Exhibit 10.1

[the letterhead of PKO BP]

ADDENDUM NO. 3

TO AGREEMENT NO. 97 1020 1026 0000 1702 0388 9318

OVERDRAFT FACILITY

OF 23 MAY 2019

The agreement is concluded on the day the last of the parties’ representatives signs it.

Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna with its registered office in Warsaw, address: ul. Puławska 15, 02-515 Warsaw, entered in the National Court Register maintained by the District Court for the Capital City of Warsaw in Warsaw, 13th Commercial Division of the National Court Register, under KRS No. 0000026438, NIP: 525-000-77-38, REGON: 016298263, with the share capital (paid-in capital) of PLN 1,250,000,000.00 (hereinafter, the “PKO BP SA”), on behalf of which the following persons are acting:

1. Paweł Krzywdziuk - Proxy,

2. Edyta Taborowicz - Proxy,

and

ASEC Spółka Akcyjna with the seat in Kraków, address: Wadowicka 6, 30-415 Kraków, entered in the National Court Register maintained by the District Court for Kraków-Śródmieście in Kraków, XI Economic Department of the National Court Register, under KRS No. 0000034383, NIP: 677-193¬09-64, REGON: 351324446, with the share capital (paid-in capital) of PLN 4,107,000.00 (the “Borrower”), on behalf of which the following persons are acting:

hereinafter jointly referred to as the “Parties;”

hereby enter into Addendum No. 3 (the “Addendum”), to Agreement No. 97 1020 1026 0000 1702 0388 9318 overdraft facility of May 23, 2019, as amended (the “Agreement”).

NOW THEREFORE, the Parties agreed as follows:

§ 1.

At the Borrower’s request, in order to extend the term of the loan, reduce the amount of the loan by USD 300,000.00 (in words: three hundred thousand 00/100), i.e. to USD 1,700,000.00 (in words: one million seven hundred thousand 00/100), establish collateral for the repayment of all obligations of the Borrower under the Agreement and amend certain other provisions of the Agreement, the Parties agree to make the following amendments to the Agreement:

2) § Paragraph 5(2) shall be replaced with the following wording:

3) § 6 shall be replaced by the following:

“d) Documents for the previous month on the basis of which PKO BP S.A. will be able to assess the Borrower’s financial liquidity, including in particular the liquidity sheet, substantially in the form as provided by PKO BP SA, which is attached hereto as Appendix No. 4 to the Agreement - by the 10th day of each month, with the provision that a change to the form of liquidity sheet shall not require an annex to the Agreement, and a new form of liquidity sheet (Appendix No. 4 to the Agreement) will be provided to the Borrower to replace the previous one;”

“5. The Borrower undertakes to make a statement, in the form of notarial deed, on its submission to court enforcement procedure with respect to PKO BP S.A.’s claims under the Agreement, pursuant to Art. 777.1.1. 5. of Act of November 17, 1964 – the Code of Civil Procedure (consolidated text in: Journal of Laws [Dz. U.] of 2020, item 1575, as amended) with the content satisfactory to PKO BP SA, under which the Borrower shall submit itself to enforcement up to the amount of USD 3,400,000.00 (in words: three million four hundred thousand and 00/100 US Dollars), and until December 22, 2023, PKO BP SA shall be able to apply repeatedly to attach the writ of execution to the enforcement clause.”;

“8) accepts the final terms and conditions of the BGK Guarantee concerning the term of its validity, percentage rate and the amounts, as specified in the Agreement,

9) agrees to amend the Application to the extent that the final conditions of the BGK Guarantee differ from those resulting from the Application,

10) consents to PKO BP SA’s collecting the commission fee referred to in §8.1(2), above from the Current Account and transfer it to BGK.”.

§ 2.

§ 3.

§ 4.

For the amending, upon the Borrower’s request, of the terms and conditions of the Agreement, introduced by the Addendum, with respect to the extension of the Agreement, PKO BP SA shall charge, without a specific instruction from the Borrower to do so, a commission fee of 1.0% p.a. on the extended amount of the credit facility, however no less than PLN 2,000.00 (in words: two thousand 00/100 zlotys), i.e. USD 17,000.00 (in words: seventeen thousand 00/100 US Dollars). The commission fee shall be charged on the day of conclusion of the Addendum, in the manner specified in the Agreement, and the Borrower hereby authorises PKO BP SA to do so.

§ 5.

This document has been drawn up/the declaration of will has been submitted by the proxy in the electronic form and signed with qualified electronic signatures using the qualified certificates, in accordance with the provisions of Act of September 5, 2016, on the Fiduciary Services and Electronic Identification.

Appendixes to the Addendum:

3

Exhibit 10.2

[letterhead of Powszechna Koso Oszczędności Bonk Polski Spółka Akcyjna]

Warsaw, on December 21, 2020

Statement by PKO BP SA

Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna with its registered office in Warsaw, ul. Puławsko 15, 02-515 Warszawa, entered in the National Court Register maintained by the District Court for the Capital City of Warsaw, under KRS number 0000026438, (tax identification number) NIP: 525-000-77-38, (statistical identification number) REGON: 016298263; paid-in capital of PLN 1,250,000,000.00 (the “PKO BP SA” or a “Party”), pursuant to Art. 95 of the Banking Law Act of August 29, 1997 (consolidated text in: Journal of Laws [Dz. U.] of 2020, item 1896, as amended), hereby declares that on the basis of agreement no. 97 1020 1026 0000 1702 0388 9318 overdraft facility of May 23, 2019, as amended (the “Facility Agreement”), the Party granted ASEC Spółka Akcyjna with its registered office in Kraków, ul. Wadowicka 6, 30-415 Kraków, entered in the National Court Register, maintained by the District Court for Kraków-Śródmieście in Kraków, XI Commercial Division of the National Court Register under KRS number 0000034383, NIP: 677- 193-09-64, REGON: 351324446, share capital (paid-in capital) of PLN 4,107,000.00 (the “Borrower” or a “Party”) overdraft facility (the “Facility”), subject to the following terms and conditions:

In the event of late repayment of the Facility or part thereof, PKO BP SA will charge interest on the outstanding amount for the period from the day following the day on which the repayment should take place to the day preceding the repayment date at the floating interest rate provided for overdue loans and loans declared to be immediately due and payable, after the lapse of the notice period, for business purposes, as specified in a resolution of the Management Board of PKO BP S.A. applicable in the periods, on which interest is calculated and communicated to clients in a communiqué of PKO BP S.A. made available at the premises of PKO BP S.A., regardless of any other form of notification.

As at December 21, 2020, the interest rate for the outstanding debt is 11.2% per annum. The detailed rules of charging the interest rate for the Facility and the past due debt are set out in the Facility Agreement.

The date of delivery of the notice of termination of the Facility Agreement shall be deemed the date of service of the notice to the Borrower’s own hands or by registered mail or courier service against acknowledgement of receipt. In the event that the Borrower fails to receive the statement of notice of termination of the Facility Agreement sent by PKO BP SA to the Borrower’s last known correspondence address, the statement on the termination of the Facility Agreement shall be deemed as delivered on the first business day on which the consignment could have been picked up on the basis of a postal notice (the so-called “letter of advice”).

The Parties agreed that the Borrower shall submit a declaration to the effect that in the event of defaulting on payment of PKO BP S.A.’s receivables under the Facility Agreement, the Borrower submits itself, for the benefit of PKO BP S.A., to court procedure of enforcement of the payment of a sum of money up to the amount specified therein, directly from the notarial deed of the statement, in accordance with Art. 777 §1.5 of the Code of Civil Procedure of 17 November 1964 (consolidated text: Journal of Laws [Dz. U.] of 2020, item 1575 as amended) (hereinafter the “Code of Civil Procedure”):

In addition, the Parties have agreed that:

The statement is issued in order to prepare the Borrower’s statement on submission to court enforcement procedure in the form of a notarial deed.

Corporate stamp of PKO BP SA. Functional stamps of the authorised staff members.

Signed by:

Signed by: