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Market Activity
Stock
CIWV
Company Profile

CIWV
Citizens Financial Corp. (WV)

Common Stock

32.01

-0.48

-1.48%

32.01 / 33.50 (1 x 1)

Real-Time Best Bid & Ask: 05:00pm 07/17/2025

Delayed (15 Min) Trade Data: 12:00am 07/17/2025

Citizens Financial Corp. (WV)

211 Third Street

Elkins, WV 26241

Principal Executive Offices:

211 Third Street

Elkins, WV 26241

www.citizenswv.com

+1 304-636-4095

customerservice@citizenswv.com

Business Description

Citizens Financial Corp. (OTC: CIWV) is the parent company of its wholly-owned subsidiary, Citizens Bank of West Virginia, Inc., with assets of $687 million and headquartered in Elkins, WV. From six office locations in North Central and northern West Virginia, the bank provides integrated financial services including retail and commercial banking, wealth management, and mortgage services. Citizens Bank was recognized for the fourth consecutive year by American Banker magazine in the Top Performing Publicly Trading Community Banks Under $2 Billion of Assets in the Nation, ranking 25th on the prestigious Top 100 list and 1st among WV banks. Citizens is also named to Newsweek's America's Best Banks ...

Corporate Structure

Network Error

Financial Reporting

Reporting Status

U.S. Reporting: Bank/Thrift

Audited Financials

Audited

Latest Report

03/31/2025 Quarterly Report

CIK

0000764156

Fiscal Year End

12/31

Company Officers & Contacts

Nathaniel S. Bonnell

President, CEO

Leesa M. Harris

Secretary

Chasity Pennington

Asst. Treasurer

Anthony Ricottilli

Treasurer

Board of Directors

Cyrus K. Kump

Chairman

John W. Carte, II

Beverly H. Johnson

Franklin M. Santmyer, Jr.

Robert L. Morris. Jr.

Jeffrey C. Kiess

Independent Director

C. Curtis Woodford

John A. Yeager

Other Company Insiders

None

Other Company Insiders are all persons or entities beneficially owning 10% or more of any class of the issuer's securities. Together, officers, directors and other company insiders comprise Company Insiders.

Service Providers

Accounting/Auditing Firm

S.R. Snodgrass, P.C.

2009 Mackenzie Way

Suite 340

Cranberry Township, PA 16066

Profile Data

SIC - Industry Classification

6022 - State commercial banks

Incorporation Information

WV, US, 1924

Employees

94 as of 03/31/2025

Shell

Bank / Thrift

Yes

Products and Services

Citizens provides banking services including checking, savings, and certificates of deposit accounts, as well as commercial, mortgage, and consumer loans. In addition to deposit and loan services, we also offer a full array of wealth management services through our trust and investment departments.

Company Facilities

Citizens operates six offices in North Central and in the Northern Panhandle of West Virginia. These offices are located in the following cities: Elkins, Parsons, Beverly, Snowshoe, Buckhannon, and New Martinsville.