODUCTS & CHEMICALS INCMATERIALS009158106-266,534919SH-SOLE-91900
ALBANY INTERNATIONAL CORPORATION COMMON STOCKINDUSTRIALS012348108-79,9701,000SH-SOLE-1,00000
ALIGN TECHNOLOGY INC.HEALTHCARE016255101-2,08510SH-SOLE-1000
ALLSTATE CORPFINANCIALS020002101-115,674600SH-SOLE-3003000
ALTRIA GROUP, INC.CONSUMER STAPLES02209S103-187,1903,580SH-SOLE-3,58000
AMAZON. COM, INCCONSUMER DISCRETIONARY023135106-7,994,51236,440SH-SOLE-36,2402000
AMAZON. COM, INCCONSUMER DISCRETIONARY023135106-63,623290SH-DFND-29000
AMERICAN FUNDS AMERICAN BALANCED FND CLASS CMUTUAL FUND024071300-65,9351,937SH-SOLE-1,93700
AMERICAN ELEC PWR INCUTILITIES025537101-43,623473SH-SOLE-47300
AMERICAN EXPRESSFINANCIALS025816109-594,4312,003SH-SOLE-1,966037
AMERICAN EXPRESSFINANCIALS025816109-34,426116SH-DFND-01160
AMERICAN STATES WATER COMPANY COMMON STOCKUTILITIES029899101-155,4402,000SH-SOLE-2,00000
AMERICAN TOWER CORPORATIONCOMMUNICATION SERVICES03027X100-446,3942,434SH-SOLE-2,43400
AMERIPRISE FINANCIAL INC.FINANCIALS03076C106-42,06079SH-SOLE-7900
AMGEN INCORPORATEDHEALTHCARE031162100-649,9852,494SH-SOLE-2,49400
AMGEN INCORPORATEDHEALTHCARE031162100-126,143484SH-DFND-48400
AMKOR TECHNOLOGY INCINFORMATION TECHNOLOGY031652100-3,852150SH-SOLE-15000
APPIAN CORPORATIONINFORMATION TECHNOLOGY03782L101-9,231280SH-SOLE-28000
APPLE INCINFORMATION TECHNOLOGY037833100-17,124,39368,383SH-SOLE-66,9031,40080
APPLE INCINFORMATION TECHNOLOGY037833100-681,1412,720SH-DFND-2,5601600
APPLE HOSPITALTIY REIT INC COMMON SHARESREAL ESTATE03784Y200-2,471161SH-SOLE-16100
APPLIED MATL INCINFORMATION TECHNOLOGY038222105-1,364,2848,389SH-SOLE-8,38900
APTARGROUP INC. COMMON STOCKINDUSTRIALS038336103-78,550500SH-SOLE-50000
ARM HOLDINGS PLC SPONSORED ADSINFORMATION TECHNOLOGY042068205-12,336100SH-SOLE-10000
ARROW FINANCIAL CORPORATIONFINANCIALS042744102-88,3083,077SH-SOLE-3,07700
ASTRAZENECA PLC - ADRHEALTHCARE046353108-50,972778SH-SOLE-77800
AUTODESK INC.INFORMATION TECHNOLOGY052769106-14,77850SH-SOLE-5000
AUTOMATIC DATA PROCESSING INCINFORMATION TECHNOLOGY053015103-870,8342,975SH-SOLE-2,6753000
AUTOMATIC DATA PROCESSING INCINFORMATION TECHNOLOGY053015103-228,321780SH-DFND-07800
AVERY DENNISON CORPMATERIALS053611109-56,139300SH-SOLE-30000
AXON ENTERPRISE INC COMINDUSTRIALS05464C101-148,580250SH-SOLE-25000
BP P.L.C.ENERGY055622104-48,6951,648SH-SOLE-1,64800
BP PRUDHOE BAY ROYALTY TRUSTENERGY055630107-54100SH-SOLE-10000
BM TECHNOLOGIES INC.INDUSTRIALS05591L107-4,303880SH-SOLE-88000
BAIDU INC - SPON ADRINFORMATION TECHNOLOGY056752108-1,01112SH-SOLE-1200
BANDWIDTH INCINFORMATION TECHNOLOGY05988J103-2,212130SH-SOLE-13000
BANK OF AMERICA CORPFINANCIALS060505104-569,00312,947SH-SOLE-12,94700
BANK OF HAWAII CORPORATION COMMON STOCKFINANCIALS062540109-21,372300SH-SOLE-30000
BANK OF NEW YORK MELLON CORPFINANCIALS064058100-46,787609SH-SOLE-60900
BAOUZUN INC-SPN ADRFOREIGN EQUITIES06684L103-20475SH-SOLE-7500
BARRICK GOLD CORPMATERIALS067901108-2,092135SH-SOLE-13500
BAXTER INTERNATIONAL INC.HEALTHCARE071813109-29,1501,000SH-SOLE-1,00000
BECTON DICKINSON & COHEALTHCARE075887109-255,6761,127SH-SOLE-8922350
BERKSHIRE HATHAWAY INC. DEL CLASS BFINANCIALS084670702-4,116,5409,082SH-SOLE-9,08200
BERKSHIRE HATHAWAY INC. DEL CLASS BFINANCIALS084670702-16,77037SH-DFND-0370
BEST BUYCONSUMER DISCRETIONARY086516101-27,885325SH-SOLE-32500
BIOGEN INCHEALTHCARE09062X103-12,23380SH-SOLE-8000
BIOVENTUS INC COM CL AHEALTHCARE09075A108-7,161682SH-SOLE-68200
BLACKROCK INCFINANCIALS09290D101-1,329,5371,297SH-SOLE-1,29700
BLACKROCK INCFINANCIALS09290D101-15,37615SH-DFND-0150
BLOOM ENERGY CORP COM CL AENERGY093712107-4,440200SH-SOLE-20000
BOEINGINDUSTRIALS097023105-23,010130SH-SOLE-13000
BOEINGINDUSTRIALS097023105-79,650450SH-DFND-504000
BOSTON SCIENTIFIC CORPHEALTHCARE101137107-51,530577SH-SOLE-57700
BRISTOL MYERS SQUIBB COHEALTHCARE110122108-1,248,97722,083SH-SOLE-20,0832,0000
BRISTOL MYERS SQUIBB COHEALTHCARE110122108-229,9154,065SH-DFND-3,0001,0650
C3.AI INCINFORMATION TECHNOLOGY12468P104-1,72150SH-SOLE-5000
CBOE GLOBAL MARKETS, INC.FINANCIALS12503M108-19,540100SH-SOLE-10000
CME GROUP INC.FINANCIALS12572Q105-5,34123SH-SOLE-2300
CRA INTERNATIONAL INC.INDUSTRIALS12618T105-19,656105SH-SOLE-10500
CSX CORPORATIONINDUSTRIALS126408103-757,92023,487SH-SOLE-23,48700
CSX CORPORATIONINDUSTRIALS126408103-116,1723,600SH-DFND-3,60000
CNX RESOURCES COPRORATION COMMON STOCKENERGY12653C108-87,9842,400SH-SOLE-2,40000
CVS HEALTH CORPCONSUMER STAPLES126650100-438,8219,778SH-SOLE-9,77800
COTERRA ENERGY INCENERGY127097103-25,5401,000SH-SOLE-1,00000
CANADIAN IMPERIAL BANK OF COMMERCEFINANCIALS136069101-9,483150SH-SOLE-15000
CANADIAN NATIONAL RAILWAY COFOREIGN EQUITIES136375102-4,06040SH-SOLE-4000
CANADIAN NATURAL RESOURCESENERGY136385101-12,652410SH-SOLE-41000
CANADIAN SOLAR INC COMENERGY136635109-16,6801,500SH-SOLE-1,50000
CAPITAL ONE FINANCIAL CORPFINANCIALS14040H105-70,791397SH-SOLE-39700
CARGURUS INC COM CL ACONSUMER DISCRETIONARY141788109-36,5401,000SH-SOLE-1,00000
CARRIER GLOBAL CORPORATIONINDUSTRIALS14448C104-230,2333,373SH-SOLE-2,6737000
CARRIER GLOBAL CORPORATIONINDUSTRIALS14448C104-44,709655SH-DFND-65500
CASEY'S GENERAL STORES INCCONSUMER DISCRETIONARY147528103-106,979270SH-SOLE-27000
CATERPILLAR INCINDUSTRIALS149123101-2,423,9196,682SH-SOLE-6,5877025
CATERPILLAR INCINDUSTRIALS149123101-509,6751,405SH-DFND-1,0253800
CENTERPOINT ENERGY, INCUTILITIES15189T107-34,8921,100SH-SOLE-1,10000
CENTERPOINT ENERGY, INCUTILITIES15189T107-126,8804,000SH-DFND-4,00000
CENTESSA PHARMACEUTICALS PLCHEALTHCARE152309100-15,493925SH-SOLE-92500
CHARTER COMMUNICATIONS,INC-ACOMMUNICATION SERVICES16119P108-1,0283SH-SOLE-300
CHEGG INC COMCONSUMER DISCRETIONARY163092109-400250SH-SOLE-25000
CHENIERE ENERGY, INC.ENERGY16411R208-42,543198SH-SOLE-19800
CHESAPEAKE ENERGY CORPORATIONENERGY165167735-49,775500SH-SOLE-50000
CHEVRON CORPORATIONENERGY166764100-1,934,72813,358SH-SOLE-12,9753830
CHEVRON CORPORATIONENERGY166764100-288,3741,991SH-DFND-1,4865050
CHEWY INC.CONSUMER DISCRETIONARY16679L109-83725SH-SOLE-2500
CISCO SYSTEMS INC.INFORMATION TECHNOLOGY17275R102-1,960,08933,110SH-SOLE-32,54550065
CISCO SYSTEMS INC.INFORMATION TECHNOLOGY17275R102-77,2561,305SH-DFND-301,2750
CIRRUS LOGIC INCINFORMATION TECHNOLOGY172755100-9,958100SH-SOLE-10000
CITIGROUP INC.FINANCIALS172967424-515,3667,323SH-SOLE-7,32300
CITIGROUP INC.FINANCIALS172967424-91,8451,305SH-DFND-1,30500
CLOROX COMPANYCONSUMER STAPLES189054109-24,360150SH-SOLE-15000
CLOROX COMPANYCONSUMER STAPLES189054109-32,482200SH-DFND-02000
COCA COLA COCONSUMER STAPLES191216100-1,680,86126,998SH-SOLE-24,5282,4700
COCA COLA COCONSUMER STAPLES191216100-251,7784,044SH-DFND-3,4306140
COGNIZANT TECHNOLOGY SOLUTIONS CORPINFORMATION TECHNOLOGY192446102-7,690100SH-SOLE-10000
COLGATE PALMOLIVECONSUMER STAPLES194162103-1,068,33411,753SH-SOLE-11,75300
COLGATE PALMOLIVECONSUMER STAPLES194162103-139,8941,539SH-DFND-1,3741650
COMCAST CORP NEW CL ACONSUMER DISCRETIONARY20030N101-270,2837,204SH-SOLE-7,20400
COMMERCE BANCSHARES INCFINANCIALS200525103-68,6651,102SH-SOLE-1,10200
COMMERCIAL METALS COMPANY COMMON STOCKMATERIALS201723103-158,6883,200SH-SOLE-3,20000
COMPASS PATHWAYS PLCHEALTHCARE20451W101-1,903505SH-SOLE-50500
CONFLUENT INC. CLASS A COMMON STOCKINFORMATION TECHNOLOGY20717M103-3,437123SH-SOLE-12300
CONOCOPHILLIPSENERGY20825C104-295,7132,982SH-SOLE-2,98200
CONOCOPHILLIPSENERGY20825C104-1,98320SH-DFND-2000
CONSOLIDATED EDISON INCUTILITIES209115104-27,125304SH-SOLE-30400
CORNERSTONE STRATEGIC VALUE FUND INC.FINANCIALS21924B302-3,264380SH-SOLE-38000
CORNING INCINFORMATION TECHNOLOGY219350105-137,5702,895SH-SOLE-2,89500
COSTCO WHSL CORP NEWCONSUMER STAPLES22160K105-1,429,3551,560SH-SOLE-1,56000
COURSERA INC COMCONSUMER DISCRETIONARY22266M104-4,420520SH-SOLE-52000
CUBESMART COMREAL ESTATE229663109-4,969116SH-SOLE-11600
CUMMINS INCINDUSTRIALS231021106-188,929542SH-SOLE-54200
CUMMINS INCINDUSTRIALS231021106-38,344110SH-DFND-11000
DNP SELECT INCOME FUND INCFIXED INCOME23325P104-13,2301,500SH-SOLE-1,50000
D R HORTON INCCONSUMER DISCRETIONARY23331A109-37,051265SH-SOLE-26500
DTE ENERGY COUTILITIES233331107-36,222300SH-SOLE-30000
DTE ENERGY COUTILITIES233331107-83,921695SH-DFND-69500
DANAHER CORPHEALTHCARE235851102-834,3923,635SH-SOLE-3,63500
DANAHER CORPHEALTHCARE235851102-129,924566SH-DFND-500660
DARLING INGREDIENTS INC. COMMON STOCKCONSUMER STAPLES237266101-205,4486,100SH-SOLE-6,10000
DATADOG INC CLASS AINFORMATION TECHNOLOGY23804L103-64,157449SH-SOLE-44900
DAVITA INC.HEALTHCARE23918K108-11,21675SH-SOLE-7500
DEERE & CO (JOHN DEERE)INDUSTRIALS244199105-606,7311,432SH-SOLE-1,2222100
DELTA AIR LINES INCCONSUMER DISCRETIONARY247361702-27,527455SH-SOLE-45500
DEVON ENERGY CORPORATION NEWENERGY25179M103-44,0351,346SH-SOLE-1,34600
DIAGEO PLCCONSUMER DISCRETIONARY25243Q205-14,873117SH-SOLE-11700
DIAMONDBACK ENERGY INC.ENERGY25278X109-19,659120SH-SOLE-12000
DIGITAL REALTY TRUST INC.REAL ESTATE253868103-44,329250SH-SOLE-25000
TRUMP MEDIA & TECHNOLOGY GROCOMFINANCIALS25400Q105-3,409100SH-SOLE-10000
DISNEY (WALT) COMPANY HOLDING COCONSUMER DISCRETIONARY254687106-1,109,2359,962SH-SOLE-9,937025
DISNEY (WALT) COMPANY HOLDING COCONSUMER DISCRETIONARY254687106-145,6451,308SH-DFND-2201,0880
DISCOVER FINANCIAL SERVICESFINANCIALS254709108-76,221440SH-SOLE-44000
DOCEBO INC.INFORMATION TECHNOLOGY25609L105-6,043135SH-SOLE-13500
DOCUSIGN INCINFORMATION TECHNOLOGY256163106-21,135235SH-SOLE-23500
DOMINION ENERGY, INC.UTILITIES25746U109-287,1205,331SH-SOLE-5,33100
DOMINION ENERGY, INC.UTILITIES25746U109-57,0911,060SH-DFND-1,06000
DOMINO'S PIZZA INCCONSUMER DISCRETIONARY25754A201-2,0985SH-SOLE-500
DONALDSON COMPANY INCCONSUMER DISCRETIONARY257651109-6,12891SH-SOLE-9100
DOW INC.MATERIALS260557103-196,5404,898SH-SOLE-4,3865120
DOW INC.MATERIALS260557103-56,9841,420SH-DFND-1,42000
DREAM FINDERS HOMES INC. - CLASS ACONSUMER DISCRETIONARY26154D100-14,311615SH-SOLE-61500
DUKE ENERGY CORPORATION NEWENERGY26441C204-401,0883,723SH-SOLE-3,72300
DUKE ENERGY CORPORATION NEWENERGY26441C204-86,407802SH-DFND-80200
EOG RESOURCES INCENERGY26875P101-12,748104SH-SOLE-10400
EBAY INCCONSUMER DISCRETIONARY278642103-12,823207SH-SOLE-20700
ECOLAB INC.MATERIALS278865100-17,57475SH-SOLE-7500
ELECTRONIC ARTS INCINFORMATION TECHNOLOGY285512109-2,92620SH-SOLE-2000
EMCOR GROUP INC. COMMON STOCKINDUSTRIALS29084Q100-190,633420SH-SOLE-42000
EMERSON ELECTRICINDUSTRIALS291011104-345,1402,785SH-SOLE-1,5851,2000
EMERSON ELECTRICINDUSTRIALS291011104-197,0481,590SH-DFND-01,5900
ENBRIDGE INCENERGY29250N105-100,5982,371SH-SOLE-2,37100
ENERGY TRANSFER LP COM UT LTD PTNENERGY29273V100-137,0116,994SH-SOLE-6,99400
ENTERGY CORPORATIONUTILITIES29364G103-8,945118SH-SOLE-11800
ENTERGY CORPORATIONUTILITIES29364G103-121,2961,600SH-DFND-1,60000
ENTERPRISE PRODUCTS PARTNERS L.P.ENERGY293792107-221,4007,060SH-SOLE-7,06000
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INTFINANCIALS29476L107-3,58850SH-SOLE-5000
ESPEY MFG. & ELECTRONICS CORPINDUSTRIALS296650104-59,3451,969SH-SOLE-1,96900
ESPEY MFG. & ELECTRONICS CORPINDUSTRIALS296650104-6,028200SH-DFND-1000100
ETSY INCCONSUMER DISCRETIONARY29786A106-8,725165SH-SOLE-16500
EVERUS CONSTRUCTION GROUPINDUSTRIALS300426103-16,437250SH-SOLE-25000
EXACT SCIENCES CORP COMHEALTHCARE30063P105-12,640225SH-SOLE-22500
RANGE NUCLEAR RENAISSANCE ETFEXCHANGE TRADED FUND - EQUITY301505475-9,000220SH-SOLE-22000
EXELON CORPUTILITIES30161N101-45,1131,199SH-SOLE-9242750
EXELON CORPUTILITIES30161N101-41,0161,090SH-DFND-1,09000
EXXON MOBIL CORPENERGY30231G102-2,132,74519,827SH-SOLE-15,0224,8050
EXXON MOBIL CORPENERGY30231G102-536,4464,987SH-DFND-2,2172,7700
META PLATFORMS INCINFORMATION TECHNOLOGY30303M102-3,017,0995,153SH-SOLE-5,15300
META PLATFORMS INCINFORMATION TECHNOLOGY30303M102-40,98570SH-DFND-7000
FAIR ISAAC CORPORATIONINFORMATION TECHNOLOGY303250104-29,86315SH-SOLE-1500
FASTLY INC CLASS AINFORMATION TECHNOLOGY31188V100-2,926310SH-SOLE-31000
FEDERAL REALTY INVESTMENT TRUST COMMON STOCKFINANCIALS313745101-9,73987SH-SOLE-8700
FEDEX CORPORATIONINDUSTRIALS31428X106-196,907700SH-SOLE-70000
FEDEX CORPORATIONINDUSTRIALS31428X106-35,165125SH-DFND-12500
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETFINFORMATION TECHNOLOGY316092808-550,9412,980SH-SOLE-2,98000
FIDELITY NATIONAL FINANCIAL INC. COMFINANCIALS31620R303-22,452400SH-SOLE-40000
FIFTH THIRD BANCORPFINANCIALS316773100-28,532675SH-SOLE-67500
1STDIBS.COM INCINFORMATION TECHNOLOGY320551104-3,371955SH-SOLE-95500
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETFENERGY33733E500-36,7441,083SH-SOLE-1,08300
FIRST TRUST NATRUAL GAS ETFEXCHANGE TRADED FUND - EQUITY33733E807-79,1003,213SH-SOLE-3,21300
FIRSTENERGY CORPUTILITIES337932107-2,18755SH-SOLE-5500
FORD MOTOR CO DELCONSUMER DISCRETIONARY345370860-32,6703,300SH-SOLE-3,30000
FORTINET INC. COMMON STOCKINFORMATION TECHNOLOGY34959E109-4,72450SH-SOLE-5000
FORTIVE CORPORATIONINFORMATION TECHNOLOGY34959J108-7,500100SH-DFND-10000
FRANKLIN FTSE INDIA ETFExchange Traded Funds - Equity35473P769-10,533278SH-SOLE-27800
FREEPORT-MCMORAN COPPER & GOLD CLASS BMATERIALS35671D857-21,699570SH-SOLE-57000
FRESHPET INCCONSUMER STAPLES358039105-11,10875SH-SOLE-7500
FULGENT GENETICS INC.HEALTHCARE359664109-15,875860SH-SOLE-86000
GATX CORPORATIONINDUSTRIALS361448103-61,984400SH-SOLE-40000
GE HEALTHCARE TECHNOLOGIES, INC.HEALTHCARE36266G107-83,1021,063SH-SOLE-7013620
GE HEALTHCARE TECHNOLOGIES, INC.HEALTHCARE36266G107-3124SH-DFND-004
GAMESTOP CORP NEW CL ACONSUMER DISCRETIONARY36467W109-37612SH-SOLE-1200
GE VERNOVA INC COMINDUSTRIALS36828A101-321,016976SH-SOLE-7052710
GE VERNOVA INC COMINDUSTRIALS36828A101-9863SH-DFND-003
GENERAL DYNAMICS CORPORATIONINDUSTRIALS369550108-771,1892,927SH-SOLE-2,92700
GENERAL DYNAMICS CORPORATIONINDUSTRIALS369550108-17,12665SH-DFND-6500
GENERAL MILLS, INCCONSUMER STAPLES370334104-40,175630SH-SOLE-306000
GENERAL MILLS, INCCONSUMER STAPLES370334104-89,2781,400SH-DFND-1,40000
GILEAD SCIENCES, INC.HEALTHCARE375558103-168,2921,822SH-SOLE-1,82200
GINKGO BIOWORKS HOLDINGSMATERIALS37611X209-42243SH-SOLE-4300
GLADSTONE LAND CORPORATIONREAL ESTATE376549101-3,255300SH-SOLE-30000
GLOBALXDATA CENTER & DIGITALINFRASTRUCTURE ETFEXCHANGE TRADED FUND - EQUITY37954Y236-9,411569SH-SOLE-56900
GLOBAL X MLP AND ENERGY INFRASTRUCTURE ETFENERGY37954Y293-61,4681,015SH-SOLE-1,01500
GLOBAL X AUTONOMOUS & ELECTRIC VEHICLE ETFEXCHANGE TRADED FUND - EQUITY37954Y624-28,9171,260SH-SOLE-1,26000
GLOBAL X ARTIFICIAL INTEL & TECH EFTEXCHANGE TRADED FUND - EQUITY37954Y632-277,7047,189SH-SOLE-7,18900
GOLDMAN SACHS GROUP INCFINANCIALS38141G104-11,45220SH-SOLE-2000
W.W. GRAINGERINDUSTRIALS384802104-49,53947SH-SOLE-4700
GUARDANT HEALTH INC.HEALTHCARE40131M109-3,512115SH-SOLE-11500
THE HERSHEY COMPANYCONSUMER STAPLES427866108-84,166497SH-SOLE-49700
HOME DEPOT INCCONSUMER DISCRETIONARY437076102-3,470,8128,923SH-SOLE-7,9249990
HOME DEPOT INCCONSUMER DISCRETIONARY437076102-404,5391,040SH-DFND-4006400
HONEYWELL INTERNATIONAL INCINDUSTRIALS438516106-805,9563,568SH-SOLE-3,56800
HUB GROUP INCINDUSTRIALS443320106-44,5601,000SH-SOLE-1,00000
HUBSPOT INC.INFORMATION TECHNOLOGY443573100-111,483160SH-SOLE-16000
ILLINOIS TOOL WORKS INC.INDUSTRIALS452308109-254,0611,002SH-SOLE-1,00200
IMMUNITYBIO INC.HEALTHCARE45256X103-382150SH-SOLE-15000
INTEL CORPINFORMATION TECHNOLOGY458140100-540,92626,994SH-SOLE-24,7932,2010
INTEL CORPINFORMATION TECHNOLOGY458140100-114,8485,731SH-DFND-5,2484830
CORECARD CORPORATIONINFORMATION TECHNOLOGY45816D100-6,015265SH-SOLE-26500
INTERACTIVE BROKERS GRO-CL AFINANCIALS45841N107-44,167250SH-SOLE-25000
INTL BUSINESS MACHINESINFORMATION TECHNOLOGY459200101-1,481,4126,739SH-SOLE-6,73900
INTL BUSINESS MACHINESINFORMATION TECHNOLOGY459200101-357,2211,625SH-DFND-7538720
INTERNATIONAL PAPER COMATERIALS460146103-15,334285SH-SOLE-28500
INTUITIVE SURGICAL INCHEALTHCARE46120E602-26,61851SH-SOLE-5100
INTUIT INCINFORMATION TECHNOLOGY461202103-11,94119SH-SOLE-1900
INTUITIVE MACHINES INC CLASS A COMINDUSTRIALS46125A100-6,715370SH-SOLE-37000
INVESCO AEROSPACE & DEFENSE EFTEXCHANGE TRADED FUND - EQUITY46137V100-26,961235SH-SOLE-23500
INVESCO PREFERRED ETFEXCHANGE TRADED FUND-FIXED INC46138E511-9,224800SH-SOLE-80000
INVESCO GLOBAL WATER ETFEXCHANGE TRADED FUND - EQUITY46138E651-58,5751,500SH-SOLE-1,50000
INVESCO EXCH TRADED FD TR IISOLAR ETFENERGY46138G706-3,14595SH-SOLE-9500
IQIYI, INC. - ADRINFORMATION TECHNOLOGY46267X108-200100SH-SOLE-10000
IROBOT CORPORATIONINDUSTRIALS462726100-23230SH-SOLE-3000
ETF ISHARES SILVER TREXCHANGE TRADED FUND - EQUITY46428Q109-109,6484,166SH-SOLE-4,16600
ISHARES MSCI AUSTRALIA ETFMUTUAL FUND464286103-7,158300SH-DFND-30000
ISHARES MSCI CANADA ETFMUTUAL FUND464286509-10,072250SH-DFND-25000
ISHARES S & P 100 ETFMUTUAL FUND464287101-1,555,4015,385SH-SOLE-5,38500
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETFEXCHANGE TRADED FUND - EQUITY464287150-168,7491,312SH-SOLE-1,31200
ISHARES SELECT DIVIDEND ETFEXCHANGE TRADED FUND - EQUITY464287168-59,080450SH-SOLE-45000
ISHARES TIPS BOND ETFEXCHANGE TRADED FUND-FIXED INC464287176-3,457,73632,452SH-SOLE-32,0570395
ISHARES TIPS BOND ETFEXCHANGE TRADED FUND-FIXED INC464287176-422,6823,967SH-DFND-3,6603070
ISHARES CORE S&P 500 ETFEXCHANGE TRADED FUND - EQUITY464287200-71,229121SH-SOLE-12100
ISHARES CORE TOTAL US AGGREGATE BOND ETF-WEXCHANGE TRADED FUND-FIXED INC46428722W-111,5301,151SH-SOLE-1,15100
ISHARES CORE TOTAL US AGGREGATE BOND ETFEXCHANGE TRADED FUND-FIXED INC464287226-3,069,98331,682SH-SOLE-31,68200
ISHARES MSCI EMERGING MARKETS ETFEXCHANGE TRADED FUND - EQUITY464287234-14,215340SH-SOLE-34000
ISHARES IBOXX $INVESTMENT BOND FDEXCHANGE TRADED FUND-FIXED INC464287242-121,5831,138SH-SOLE-1,13800
ISHARES S&P 500 GROWTH ETFExchange Traded Funds - Equity464287309-54,521537SH-SOLE-53700
ISHARES MSCI EAFE ETF FUNDEXCHANGE TRADED FUND - EQUITY464287465-984,93713,027SH-SOLE-13,02700
ISHARES MSCI EAFE ETF FUNDEXCHANGE TRADED FUND - EQUITY464287465-15,122200SH-DFND-02000
ISHARES RUSSELL MIDCAP GROWTH INDEX FUNDEXCHANGE TRADED FUND - EQUITY464287481-37,517296SH-SOLE-29600
ISHARES RUSSELL MIDCAP ETFEXCHANGE TRADED FUND - EQUITY464287499-323,4543,659SH-SOLE-3,65900
ISHARES CORE S&P MID CAP ETFEXCHANGE TRADED FUND - EQUITY464287507-651,01210,448SH-SOLE-10,44800
ISHARES CORE S&P MID CAP ETFEXCHANGE TRADED FUND - EQUITY464287507-46,732750SH-DFND-07500
ISHARES RUSSELL 1000 VALUE INDEX FUNDEXCHANGE TRADED FUND - EQUITY464287598-891,7684,817SH-SOLE-4,81700
ISHARES S&P M-D-CAP 400 GROWTH ETFExchange Traded Funds - Equity464287606-10,184112SH-SOLE-11200
ISHARES RUSSELL 1000 GROWTH ETFEXCHANGE TRADED FUND - EQUITY464287614-3,467,1178,634SH-SOLE-8,63400
ISHARES RUSSELL 1000 GROWTH ETFEXCHANGE TRADED FUND - EQUITY464287614-7,22818SH-DFND-1800
ISHARES RUSSELL 2000 GROWTH ETFEXCHANGE TRADED FUND - EQUITY464287648-388,2681,349SH-SOLE-1,34900
ISHARES RUSSELL 2000 ETFEXCHANGE TRADED FUND - EQUITY464287655-317,5181,437SH-SOLE-1,43700
ISHARES U.S. TECHNOLOGY ETFINFORMATION TECHNOLOGY464287721-64,127402SH-SOLE-40200
ISHARES CORE S&P SMALL-CAP ETFEXCHANGE TRADED FUND - EQUITY464287804-3,916,75333,994SH-SOLE-33,914080
ISHARES CORE S&P SMALL-CAP ETFEXCHANGE TRADED FUND - EQUITY464287804-210,7351,829SH-DFND-5401,2890
ISHARES US CONSUMER STAPLES EFTEXCHANGE TRADED FUND - EQUITY464287812-266,9384,070SH-SOLE-4,07000
ETF ISHARES GLOBAL CLEAN ENERGYENERGY464288224-32,3512,843SH-SOLE-2,84300
ISHARES MSCI KLD 400 SOCIALEXCHANGE TRADED FUND - EQUITY464288570-85,994780SH-SOLE-78000
ISHARES DOW JONES US HOME CONSTRUCTION INDEXEXCHANGE TRADED FUND - EQUITY464288752-53,347516SH-SOLE-51600
ISHARES MSCI USA ESG SELECTEXCHANGE TRADED FUND - EQUITY464288802-295,0972,427SH-SOLE-2,42700
ISHARES MSCI EAFE GROWTH ETFEXCHANGE TRADED FUND - EQUITY464288885-29,920309SH-SOLE-30900
ISHARES US TREASURY BOND ETFETF's - Fixed Income46429B267-123,9465,396SH-SOLE-5,39600
ISHARES MSCI SINGAPORE ETFEXCHANGE TRADED FUND - EQUITY46434G780-5,764264SH-DFND-26400
ISHARES IBONDS DEC 2025 CORP-ETFEXCHANGE TRADED FUND-FIXED INC46434VBD1-207,1098,272SH-SOLE-8,27200
ISHARES IBONDS DEC 2026 TERMCORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46435GAA0-580,24324,118SH-SOLE-24,11800
ISHARE HIGH YIELD BOND FACTOR EFTEXCHANGE TRADED FUND-FIXED INC46435G250-41,454882SH-SOLE-88200
ISHARES IBONDS DEC 2027 CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46435UAA9-814,18033,997SH-SOLE-33,99700
ISHARES IBONDS DEC 2028 TERM CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46435U515-1,850,17674,336SH-SOLE-74,33600
ISHARES IBONDS DEC 2028 TERM CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46435U515-44,8021,800SH-DFND-01,8000
ISHARES IBONDS DEC 2033 TERMCORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46436E130-503,71520,077SH-SOLE-20,07700
ISHARES IBONDS DEC 2029 TERM CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46436E205-1,884,54282,694SH-SOLE-82,69400
ISHARES IBONDS DEC 2029 TERM CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46436E205-44,0981,935SH-DFND-01,9350
ISHARES TRUST IBONDS DEC2032TERM CORP ETFEXCHANGE TRADED FUND-FIXED INC46436E312-728,55329,653SH-SOLE-28,64301,010
ISHARES TRUST IBONDS DEC2032TERM CORP ETFEXCHANGE TRADED FUND-FIXED INC46436E312-34,3981,400SH-DFND-01,4000
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46436E486-2,008,11198,730SH-SOLE-97,50001,230
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFEXCHANGE TRADED FUND-FIXED INC46436E486-44,4422,185SH-DFND-02,1850
ISHARES IBONDS DEC 2030 TERM CORP-ETFEXCHANGE TRADED FUND-FIXED INC46436E726-1,641,96276,873SH-SOLE-76,87300
ISHARES IBONDS DEC 2030 TERM CORP-ETFEXCHANGE TRADED FUND-FIXED INC46436E726-44,1082,065SH-DFND-02,0650
ISSUER DIRECT CORPORATIONINFORMATION TECHNOLOGY46520M204-2,860320SH-SOLE-32000
JPMORGAN CHASE & CO COMFINANCIALS46625H100-5,135,24521,423SH-SOLE-20,43396525
JPMORGAN CHASE & CO COMFINANCIALS46625H100-233,716975SH-DFND-945300
JPMORGAN BETABUILDER ETFEXCHANGE TRADED FUND - EQUITY46641Q399-54,647516SH-SOLE-51600
JD.COM INC.-ADRCONSUMER DISCRETIONARY47215P106-2,42670SH-SOLE-7000
JOHNSON & JOHNSONHEALTHCARE478160104-2,975,19720,573SH-SOLE-19,4351,10830
JOHNSON & JOHNSONHEALTHCARE478160104-475,6513,289SH-DFND-1,3851,9040
KLA-TENCOR CORPORATIONINFORMATION TECHNOLOGY482480100-6,30110SH-SOLE-1000
KELLOGG COMPANYCONSUMER STAPLES487836108-102,5881,267SH-DFND-1,26700
KIMBERLY CLARKCONSUMER STAPLES494368103-185,0271,412SH-SOLE-1,41200
KIMBERLY CLARKCONSUMER STAPLES494368103-131,0401,000SH-DFND-1,00000
KINDER MORGAN INC.ENERGY49456B101-69,9522,554SH-SOLE-2,55400
KROGER COMPANYCONSUMER STAPLES501044101-33,815553SH-SOLE-55300
L3HARRIS TECHNOLOGIES INC. COMMON STOCKINDUSTRIALS502431109-4,20520SH-SOLE-2000
LENNAR COPORATION CLASS ACONSUMER DISCRETIONARY526057104-12,27390SH-SOLE-9000
LENNAR CORPORATION CLASS BCONSUMER DISCRETIONARY526057302-1321SH-SOLE-100
ELI LILLY & COHEALTHCARE532457108-2,854,8563,698SH-SOLE-3,69800
ELI LILLY & COHEALTHCARE532457108-714,872926SH-DFND-846800
LINCOLN ELECTRIC HOLDING INCINDUSTRIALS533900106-9,37350SH-SOLE-5000
LINCOLN NATIONAL CORPORATIONFINANCIALS534187109-31,7001,000SH-SOLE-1,00000
LITTELFUSE INCINFORMATION TECHNOLOGY537008104-11,78250SH-SOLE-5000
LOCKHEED MARTIN CORPINDUSTRIALS539830109-2,459,7795,062SH-SOLE-4,7423200
LOCKHEED MARTIN CORPINDUSTRIALS539830109-432,486890SH-DFND-89000
LOWES COMPANIES INCCONSUMER DISCRETIONARY548661107-667,8352,706SH-SOLE-2,664042
LOWES COMPANIES INCCONSUMER DISCRETIONARY548661107-59,232240SH-DFND-24000
LULULEMON ATHLETICA INCCONSUMER DISCRETIONARY550021109-248,929651SH-SOLE-65100
MDU RESOURCES GROUP INCENERGY552690109-18,0201,000SH-SOLE-1,00000
MGM MIRAGECONSUMER DISCRETIONARY552953101-3,36097SH-SOLE-9700
MPLX LPENERGY55336V100-177,0823,700SH-SOLE-3,70000
MANULIFE FINANCIALFINANCIALS56501R106-4,113134SH-SOLE-13400
MARATHON PETROLEUM CORPORATIONENERGY56585A102-149,2651,070SH-SOLE-1,07000
MARKEL GROUP INCFINANCIALS570535104-20,71412SH-SOLE-1200
MARRIOTT INTERNATIONAL INC. CLASS ACONSUMER DISCRETIONARY571903202-18,13165SH-SOLE-6500
MARVELL TECHNOLOGY INC. COMMON STOCKINFORMATION TECHNOLOGY573874104-221,5602,006SH-SOLE-2,00600
MASIMO CORPORATIONHEALTHCARE574795100-1,98312SH-SOLE-1200
MASTERCARD INC - CLASS AINFORMATION TECHNOLOGY57636Q104-350,165665SH-SOLE-600650
MCCORMICK & CO.CONSUMER STAPLES579780206-121,9841,600SH-SOLE-2001,4000
MCDONALDS CORPCONSUMER DISCRETIONARY580135101-2,766,5709,544SH-SOLE-8,74478515
MCDONALDS CORPCONSUMER DISCRETIONARY580135101-673,0992,322SH-DFND-1,2001,1220
MCGRATH RENTCORPCONSUMER DISCRETIONARY580589109-55,910500SH-SOLE-50000
MCKESSON CORPORATIONHEALTHCARE58155Q103-202,312355SH-SOLE-35500
MERCADOLIBRE INCINFORMATION TECHNOLOGY58733R102-25,50615SH-SOLE-1500
MERCK & CO., INCHEALTHCARE58933Y105-884,3568,890SH-SOLE-8,5903000
MERCK & CO., INCHEALTHCARE58933Y105-187,5191,885SH-DFND-1,88500
METLIFE INCFINANCIALS59156R108-1,200,08314,657SH-SOLE-14,627030
METLIFE INCFINANCIALS59156R108-104,5601,277SH-DFND-1,27700
MICROSOFT CORPINFORMATION TECHNOLOGY594918104-10,032,08323,801SH-SOLE-22,4331,3680
MICROSOFT CORPINFORMATION TECHNOLOGY594918104-225,081534SH-DFND-804540
MID-AMERICA APARTMENT COMMUNITIES INC.REAL ESTATE59522J103-3,86425SH-SOLE-2500
MIMEDX GROUP INC COMHEALTHCARE602496101-3,751390SH-SOLE-39000
MITEK SYSTEMS INC.INFORMATION TECHNOLOGY606710200-10,017900SH-SOLE-90000
MONDELEZ INTERNATIONAL INCCONSUMER STAPLES609207105-104,7461,754SH-SOLE-7541,0000
MONGODB, INC.INFORMATION TECHNOLOGY60937P106-20,48788SH-SOLE-8800
MORGAN STANLEYFINANCIALS617446448-681,5115,421SH-SOLE-5,42100
MUELLER INDUSTRIES INC. COMMON STOCKMATERIALS624756102-95,2321,200SH-SOLE-1,20000
NASDAQ STOCK MARKET INCFINANCIALS631103108-11,596150SH-SOLE-15000
NATIONAL FUEL GAS CO. NJUTILITIES636180101-16,687275SH-SOLE-27500
NETAPP, INC.INFORMATION TECHNOLOGY64110D104-11,608100SH-SOLE-10000
NETFLIX INCINFORMATION TECHNOLOGY64110L106-810,199909SH-SOLE-90900
NEWMONT CORPORATIONMATERIALS651639106-48,8321,312SH-SOLE-1,31200
NEXTERA ENERGY INCUTILITIES65339F101-1,945,99127,145SH-SOLE-25,9451,2000
NICE LTD - AMERICAN DEPOSITORY SHARESINFORMATION TECHNOLOGY653656108-5,09530SH-SOLE-3000
NIKE, INCCONSUMER DISCRETIONARY654106103-295,9443,911SH-SOLE-3,91100
NORFOLK SOUTHERN CORPORATIONINDUSTRIALS655844108-35,205150SH-SOLE-15000
NORTHROP GRUMMAN CORPINDUSTRIALS666807102-305,028650SH-SOLE-65000
NOVARTIS AG - ADRFOREIGN EQUITIES66987V109-22,186228SH-SOLE-981300
NUCORMATERIALS670346105-176,2311,510SH-SOLE-9106000
NUCORMATERIALS670346105-93,368800SH-DFND-80000
NVIDIA CORP.INFORMATION TECHNOLOGY67066G104-11,519,08885,778SH-SOLE-85,77800
NUVEEN QUALITY MUNICIPAL INCOME FUNDMUTUAL FUNDS-NON TAX67066V101-7,800669SH-SOLE-66900
NUVEEN NEW YORK QUALITY MUNICIPAL INCOME FDMUTUAL FUNDS-NON TAX67066X107-33,0602,900SH-SOLE-2,90000
NUVEEN AMT-FREE MUNI CREDIT INCOME FUNDMUTUAL FUNDS-NON TAX67071L106-19,0031,550SH-SOLE-1,55000
NUSHARES ETF TR NUVEEN ESG SMLCPEXCHANGE TRADED FUND - EQUITY67092P607-58614SH-SOLE-1400
OCCIDENTAL PETROLEUM CORPENERGY674599105-15,165307SH-SOLE-30700
ONEOK INCENERGY682680103-193,7691,930SH-SOLE-1,93000
OPERA LIMITED AMERICAN DEPOSITARYINFORMATION TECHNOLOGY68373M107-10,184538SH-SOLE-53800
ORACLE CORPORATIONINFORMATION TECHNOLOGY68389X105-1,415,0858,492SH-SOLE-8,49200
ORACLE CORPORATIONINFORMATION TECHNOLOGY68389X105-28,328170SH-DFND-01700
OTIS WORLDWIDE CORPORATIONINDUSTRIALS68902V107-152,4291,646SH-SOLE-1,2963500
OTIS WORLDWIDE CORPORATIONINDUSTRIALS68902V107-30,280327SH-DFND-32700
OUTSET MEDICAL INC.HEALTHCARE690145107-308280SH-SOLE-28000
OWENS CORNING INC.MATERIALS690742101-3,57621SH-SOLE-2100
PNC FINANCIAL SERVICES GROUP INCFINANCIALS693475105-62,481324SH-SOLE-32400
PPL CORPUTILITIES69351T106-3,245100SH-SOLE-10000
PACER SMALL CAP ETFEXCHANGE TRADED FUND - EQUITY69374H857-443,16810,072SH-SOLE-10,07200
PACIRA BIOSCIENCES, INCHEALTHCARE695127100-11,304600SH-SOLE-60000
PALANTIR TECHNOLOGIES INC. CLASS A COMMON STOCKINFORMATION TECHNOLOGY69608A108-20,571272SH-SOLE-27200
PALO ALTO NETWORKS INCINFORMATION TECHNOLOGY697435105-91,886505SH-SOLE-50500
PARKER HANNIFIN CORPMATERIALS701094104-36,88858SH-SOLE-5800
PAYCHEX INCINFORMATION TECHNOLOGY704326107-10,79677SH-SOLE-7700
PELOTON INTERACTIVE INC CLASS ACONSUMER DISCRETIONARY70614W100-6,003690SH-SOLE-69000
PEPSICO INCCONSUMER STAPLES713448108-2,627,67717,281SH-SOLE-16,9862950
PEPSICO INCCONSUMER STAPLES713448108-521,5643,430SH-DFND-1,8151,6150
PETROLEO BRASILEIRO S.A. ADRFOREIGN EQUITIES71654V101-11,8401,000SH-SOLE-1,00000
PFIZER INCHEALTHCARE717081103-1,005,84837,929SH-SOLE-35,3732,5560
PFIZER INCHEALTHCARE717081103-102,7913,876SH-DFND-3,6102660
PHILIP MORRIS INTERNATIONAL W/ICONSUMER DISCRETIONARY718172109-266,5702,215SH-SOLE-2,21500
PHILLIPS 66ENERGY718546104-987,5098,668SH-SOLE-8,588800
PHILLIPS 66ENERGY718546104-142,9821,255SH-DFND-1,25500
PHOTRONICS INC.INFORMATION TECHNOLOGY719405102-9,113387SH-SOLE-38700
PINTEREST INC CL ACOMMUNICATION SERVICES72352L106-26,535915SH-SOLE-91500
PLAINS ALL AMERICAN PIPELINEENERGY726503105-184,35610,800SH-SOLE-10,80000
PLUG POWER INC.INFORMATION TECHNOLOGY72919P202-3,1801,500SH-SOLE-1,50000
POST HOLDINGS INCCONSUMER STAPLES737446104-5,72350SH-SOLE-5000
T ROWE PRICE GROUP INCFINANCIALS74144T108-32,230285SH-SOLE-28500
PROCTER & GAMBLE COCONSUMER STAPLES742718109-4,205,26825,084SH-SOLE-23,3771,67235
PROCTER & GAMBLE COCONSUMER STAPLES742718109-740,3384,416SH-DFND-2,6201,7960
PROLOGIS, INC.REAL ESTATE74340W103-2,00819SH-SOLE-1900
PRUDENTIAL FINANCIAL INCFINANCIALS744320102-345,9742,919SH-SOLE-2,91900
PRUDENTIAL FINANCIAL INCFINANCIALS744320102-86,526730SH-DFND-73000
PUBLIC SERVICE ENTERPRISE GROUP, INCUTILITIES744573106-11,068131SH-SOLE-13100
PUBMATIC INC COM CL ACONSUMER DISCRETIONARY74467Q103-8,064549SH-SOLE-54900
PULTEGROUP, INCINDUSTRIALS745867101-88,753815SH-SOLE-81500
QUALCOMM INCINFORMATION TECHNOLOGY747525103-1,562,59110,172SH-SOLE-9,93421721
QUANTA SERVICES INCINDUSTRIALS74762E102-137,476435SH-SOLE-43500
QUEST DIAGNOSTICSHEALTHCARE74834L100-2,41316SH-SOLE-1600
REGENERON PHARMACEUTICALSHEALTHCARE75886F107-308,420433SH-SOLE-43300
RELAY THERAPEUTICS INC COMHEALTHCARE75943R102-1,417344SH-SOLE-34400
REPLIGEN CORPORATIONHEALTHCARE759916109-35,985250SH-SOLE-25000
RIMINI STREET INC.INFORMATION TECHNOLOGY76674Q107-4,1781,565SH-SOLE-1,56500
RIO TINTO PLCMATERIALS767204100-88,2141,500SH-SOLE-1,50000
ROBLOX CORP CL ACONSUMER DISCRETIONARY771049103-4,39776SH-SOLE-7600
ROCHE HOLDING AGHEALTHCARE771195104-3,592103SH-SOLE-10300
ROKU INCCONSUMER DISCRETIONARY77543R102-7,06295SH-SOLE-9500
RYMAN HOSPITALITY PROPERTIES(REIT)FINANCIALS78377T107-4,69545SH-SOLE-4500
SPDR S & P 500 ETF TRUSTEXCHANGE TRADED FUND - EQUITY78462F103-30,606,79852,223SH-SOLE-52,22300
SPDR S & P 500 ETF TRUSTEXCHANGE TRADED FUND - EQUITY78462F103-2,130,3983,635SH-DFND-1,0202,6150
SPDR GOLD TRUSTEXCHANGE TRADED FUND - EQUITY78463V107-326,6281,349SH-SOLE-1,34900
SPDR NYSE TECHNOLOGY ETFINFORMATION TECHNOLOGY78464A102-51,460255SH-SOLE-25500
SPDR S&P 600 SMALL CAP GROWTH EFTEXCHANGE TRADED FUND - EQUITY78464A201-6,77675SH-SOLE-7500
SPDR PORTFOLIO TIP ETFEXCHANGE TRADED FUND-FIXED INC78464A656-28,6141,131SH-SOLE-1,13100
SPDR S&P REGIONAL BANKING ETFFINANCIALS78464A698-22,631375SH-SOLE-37500
SPDR S&P DIVIDEND ETFEXCHANGE TRADED FUND - EQUITY78464A763-192,8661,460SH-SOLE-1,46000
ETF SPDR S&P BIOTECHHEALTHCARE78464A870-111,6741,240SH-SOLE-1,24000
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -WEXCHANGE TRADED FUND - EQUITY78467Y10W-10,82119SH-SOLE-1900
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETFEXCHANGE TRADED FUND - EQUITY78467Y107-5,909,31910,375SH-SOLE-10,358017
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETFEXCHANGE TRADED FUND - EQUITY78467Y107-251,752442SH-DFND-2302120
SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETFEXCHANGE TRADED FUND-FIXED INC78468R721-68,4151,500SH-SOLE-1,50000
SALESFORCE, INC.INFORMATION TECHNOLOGY79466L302-478,7351,432SH-SOLE-1,43200
SAP AKTIENGESELLSCHAFT ADRFOREIGN EQUITIES803054204-29,790121SH-SOLE-12100
SCHLUMBERGER LTDENERGY806857108-20,166526SH-SOLE-52600
SCHLUMBERGER LTDENERGY806857108-7,629199SH-DFND-01990
CHARLES SCHWAB CORPORATIONFINANCIALS808513105-12,210165SH-SOLE-16500
SCHWAB U.S. SMALL-CAP ETFEXCHANGE TRADED FUND - EQUITY808524607-13,550524SH-SOLE-52400
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANYEXCHANGE TRADED FUND - EQUITY808524748-7,337215SH-SOLE-21500
SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANYEXCHANGE TRADED FUND - EQUITY808524755-11,985361SH-SOLE-36100
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETFEXCHANGE TRADED FUND - EQUITY808524763-12,177410SH-SOLE-41000
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETFEXCHANGE TRADED FUND - EQUITY808524771-27,3501,155SH-SOLE-1,15500
MATERIAL SELECT SECTOR SPDR TRUSTMATERIALS81369Y100-62,346741SH-SOLE-74100
HEALTH CARE SELECT SECTOR SPDR FUNDHEALTHCARE81369Y209-655,6234,766SH-SOLE-4,76600
CONSUMER STAPLES SELECT SECTOR SPDR FUNDCONSUMER STAPLES81369Y308-54,551694SH-SOLE-69400
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUNDCONSUMER DISCRETIONARY81369Y407-143,582640SH-SOLE-64000
ENERGY SELECT SECTOR SPDR FUNDENERGY81369Y506-669,8377,821SH-SOLE-7,82100
FINANCIAL SELECT SECTOR SPDR FUNDFINANCIALS81369Y605-746,92115,455SH-SOLE-15,45500
INDUSTRIAL SELECT SECTOR SPDR FUNDINDUSTRIALS81369Y704-302,2442,294SH-SOLE-2,29400
TECHNOLOGY SELECT SECT SPDRINFORMATION TECHNOLOGY81369Y803-2,330,29110,022SH-SOLE-10,02200
COMMUNICATION SERVICES SELECT SECTOR SPDR FUNDCOMMUNICATION SERVICES81369Y852-693,4287,163SH-SOLE-7,16300
AMEX UTILITIES SELECT INDEX SHS BEN INTUTILITIES81369Y886-61,305810SH-SOLE-81000
SEMPRAUTILITIES816851109-102,6321,170SH-SOLE-1,17000
SENTINELONE INC CL AINFORMATION TECHNOLOGY81730H109-2,242101SH-SOLE-10100
SHERWIN WILLIAMS COMPANYCONSUMER DISCRETIONARY824348106-68,323201SH-SOLE-20100
SIEMENS AGFOREIGN EQUITIES826197501-19,528202SH-SOLE-20200
SIMON PROPERTY GROUPREAL ESTATE828806109-6,88840SH-SOLE-4000
SMITH-MIDLAND CORPORATIONINDUSTRIALS832156103-14,668330SH-SOLE-33000
J.M. SMUCKER COMPANYCONSUMER STAPLES832696405-174,7591,587SH-SOLE-6369510
SOUTHERN COUTILITIES842587107-1,039,14112,625SH-SOLE-12,0106150
SOUTHERN COUTILITIES842587107-275,3243,345SH-DFND-2,6007450
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCKCONSUMER STAPLES84790A105-84410SH-SOLE-1000
STARBUCKS CORPORATIONCONSUMER DISCRETIONARY855244109-306,5963,360SH-SOLE-3,36000
STARBUCKS CORPORATIONCONSUMER DISCRETIONARY855244109-8,39592SH-DFND-0920
STEPAN COMATERIALS858586100-51,760800SH-SOLE-80000
STITCH FIX, INC. - CLASS ACONSUMER DISCRETIONARY860897107-838195SH-SOLE-19500
STRYKER CORPHEALTHCARE863667101-1,416,0123,933SH-SOLE-3,93300
STRYKER CORPHEALTHCARE863667101-50,404140SH-DFND-14000
SUMMIT THERAPEUTICS INC.HEALTHCARE86627T108-44,6002,500SH-SOLE-2,50000
SUNCOR ENERGY INC NEWFOREIGN EQUITIES867224107-31,968896SH-SOLE-89600
SYNOPSYS INCINFORMATION TECHNOLOGY871607107-14,07529SH-SOLE-2900
SYSCO CORPORATIONCONSUMER STAPLES871829107-60,707794SH-SOLE-79400
TJX COS INC NEWCONSUMER DISCRETIONARY872540109-131,3181,087SH-SOLE-1,08700
T-MOBILE US INCCOMMUNICATION SERVICES872590104-6,62130SH-SOLE-3000
T. ROWE PRICE DIVIDEND GROWTH ETFEXCHANGE TRADED FUND - EQUITY87283Q404-265,7126,712SH-SOLE-6,71200
TAIWAN SEMICONDUCTOR MFG CO LTD ADRFOREIGN EQUITIES874039100-84,326427SH-SOLE-42700
TAKE-TWO INTERACTIVE SOFTWARE, INC.INFORMATION TECHNOLOGY874054109-11,04460SH-SOLE-6000
TARGET CORPCONSUMER DISCRETIONARY87612E106-496,8963,676SH-SOLE-3,50413042
TARGET CORPCONSUMER DISCRETIONARY87612E106-97,599722SH-DFND-07220
TECK RESOURCES LTDMATERIALS878742204-3,93097SH-SOLE-9700
TELADOC HEALTH INC.HEALTHCARE87918A105-2,972327SH-SOLE-32700
TESLA MOTORS INCCONSUMER DISCRETIONARY88160R101-1,905,2324,718SH-SOLE-4,678040
TEXAS INSTRUMENTSINFORMATION TECHNOLOGY882508104-62,813335SH-SOLE-33500
THE TRADE DESK, INC.INFORMATION TECHNOLOGY88339J105-94,024800SH-SOLE-80000
THERMO FISHER SCIENTIFIC, INCHEALTHCARE883556102-44,21785SH-SOLE-8500
3M CO COMINDUSTRIALS88579Y101-318,7042,469SH-SOLE-2,46900
3M CO COMINDUSTRIALS88579Y101-101,335785SH-DFND-78500
THRYV HLDGS INC COM NEWCONSUMER DISCRETIONARY886029206-2,175147SH-SOLE-14700
TORO COINDUSTRIALS891092108-8,010100SH-SOLE-10000
TORONTO-DOMINION BANK NEWFOREIGN EQUITIES891160509-189,6403,562SH-SOLE-3,56200
TOTALENERGIES SEFOREIGN EQUITIES89151E109-6,649122SH-SOLE-12200
TOYOTA MOTOR CORP ADRCONSUMER DISCRETIONARY892331307-9,73050SH-SOLE-5000
TRANSMEDICS GROUP INC.HEALTHCARE89377M109-28,681460SH-SOLE-46000
TRAVELERS COS INCFINANCIALS89417E109-151,759630SH-SOLE-63000
TREX COMPANY INC.INDUSTRIALS89531P105-4,48665SH-SOLE-6500
TWILIO INC. - AINFORMATION TECHNOLOGY90138F102-12,212113SH-SOLE-11300
US BANCORP DEL COM NEWFINANCIALS902973304-90,9511,902SH-SOLE-1,90200
US BANCORP DEL COM NEWFINANCIALS902973304-95620SH-DFND-2000
UNILEVER PLCFOREIGN EQUITIES904767704-9,639170SH-SOLE-01700
UNION PACIFIC CORPINDUSTRIALS907818108-191,775841SH-SOLE-84100
UNITED PARCEL SERVICEINDUSTRIALS911312106-332,0032,633SH-SOLE-2,63300
UNITEDHEALTH GROUP INCHEALTHCARE91324P102-1,293,4372,557SH-SOLE-2,55700
UPSTART HLDGS INC COMFINANCIALS91680M107-9,234150SH-SOLE-15000
VAIL RESORTS INC.CONSUMER DISCRETIONARY91879Q109-2,81115SH-SOLE-1500
VALERO ENERGY NEWENERGY91913Y100-541,2134,415SH-SOLE-4,3001150
VALERO ENERGY NEWENERGY91913Y100-97,091792SH-DFND-79200
VANECK URANIUM AND NUCLEAR ETFEXCHANGE TRADED FUND - EQUITY92189F601-45,629561SH-SOLE-56100
VANECK SEMICONDUCTOR ETFINFORMATION TECHNOLOGY92189F676-937,9013,873SH-SOLE-3,87300
VANECK INDONESIA INDEX ETFExchange Traded Funds - Equity92189F833-9,279627SH-SOLE-62700
VANGUARD DIVIDEND APPRECIATION INDEX FUNDEXCHANGE TRADED FUND - EQUITY921908844-293,7411,500SH-SOLE-1,50000
ETF VANGUARD TOTAL INTL STOCKMUTUAL FUND921909768-2,06235SH-SOLE-3500
VANGUARD MEGA CAP VALUE ETFEXCHANGE TRADED FUND - EQUITY921910840-19,985160SH-SOLE-16000
VANGUARD SHORT-TERM BOND ETFEXCHANGE TRADED FUND-FIXED INC921937827-15,994207SH-SOLE-20700
VANGUARD TOTAL BOND MARKET FUND ETFEXCHANGE TRADED FUND-FIXED INC921937835-278,6123,875SH-SOLE-3,87500
VANGUARD FTSE DEVELOPED MARKET ETFExchange Traded Funds - Equity921943858-418,9578,763SH-SOLE-8,76300
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETFEXCHANGE TRADED FUND - EQUITY921946794-60,612893SH-SOLE-89300
VANGUARD UTILITIES ETFUTILITIES92204A876-4,90230SH-SOLE-3000
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETFEXCHANGE TRADED FUND - EQUITY922042718-3,09027SH-SOLE-2700
VANGUARD MSCI EMERGING MARKETS ETFEXCHANGE TRADED FUND - EQUITY922042858-197,2514,479SH-SOLE-4,47900
VANGUARD MSCI EMERGING MARKETS ETFEXCHANGE TRADED FUND - EQUITY922042858-51,0861,160SH-DFND-9102500
ETF VANGUARD RUSSELL 3000EXCHANGE TRADED FUND - EQUITY92206C599-4,235,66116,308SH-SOLE-16,30800
ETF VANGUARD RUSSELL 3000EXCHANGE TRADED FUND - EQUITY92206C599-513,7441,978SH-DFND-1,2787000
ETF VANGUARD RUSSELL 2000EXCHANGE TRADED FUND - EQUITY92206C664-118,2721,324SH-SOLE-1,32400
VANGUARD RUSSELL 1000 GROWTHETFEXCHANGE TRADED FUND - EQUITY92206C680-55,988542SH-SOLE-54200
VAREX IMAGING CORPHEALTHCARE92214X106-58340SH-SOLE-4000
VANGUARD REAL ESTATE ETFREAL ESTATE922908553-26,724300SH-SOLE-2001000
VANGUARD MID-CAP ETFEXCHANGE TRADED FUND - EQUITY922908629-1,594,8166,038SH-SOLE-6,03800
VANGUARD GROWTH ETFEXCHANGE TRADED FUND - EQUITY922908736-1,961,4904,779SH-SOLE-4,77900
VANGUARD VALUE ETFEXCHANGE TRADED FUND - EQUITY922908744-107,499635SH-SOLE-63500
VANGUARD SMALL CAP ETFEXCHANGE TRADED FUND - EQUITY922908751-221,514922SH-SOLE-92200
VANGUARD TOTAL STOCK MARKET ETFEXCHANGE TRADED FUND - EQUITY922908769-1,712,7175,910SH-SOLE-5,91000
VERIZON COMMUNICATIONS INCCOMMUNICATION SERVICES92343V104-928,30123,220SH-SOLE-23,1101100
VERIZON COMMUNICATIONS INCCOMMUNICATION SERVICES92343V104-40,9361,024SH-DFND-1668580
VERISK ANALYTICS INCINDUSTRIALS92345Y106-28,919105SH-SOLE-10500
VERTEX PHARMACEUTICALS INCHEALTHCARE92532F100-180,803449SH-SOLE-44900
VISA INC - CLASS A SHARESINFORMATION TECHNOLOGY92826C839-1,563,0644,946SH-SOLE-4,8461000
VISHAY INTERTECHNOLOGY, INC.INFORMATION TECHNOLOGY928298108-81,2644,800SH-SOLE-4,80000
VONTIER CORPORATIONINDUSTRIALS928881101-1,45840SH-DFND-4000
WALMART INCCONSUMER STAPLES931142103-2,192,76224,270SH-SOLE-23,4308400
WALMART INCCONSUMER STAPLES931142103-33,881375SH-DFND-37500
WASTE MANAGEMENT INC NEWINDUSTRIALS94106L109-1,900,0159,416SH-SOLE-8,4619550
WASTE MANAGEMENT INC NEWINDUSTRIALS94106L109-264,3431,310SH-DFND-8804300
WAYFAIR INC CL ACONSUMER DISCRETIONARY94419L101-4,431100SH-SOLE-10000
WELLS FARGO & CO NEWFINANCIALS949746101-71,2211,014SH-SOLE-7942200
WELLS FARGO & CO NEWFINANCIALS949746101-49,168700SH-DFND-70000
WHERE FOOD COMES FROM INC.INDUSTRIALS96327X200-9,268700SH-SOLE-70000
WHIRLPOOL CORPCONSUMER DISCRETIONARY963320106-2,28920SH-SOLE-2000
JOHN WILEY & SONS INCCONSUMER DISCRETIONARY968223206-91,7702,100SH-SOLE-2,10000
THE WILLIAMS CO. INC.ENERGY969457100-421,4477,789SH-SOLE-7,78900
THE WILLIAMS CO. INC.ENERGY969457100-167,7413,100SH-DFND-3,10000
WISDOMTREE INCFINANCIALS97717P104-6,300600SH-SOLE-60000
XCEL ENERGY INCUTILITIES98389B100-31,392465SH-SOLE-46500
YUM BRANDS INC.CONSUMER DISCRETIONARY988498101-24,148180SH-SOLE-18000
YUM BRANDS INC.CONSUMER DISCRETIONARY988498101-80,496600SH-DFND-06000
ZEBRA TECHNOLOGIES CORP CLASS AINFORMATION TECHNOLOGY989207105-30,89680SH-SOLE-8000
ZIMMER HOLDINGS INC.HEALTHCARE98956P102-52,815500SH-SOLE-05000
ZOETIS INCHEALTHCARE98978V103-13,36082SH-SOLE-8200
ZUORA INCINFORMATION TECHNOLOGY98983V106-4,900494SH-SOLE-49400