Legal and General Group Plc is a holding company whose subsidiaries are engaged in providing insurance, investment management and financial services to customers primarily in the United Kingdom. The Company offers a range of life and pensions products, including individual life and annuity policies, such as capital redemption and permanent health insurance, individual pension arrangements and employers' schemes (including group life and permanent health insurance benefits), and pension fund management. Legal & General also offers fund management services for its clients' policyholders and shareholders' funds through managed and segregated funds, unit trusts, personal equity plans and individual savings accounts. In addition, the Company also markets household, mortgage indemnity, motor, healthcare and accident sickness, and unemployment insurance. The Group's primary focus is on the UK but it also has operations in the USA, the Netherlands, France and Germany.